Low Income Apartments and Affordable Housing For Rent in Gary, IN

Discover affordable housing in Gary where there are 44+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Gary Manor Apartments

1200 Washington St, Gary, Indiana 46407

bed 1-3

Small Farms

1990 W 24th Lane, Gary, Indiana 46404

bed 1-2

St. John Homes

2173 Carolina St, Gary, Indiana 46407

bed 2-3


477 Arthur St, Gary, Indiana 46404

bed Studio-4

Linden House Gary

1500 Washington St, Gary, Indiana 46407

bed 1

Homewood Village

2173 Carolina Street, Gary, Indiana 46407

bed 2-4

Park Shore Commons

860 N Wells St, Gary, Indiana 46403

bed 1-3

Woodlake Village III

8901 E 5th Ave, Gary, Indiana 46403

Gary NSA V

501 Madison St, Gary, Indiana 46402

bed 1-3

Rosewood Apartments

1700 Clark Rd, Gary, Indiana 46404

Oak Knoll Renaissance Apartments

4200 W 23rd Ave, Gary, Indiana 46404

Willows on Clark Road

435 Clark Rd, Gary, Indiana 46406

Gary Nsa I and II

1735 W 5th Ave, Gary, Indiana 46402

Al Thomas Senior Living

100 W 11th Ave, Gary, Indiana 46402

bed Studio-2

Horace Mann Hope VI Development

660 Washington St, Gary, Indiana 46402

Woodlake Village II

8901 E. 5th Ave, Gary, Indiana 46403

bed 1-3

Concord Commons II

2002 Hanley St., Gary, Indiana 46406

bed 1-3

The Lancaster Apartments

2122 Virginia St, Gary, Indiana 46407


5535 E 4th Ave, Gary, Indiana 46403

Horace Mann Apartments

612 Adams St, Gary, Indiana 46402

auto_awesome Focus Results:
switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
elderly Senior
payment Income Based
accessibility Accessible
accessible_forward Disability

How To Identify Affordable Housing in Gary, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Gary, Indiana
$16.50 (+228%) more than Indiana minimum wage and $16.50 (+228%) more than the Federal minimum wage.
Learn More About Gary, Indiana Affordable Housing ↓

What HUD offices serve Gary, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Gary, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Gary, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Gary.

How many renters live in Gary, Indiana?

The City of Gary has people living in households.

There are renters living in renter households in this City. Renters make up 55.32 percent of the population living in Gary.

What is the rental market like in Gary, Indiana?

There are an estimated housing units in the Gary area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Gary, Indiana, there are 1.1 rental units.

What is the vacancy rate for rentals in Gary?

The rental vacancy rate in Gary is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Gary for each bedroom size?

Occupied Rental Units by Size in Gary
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
213 2,107 5,995 4,589 1,121
Occupied Rental Units by Size in Gary

A large number of apartments in Gary have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Gary

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $869 to $1,672. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $869
One BR $1,027
Two BR $1,254
Three BR $1,539
Four BR $1,672
2024 Fair Market Rents in Gary, Indiana

How many units are rented at Fair Market Rent (FMR) in Gary?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 121 57 percent
One BR 1,931 92 percent
Two BR 4,523 75 percent
Rental Units Below FMR in Gary, Indiana

How many affordable rental units are in Gary?

There are a variety of federal affordable housing programs serving households in Gary, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Mod Rehab Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Gary, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Gary, Indiana

Gary features 3,857 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gary, Indiana

There are 1,497 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gary.

Housing Choice Vouchers in Gary, Indiana

On average, Section 8 Housing Choice vouchers pay Gary landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Gary.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gary, Indiana for a two-bedroom apartment is between $1,129 and $1,379.

Sourced from federal housing data and AffordableHousingOnline.com research.