Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Elkhart County

34 Low Income Apartment Communities In Elkhart County

Crystal Valley Manor

114 Krider Dr
Middlebury, Indiana
1-2 BR

Ashton Pines Apartment Homes

4353 Balsam Fir Ln
Elkhart, Indiana
1-4 BR

Gardenview Senior Apartments

1119 N Main St
Elkhart, Indiana
Call For Rent
1-2 BR

Maple Leaf Commons

2926 Elkhart Rd
Goshen, Indiana
Call For Rent
1 BR
Elderly Supportive Housing

Rosedale Hi - Rise

501 W Indiana Ave
Elkhart, Indiana
Call For Rent
1 BR
Family & Senior

Waterfall Hi - Rise

303 Waterfall Dr
Elkhart, Indiana
Call For Rent
1-2 BR

Stratford Commons

2601 Oakland Ave
Elkhart, Indiana
Income Based
1-2 BR

Washington Gardens

326 W Indiana Ave
Elkhart, Indiana
Call For Rent
1-5 BR

Northwood Apartments Nappanee

900 Northwood Cir
Nappanee, Indiana

The Hattle

112 E Lincoln Ave
Goshen, Indiana

Housing Authorities that serve Elkhart County

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Elkhart County, Indiana

There are 34 low income housing apartment communities offering 2,910 affordable apartments for rent in Elkhart County, Indiana.

Income Based Apartments in Elkhart County, Indiana

Elkhart County features 1,629 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart County, Indiana

There are 1,226 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.

Housing Choice Vouchers in Elkhart County, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $735 and $899.

2020 Elkhart County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $532 $630 $817 $1,029 $1,129
Payment Standard Range $479 to $585 $567 to $693 $735 to $899 $926 to $1,132 $1,016 to $1,242

Sourced from federal housing data and research.

Elkhart County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 2,910
Total Housing Units with Rental Assistance 1,629
Percentage of Housing Units Occupied By Renters 30.5%
Average Renter Household Size 2.63
Average Household Size 2.80
Median Household Income $47,913 ±$1,143
Median Rent $719 ±$13
Percentage Of Renters Overburdened 43.05% ± 2.79pp
Total Population 200,685

Population and Household Demographics

Elkhart County is a county in Indiana with a population of 200,685. There are 70,439 households in the county with an average household size of 2.80 persons. 30.5% of households in Elkhart County are renters.

Income and Rent Overburden in Elkhart County

The median gross income for households in Elkhart County is $47,913 a year, or $3,993 a month. The median rent for the county is $719 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkhart County, a household making less than $2,397 a month would be considered overburdened when renting an apartment at or above the median rent. 43.05% of households who rent are overburdened in Elkhart County.

Area Median Income In Elkhart County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Elkhart County, HUD calculates the Area Median Income for a family of four as $70,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkhart County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elkhart County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,750 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $24,600 $28,100 $31,600 $35,100 $37,950 $40,750 $43,550 $46,350
80% of Median $39,350 $44,950 $50,550 $56,150 $60,650 $65,150 $69,650 $74,150

Cities In Elkhart County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bristol The HUD funded Public Housing Agency that serves Bristol is the Brightpoint.
Dunlap The HUD funded Public Housing Agency that serves Dunlap is the Brightpoint.
Elkhart The HUD funded Public Housing Agencies that serve Elkhart are the Elkhart Housing Authority and Brightpoint.
Goshen The HUD funded Public Housing Agencies that serve Goshen are the Housing Authority of the City of Goshen, Warsaw Housing Authority and Brightpoint.
Middlebury The HUD funded Public Housing Agency that serves Middlebury is the Brightpoint.
Millersburg The HUD funded Public Housing Agency that serves Millersburg is the Brightpoint.
Nappanee The HUD funded Public Housing Agency that serves Nappanee is the Brightpoint.
New Paris The HUD funded Public Housing Agency that serves New Paris is the Brightpoint.
Simonton Lake The HUD funded Public Housing Agency that serves Simonton Lake is the Brightpoint.
Wakarusa The HUD funded Public Housing Agency that serves Wakarusa is the Brightpoint.