Affordable Housing In Sturgis
Union County, Kentucky

3 Low Income Apartment Communities In Sturgis

Housing Authorities that serve Sturgis

Housing Authority	Programs
Housing Authority of Sturgis	Public Housing
Kentucky Housing Corporation	Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Sturgis, Kentucky

There are 3 low income housing apartment communities offering 122 affordable apartments for rent in Sturgis, Kentucky.

Income Based Apartments in Sturgis, Kentucky

Sturgis features 90 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Sturgis, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Sturgis.

Housing Choice Vouchers in Sturgis, Kentucky

On average, Section 8 Housing Choice vouchers pay Sturgis landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Sturgis.

The maximum amount a voucher would pay on behalf of a low-income tenant in Sturgis, Kentucky for a two-bedroom apartment is between $597 and $729.

2021 Sturgis, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Sturgis, Kentucky Fair Market Rent	$475	$553	$663	$887	$926
Sturgis, Kentucky Payment Standard Range	$428 to $523	$498 to $608	$597 to $729	$798 to $976	$833 to $1,019

Sourced from federal housing data and AffordableHousingOnline.com research.

Sturgis, KY Affordable Housing Snapshot

Total Affordable Apartment Properties	3
Total Low Income Apartments	122
Total Housing Units with Rental Assistance	90
Percentage of Housing Units Occupied By Renters	43.02%
Average Renter Household Size	2.37
Average Household Size	2.31
Median Household Income	$33,835 ±$3,837
Median Rent	$462 ±$46
Percentage Of Renters Overburdened	50.65% ± 22.83pp
Total Population	2,098

Population and Household Demographics

Sturgis is a city in Union County, Kentucky with a population of 2,098. There are 895 households in the city with an average household size of 2.31 persons. 43.02% of households in Sturgis are renters.

Income and Rent Overburden in Sturgis

The median gross income for households in Sturgis is $33,835 a year, or $2,820 a month. The median rent for the city is $462 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Sturgis, a household making less than $1,540 a month would be considered overburdened when renting an apartment at or above the median rent. 50.65% of households who rent are overburdened in Sturgis.

Area Median Income In Sturgis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Sturgis, the AMI is calculated from all households within Union County.

In Sturgis, HUD calculates the Area Median Income for a family of four as $56,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Sturgis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Sturgis

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Sturgis AMI may qualify for rental assistance programs that target Extremely Low Income households.	$12,760	$17,240	$21,720	$26,200	$30,450	$32,700	$34,950	$37,200
50% AMI Income Limits Renters earning up to 50% of the Sturgis AMI may qualify for rental assistance programs that target Very Low Income households.	$19,750	$22,550	$25,350	$28,150	$30,450	$32,700	$34,950	$37,200
80% AMI Income Limits Renters earning up to 80% of the Sturgis AMI may qualify for rental assistance programs that target Low Income households.	$31,550	$36,050	$40,550	$45,050	$48,700	$52,300	$55,900	$59,500