Low Income Apartments and Affordable Housing For Rent in Elkhart County, IN

Discover affordable housing in Elkhart County where there are 70+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

916 Pearl St

916 Pearl St, Elkhart, Indiana 46516

bed 2
payment $908/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

804 College Ave

804 College Ave, Goshen, Indiana 46526

bed 2
payment $895/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

54686 Co Rd 19

54686 Co Rd 19, Bristol, Indiana 46507

bed 2
payment $849/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

54686 Co Rd 19

54686 Co Rd 19, Bristol, Indiana 46507

bed 3
payment $899/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

515 8th St Unit 515 8th Street- B

515 8th St Unit 515 8th Street- B, Elkhart, Indiana 46516

bed 1
payment $700/mo.

684 Strong Ave Unit 1/2

684 Strong Ave Unit 1/2, Elkhart, Indiana 46514

bed 2
payment $850/mo.

1028 Church Ct

1028 Church Ct, Elkhart, Indiana 46516

bed 2
payment $1095/mo.

117 Watertower Ct Unit 117 Watertower

117 Watertower Ct Unit 117 Watertower, Goshen, Indiana 46526

bed 2
payment $975/mo.

129 Watertower Ct Unit 129 Watertower

129 Watertower Ct Unit 129 Watertower, Goshen, Indiana 46526

bed 2
payment $975/mo.

118 Watertower Ct Unit 118 Watertower

118 Watertower Ct Unit 118 Watertower, Goshen, Indiana 46526

bed 2
payment $975/mo.

715 Oakland Ave Unit 3

715 Oakland Ave Unit 3, Elkhart, Indiana 46516

bed Studio
payment $550/mo.

207 Tanglewood Dr Unit 207-A Tanglewood

207 Tanglewood Dr Unit 207-A Tanglewood, Goshen, Indiana 46526

bed 2
payment $875/mo.

23732 US-33

23732 US-33, Elkhart, Indiana 46517

bed 3
payment $1395/mo.

1011 Maple Row

1011 Maple Row, Elkhart, Indiana 46514

bed 3
payment $1350/mo.

119 Watertower Ct Unit 119 Watertower-119

119 Watertower Ct Unit 119 Watertower-119, Goshen, Indiana 46526

bed 2
payment $975/mo.

1164 Bresseau St Unit D

1164 Bresseau St Unit D, Elkhart, Indiana 46514

bed 1
payment $775/mo.

606 Revere Dr

606 Revere Dr, Goshen, Indiana 46526

bed 2
payment $975/mo.

819 Antler Dr Unit C

819 Antler Dr Unit C, Middlebury, Indiana 46540

bed 2
payment $950/mo.

212 Jefferson St Unit Apartment B

212 Jefferson St Unit Apartment B, Elkhart, Indiana 46516

bed 2
payment $750/mo.

54686 Co Rd 19

54686 Co Rd 19, Bristol, Indiana 46507

bed 3
payment $899/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

How To Identify Affordable Housing in Elkhart County, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
calendar_today Opened: Nov 14
Open Until Further Notice
devices
calendar_month

Reported On February 23rd, 2024 by Ayat Elkarib

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Elkhart County, Indiana
$20.87/hour
$13.62 (+188%) more than Indiana minimum wage and $13.62 (+188%) more than the Federal minimum wage.
Learn More About Elkhart County, Indiana Affordable Housing ↓

What HUD offices serve Elkhart County, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Elkhart County, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart County.

How many renters live in Elkhart County, Indiana?

The County of Elkhart County has people living in households.

There are renters living in renter households in this County. Renters make up 27.36 percent of the population living in Elkhart County.

What is the rental market like in Elkhart County, Indiana?

There are an estimated housing units in the Elkhart County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Elkhart County, Indiana, there are 1.09 rental units.

What is the vacancy rate for rentals in Elkhart County?

The rental vacancy rate in Elkhart County is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Elkhart County for each bedroom size?

Occupied Rental Units by Size in Elkhart County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
610 4,986 7,954 6,070 865
Occupied Rental Units by Size in Elkhart County

A large number of apartments in Elkhart County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Elkhart County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $849 to $1,468. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $849
One BR $879
Two BR $1,102
Three BR $1,415
Four BR $1,468
2024 Fair Market Rents in Elkhart County, Indiana

How many units are rented at Fair Market Rent (FMR) in Elkhart County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 318 52 percent
One BR 3,399 68 percent
Two BR 5,397 68 percent
Rental Units Below FMR in Elkhart County, Indiana

How many affordable rental units are in Elkhart County?

There are a variety of federal affordable housing programs serving households in Elkhart County, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Elkhart County, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Elkhart County, Indiana

Elkhart County features 1,643 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart County, Indiana

There are 994 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.

Housing Choice Vouchers in Elkhart County, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $992 and $1,212.

Sourced from federal housing data and AffordableHousingOnline.com research.

Email Signup
Don't Miss A Waiting List Opening