Affordable Housing In Elkhart County
Indiana

Affordable Housing programs support 1,629 income based apartments in Elkhart County where households pay rent based on how much they earn.

There are 1,226 affordable apartments in Elkhart County that offer reduced rents to low-income households.

Waiting Lists in Elkhart County, Indiana

There is one Section 8 Housing Choice Voucher waiting list open in Elkhart County.

Go to the Indiana Section 8 Waiting Lists page for more openings near Elkhart County.

Crystal Valley Manor

114 Krider Dr
Middlebury, Indiana
$305-562
1-2 BR
Rent Assisted

Ashton Pines Apartment Homes

4353 Balsam Fir Ln
Elkhart, Indiana
$656-910
1-4 BR
Affordable

Gardenview Senior Apartments

1119 N Main St
Elkhart, Indiana
Call For Rent
1-2 BR
55+
62+
Affordable

Maple Leaf Commons

2926 Elkhart Rd
Goshen, Indiana
Call For Rent
1 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing

Rosedale Hi - Rise

501 W Indiana Ave
Elkhart, Indiana
Call For Rent
1 BR
Family & Senior

Waterfall Hi - Rise

303 Waterfall Dr
Elkhart, Indiana
Call For Rent
1-2 BR

Stratford Commons

2601 Oakland Ave
Elkhart, Indiana
Income Based
1-2 BR
Rent Assisted
62+

Washington Gardens

326 W Indiana Ave
Elkhart, Indiana
Call For Rent
1-5 BR

Northwood Apartments Nappanee

900 Northwood Cir
Nappanee, Indiana
Rent Assisted

The Hattle

112 E Lincoln Ave
Goshen, Indiana
Affordable
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Affordable Housing In Elkhart County

View affordable apartments and waiting lists in cities near Elkhart County

City Apartments
Affordable Housing In Bristol, IN Affordable Housing programs support 1 apartment communities in Bristol.
Affordable Housing In Elkhart, IN Affordable Housing programs support 20 apartment communities in Elkhart.
Affordable Housing In Goshen, IN Affordable Housing programs support 7 apartment communities in Goshen.
Affordable Housing In Middlebury, IN Affordable Housing programs support 2 apartment communities in Middlebury.
Affordable Housing In Nappanee, IN Affordable Housing programs support 4 apartment communities in Nappanee.

Public Housing Agencies Serving Elkhart County, Indiana

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart County.

Elkhart County, Indiana Affordable Housing Data

Income Based Apartments in Elkhart County, Indiana

Elkhart County features 1,629 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart County, Indiana

There are 1,226 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.

Housing Choice Vouchers in Elkhart County, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $887 and $1,085.

2023 Elkhart County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Elkhart County, Indiana Fair Market Rent $734 $770 $986 $1,261 $1,325
Elkhart County, Indiana Payment Standard Range $661 to $807 $693 to $847 $887 to $1,085 $1,135 to $1,387 $1,193 to $1,458

Sourced from federal housing data and AffordableHousingOnline.com research.

Elkhart County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 2,910
Total Housing Units with Rental Assistance 1,629
Percentage of Housing Units Occupied By Renters 30.5%
Average Renter Household Size 2.63
Average Household Size 2.80
Median Household Income $47,913 ±$1,143
Median Rent $719 ±$13
Percentage Of Renters Overburdened 43.05% ± 2.79pp
Total Population 200,685

Population and Household Demographics

Elkhart County is a county in Indiana with a population of 200,685. There are 70,439 households in the county with an average household size of 2.80 persons. 30.5% of households in Elkhart County are renters.

Income and Rent Overburden in Elkhart County

The median gross income for households in Elkhart County is $47,913 a year, or $3,993 a month. The median rent for the county is $719 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkhart County, a household making less than $2,397 a month would be considered overburdened when renting an apartment at or above the median rent. 43.05% of households who rent are overburdened in Elkhart County.

Area Median Income In Elkhart County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Elkhart County, HUD calculates the Area Median Income for a family of four as $83,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkhart County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elkhart County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Elkhart County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Elkhart County AMI may qualify for rental assistance programs that target Very Low Income households.
$26,450 $30,200 $34,000 $37,750 $40,800 $43,800 $46,850 $49,850
80% AMI Income Limits
Renters earning up to 80% of the Elkhart County AMI may qualify for rental assistance programs that target Low Income households.
$42,300 $48,350 $54,400 $60,400 $65,250 $70,100 $74,900 $79,750