Affordable Housing In Elkhart County
Indiana

33 Low Income Apartment Communities In Elkhart County

The Overlook

58720 Vista Blvd
Elkhart, IN
Accepts Vouchers

451 North Main Street

451 N Main St
Nappanee, IN
Accepts Vouchers

Main Street Manor ( Nappanee Central School )

401 N Main St
Nappanee, IN
Accepts Vouchers

Housing Authorities that serve Elkhart County

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Elkhart County

Housing Authority Programs
Elkhart Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Elkhart County, Indiana

There are 33 low income housing apartment communities offering 2,880 affordable apartments for rent in Elkhart County, Indiana.

Income Based Apartments in Elkhart County, Indiana

Elkhart County features 1,599 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart County, Indiana

There are 1,226 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.

Housing Choice Vouchers in Elkhart County, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $735 and $899.

2020 Elkhart County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $532 $630 $817 $1,029 $1,129
Payment Standard Range $479 to $585 $567 to $693 $735 to $899 $926 to $1,132 $1,016 to $1,242

Sourced from federal housing data and AffordableHousingOnline.com research.

Elkhart County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 33
Total Low Income Apartments 2,880
Total Housing Units with Rental Assistance 1,599
Percentage of Housing Units Occupied By Renters 30.5%
Average Renter Household Size 2.63
Average Household Size 2.80
Median Household Income $47,913 ±$1,143
Median Rent $719 ±$13
Percentage Of Renters Overburdened 43.05% ± 2.79pp
Total Population 200,685

Population and Household Demographics

Elkhart County is a County in Indiana with a population of 200,685. There are 70,439 households in the county with an average household size of 2.80 persons. 30.5% of households in Elkhart County are renters.

Income and Rent Overburden in Elkhart County

The median gross income for households in Elkhart County is $47,913 a year, or $3,993 a month. The median rent for the county is $719 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkhart County, a household making less than $2,397 a month would be considered overburdened when renting an apartment at or above the median rent. 43.05% of households who rent are overburdened in Elkhart County.1

Area Median Income In Elkhart County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Elkhart County, HUD calculates the Area Median Income for a family of four as $69,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkhart County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Elkhart County HUD Rental Assistance in Elkhart County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,150 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,550 $26,900 $30,250 $33,600 $36,300 $39,000 $41,700 $44,400
80% of Median $37,650 $43,000 $48,400 $53,750 $58,050 $62,350 $66,650 $70,950

Cities In Elkhart County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Elkhart 20 The HUD funded Public Housing Agency that serves Elkhart is the Elkhart Housing Authority.
Middlebury 2 The HUD funded Public Housing Agency that serves Middlebury is the Brightpoint.
Goshen 7 The HUD funded Public Housing Agencies that serve Goshen are the Housing Authority of the City of Goshen and Warsaw Housing Authority.
Nappanee 3 The HUD funded Public Housing Agency that serves Nappanee is the Brightpoint.
Bristol 1 The HUD funded Public Housing Agency that serves Bristol is the Brightpoint.
Millersburg 0 The HUD funded Public Housing Agency that serves Millersburg is the Brightpoint.
Dunlap 0 The HUD funded Public Housing Agency that serves Dunlap is the Brightpoint.
New Paris 0 The HUD funded Public Housing Agency that serves New Paris is the Brightpoint.
Simonton Lake 0 The HUD funded Public Housing Agency that serves Simonton Lake is the Brightpoint.
Wakarusa 0 The HUD funded Public Housing Agency that serves Wakarusa is the Brightpoint.