Affordable Housing In Gary
Lake County, Indiana

Affordable Housing programs support 4,695 income based apartments in Gary where households pay rent based on how much they earn.

There are 1,368 affordable apartments in Gary that offer reduced rents to low-income households.

Waiting Lists in Gary, Indiana

There are no open Section 8 Housing Choice Voucher waiting lists in Gary. Go to the Indiana Section 8 Waiting Lists page for openings near Gary.

Linden House Gary

1500 Washington St
Gary, Indiana
Call For Rent
1 BR
Rent Assisted
55+

Small Farms

1990 W 24th Lane
Gary, Indiana
Call For Rent
1-2 BR

Homewood Village

2173 Carolina Street
Gary, Indiana
Call For Rent
2-4 BR

St. John Homes

2173 Carolina St
Gary, Indiana
Call For Rent
2-3 BR

Gary NSA III

477 Arthur St
Gary, Indiana
Income Based
Studio-4 BR

Gary NSA V

501 Madison St
Gary, Indiana
Income Based
1-3 BR
Rent Assisted

Gary Manor Apartments

1200 Washington St
Gary, Indiana
Income Based
1-3 BR
Rent Assisted
62+

Park Shore Commons

860 N Wells St
Gary, Indiana
Income Based
1-3 BR
Rent Assisted

Woodlake Village II

8901 E. 5th Ave
Gary, Indiana
Call For Rent
1-3 BR
Rent Assisted

Concord Commons II

2002 Hanley St.
Gary, Indiana
Call For Rent
1-3 BR
Rent Assisted
Showing Results 1-10

Affordable Housing Near Gary

View affordable apartments and waiting lists in cities near Gary

City Apartments
Affordable Housing In Cedar Lake, IN Affordable Housing programs support 1 apartment communities in Cedar Lake.
Affordable Housing In Crown Point, IN Affordable Housing programs support 2 apartment communities in Crown Point.
Affordable Housing In East Chicago, IN Affordable Housing programs support 15 apartment communities in East Chicago.
Affordable Housing In Hammond, IN Affordable Housing programs support 12 apartment communities in Hammond.
Affordable Housing In Hobart, IN Affordable Housing programs support 2 apartment communities in Hobart.
Affordable Housing In Lowell, IN Affordable Housing programs support 2 apartment communities in Lowell.
Affordable Housing In Merrillville, IN Affordable Housing programs support 12 apartment communities in Merrillville.
Affordable Housing In Whiting, IN Affordable Housing programs support 1 apartment communities in Whiting.

Public Housing Agencies Serving Gary, Indiana

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Gary Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Gary.

Gary, Indiana Affordable Housing Data

Income Based Apartments in Gary, Indiana

Gary features 4,695 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gary, Indiana

There are 1,368 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gary.

Housing Choice Vouchers in Gary, Indiana

On average, Section 8 Housing Choice vouchers pay Gary landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Gary.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gary, Indiana for a two-bedroom apartment is between $900 and $1,100.

2023 Gary, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Gary, Indiana Fair Market Rent $677 $815 $1,000 $1,227 $1,361
Gary, Indiana Payment Standard Range $609 to $745 $734 to $897 $900 to $1,100 $1,104 to $1,350 $1,225 to $1,497

Sourced from federal housing data and AffordableHousingOnline.com research.

Gary, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 44
Total Low Income Apartments 6,063
Total Housing Units with Rental Assistance 4,695
Percentage of Housing Units Occupied By Renters 48.82%
Average Renter Household Size 2.67
Average Household Size 2.52
Median Household Income $28,020 ±$1,263
Median Rent $728 ±$18
Percentage Of Renters Overburdened 53.49% ± 3.1pp
Total Population 78,483

Population and Household Demographics

Gary is a city in Lake County, Indiana with a population of 78,483. There are 30,814 households in the city with an average household size of 2.52 persons. 48.82% of households in Gary are renters.

Income and Rent Overburden in Gary

The median gross income for households in Gary is $28,020 a year, or $2,335 a month. The median rent for the city is $728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gary, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 53.49% of households who rent are overburdened in Gary.

Area Median Income In Gary

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gary, the AMI is calculated from all households within Lake County.

In Gary, HUD calculates the Area Median Income for a family of four as $85,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gary

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gary

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Gary AMI may qualify for rental assistance programs that target Extremely Low Income households.
$17,750 $20,250 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Gary AMI may qualify for rental assistance programs that target Very Low Income households.
$29,550 $33,800 $38,000 $42,200 $45,600 $49,000 $52,350 $55,750
80% AMI Income Limits
Renters earning up to 80% of the Gary AMI may qualify for rental assistance programs that target Low Income households.
$47,250 $54,000 $60,750 $67,500 $72,900 $78,300 $83,700 $89,100