What HUD offices serve Elkhart County, Indiana?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart County.
How many renters live in Elkhart County, Indiana?
The County of Elkhart County has 206,890 people living in 74,362 households.
There are 56,613 renters living in 23,453 renter households in this County. Renters make up 27.36 percent of the population living in Elkhart County.
What is the rental market like in Elkhart County, Indiana?
There are an estimated 80,537 housing units in the Elkhart County area. Of these, 25,497 units are rental homes, making up 32 percent of the housing market. For every renter household in Elkhart County, Indiana, there are 1 rental units.
What is the vacancy rate for rentals in Elkhart County?
The rental vacancy rate in Elkhart County is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in Elkhart County for each bedroom size?
Occupied Rental Units by Size in Elkhart County
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 610 | 4,986 | 7,954 | 6,070 | 865 |
Occupied Rental Units by Size in Elkhart County
A large number of apartments in Elkhart County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in Elkhart County are overburdened by housing costs?
Among renter households in this market, 48 percent have housing cost burden. Further, 26 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in Elkhart County
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $849 to $1,468. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $849 |
| One BR | $879 |
| Two BR | $1,102 |
| Three BR | $1,415 |
| Four BR | $1,468 |
2024 Fair Market Rents in Elkhart County, Indiana
How many units are rented at Fair Market Rent (FMR) in Elkhart County?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 318 | 52 percent |
| One BR | 3,399 | 68 percent |
| Two BR | 5,397 | 68 percent |
Rental Units Below FMR in Elkhart County, Indiana
How many affordable rental units are in Elkhart County?
There are a variety of federal affordable housing programs serving households in Elkhart County, Indiana including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 1,587 |
| Public Housing | 666 |
| Section 8 Project-Based Rental Assistance | 842 |
| Section 202 Supportive Housing for the Elderly | 39 |
| Section 811 Supportive Housing for Persons with Disabilities | 12 |
| USDA Section 515 Rural Rental Housing | 134 |
Tracked Units by Federal Program in Elkhart County, Indiana
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Elkhart County, Indiana
Elkhart County features 1,643 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Elkhart County, Indiana
There are 994 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.
Housing Choice Vouchers in Elkhart County, Indiana
On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $992 and $1,212.
Sourced from federal housing data and AffordableHousingOnline.com research.
