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Affordable Housing In Sturgis
Union County, Kentucky

3 Low Income Apartment Communities In Sturgis

Kelly Brook Apartments

221 S Holt Dr
Sturgis, Kentucky

Pleasant View Apartments

7 S Holt Dr
Sturgis, Kentucky

Ashmoor Apts

301 Kelsey Street #323
Sturgis, Kentucky
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Housing Authorities that serve Sturgis

Housing Authority Programs
Housing Authority of Sturgis Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Sturgis, Kentucky

There are 3 low income housing apartment communities offering 122 affordable apartments for rent in Sturgis, Kentucky.

Income Based Apartments in Sturgis, Kentucky

Sturgis features 90 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Sturgis, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Sturgis.

Housing Choice Vouchers in Sturgis, Kentucky

On average, Section 8 Housing Choice vouchers pay Sturgis landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Sturgis.

The maximum amount a voucher would pay on behalf of a low-income tenant in Sturgis, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Sturgis, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $448 $538 $631 $869 $979
Payment Standard Range $403 to $493 $484 to $592 $568 to $694 $782 to $956 $881 to $1,077

Sourced from federal housing data and research.

Sturgis, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 122
Total Housing Units with Rental Assistance 90
Percentage of Housing Units Occupied By Renters 43.02%
Average Renter Household Size 2.37
Average Household Size 2.31
Median Household Income $33,835 ±$3,837
Median Rent $462 ±$46
Percentage Of Renters Overburdened 50.65% ± 22.83pp
Total Population 2,098

Population and Household Demographics

Sturgis is a city in Union County, Kentucky with a population of 2,098. There are 895 households in the city with an average household size of 2.31 persons. 43.02% of households in Sturgis are renters.

Income and Rent Overburden in Sturgis

The median gross income for households in Sturgis is $33,835 a year, or $2,820 a month. The median rent for the city is $462 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Sturgis, a household making less than $1,540 a month would be considered overburdened when renting an apartment at or above the median rent. 50.65% of households who rent are overburdened in Sturgis.

Area Median Income In Sturgis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Sturgis, the AMI is calculated from all households within Union County.

In Sturgis, HUD calculates the Area Median Income for a family of four as $56,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Sturgis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Sturgis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,450 $32,700 $34,950 $37,200
50% of Median $19,750 $22,550 $25,350 $28,150 $30,450 $32,700 $34,950 $37,200
80% of Median $31,550 $36,050 $40,550 $45,050 $48,700 $52,300 $55,900 $59,500