Affordable Housing In Portland
Cumberland County, Maine

55 Low Income Apartment Communities In Portland

Carleton Street Apartments

17 Carleton Street
Portland, Maine
Call For Rent
Studio-2 BR

Thomas Heights

134 Washington Ave
Portland, Maine
$637-751
Studio BR

Fore River Apartments

63 Frederic Street
Portland, Maine
Call For Rent
1 BR

Washington Gardens

577 Washington Ave
Portland, Maine
Call For Rent
Studio BR
Accessible
Subsidized
62+

Island View Apartments

151 North Street
Portland, Maine
Call For Rent
1-3 BR

Bayside Anchor

81 E Oxford St
Portland, Maine
Call For Rent
Studio-2 BR

Solterra

58 Boyd Street
Portland, Maine
Call For Rent
Studio-2 BR

Deering Place

500 Cumberland Avenue
Portland, Maine
$750-1,200
1 BR

Bayside East

47 Smith Street
Portland, Maine
Call For Rent
1 BR
55+

Townhouses at Ocean East l

10 Sanctuary Lane
Portland, Maine
Call For Rent
2-3 BR

Section 8 Vouchers, Apartments, and Waiting Lists in Portland, Maine

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Portland, Maine

Housing Authority Programs
Portland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Moderate Rehabilitation
Maine State Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Portland, Maine

There are 55 low income housing apartment communities offering 3,169 affordable apartments for rent in Portland, Maine.

Income Based Apartments in Portland, Maine

Portland features 1,354 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Portland, Maine

There are 1,815 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Portland.

Housing Choice Vouchers in Portland, Maine

On average, Section 8 Housing Choice vouchers pay Portland landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Portland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Portland, Maine for a two-bedroom apartment is between $1,473 and $1,801.

2022 Portland, Maine Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Portland, Maine Fair Market Rent $1,088 $1,265 $1,637 $2,088 $2,557
Portland, Maine Payment Standard Range $979 to $1,197 $1,139 to $1,392 $1,473 to $1,801 $1,879 to $2,297 $2,301 to $2,813

Sourced from federal housing data and AffordableHousingOnline.com research.

Portland, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 55
Total Low Income Apartments 3,169
Total Housing Units with Rental Assistance 1,354
Percentage of Housing Units Occupied By Renters 56.61%
Average Renter Household Size 1.98
Average Household Size 2.14
Median Household Income $46,280 ±$1,772
Median Rent $946 ±$19
Percentage Of Renters Overburdened 49.6% ± 2.7pp
Total Population 66,490

Population and Household Demographics

Portland is a city in Cumberland County, Maine with a population of 66,490. There are 30,119 households in the city with an average household size of 2.14 persons. 56.61% of households in Portland are renters.

Income and Rent Overburden in Portland

The median gross income for households in Portland is $46,280 a year, or $3,857 a month. The median rent for the city is $946 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Portland, a household making less than $3,153 a month would be considered overburdened when renting an apartment at or above the median rent. 49.6% of households who rent are overburdened in Portland.

Area Median Income In Portland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Portland, the AMI is calculated from all households within Cumberland County.

In Portland, HUD calculates the Area Median Income for a family of four as $78,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Portland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Portland

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Portland AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,500 $18,850 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Portland AMI may qualify for rental assistance programs that target Very Low Income households.
$27,500 $31,400 $35,350 $39,250 $42,400 $45,550 $48,700 $51,850
80% AMI Income Limits
Renters earning up to 80% of the Portland AMI may qualify for rental assistance programs that target Low Income households.
$44,000 $50,250 $56,550 $62,800 $67,850 $72,850 $77,900 $82,900