Affordable Housing In Portland
Cumberland County, Maine

39 Low Income Apartment Communities In Portland

Carleton Street Apartments

17 Carleton St
Portland, ME
Call For Rent
Studio-2 BR
HCV Welcome

Thomas Heights

134 Washington Ave
Portland, ME
$637-751
Studio BR
HCV Welcome

Washington Gardens

577 Washington Ave
Portland, ME
Call For Rent
Studio BR
62+
Accessible
Subsidized

Bayside Anchor

81 E Oxford St
Portland, ME
Call For Rent
Studio-2 BR
HCV Welcome

Deering Place

500-510 Cumberland Ave
Portland, ME
$750-1,200
1 BR
HCV Welcome

West End Apartments

586 Westbrook St
Portland, ME
Call For Rent
Studio-3 BR
HCV Welcome

Huston Commons

72 Bishop St
Portland, ME
Call For Rent
Studio BR
HCV Welcome
Homeless Supportive Housing

Bayside East, BaysideTerrace, Kennedy Park

58 Boyd Street
Portland, ME
Call For Rent
1-2 BR
Accessible
HCV Welcome
Subsidized

Motherhouse

605 Stevens Ave
Portland, ME
Call For Rent
Studio-1 BR
55+
HCV Welcome

Danforth Heights

48 Salem Street
Portland, ME
Call For Rent
1-4 BR
Subsidized

Housing Authorities that serve Portland

Housing Authority Programs
Portland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Moderate Rehabilitation

Guide To Affordable Housing in Portland, Maine

There are 39 low income housing apartment communities offering 2,430 affordable apartments for rent in Portland, Maine. Portland features 869 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,561 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Portland.

Sourced from federal housing data and AffordableHousingOnline.com research.

Portland, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 39
Total Low Income Apartments 2,430
Total Housing Units with Rental Assistance 869
Percentage of Housing Units Occupied By Renters 56.61%
Average Renter Household Size 1.98
Average Household Size 2.14
Median Household Income $46,280 ±$1,772
Median Rent $946 ±$19
Percentage Of Renters Overburdened 49.6% ± 2.7pp
Total Population 66,490

Population and Household Demographics

Portland is a City in Cumberland County, Maine with a population of 66,490. There are 30,119 households in the city with an average household size of 2.14 persons. 56.61% of households in Portland are renters.

Income and Rent Overburden in Portland

The median gross income for households in Portland is $46,280 a year, or $3,857 a month. The median rent for the city is $946 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Portland, a household making less than $3,153 a month would be considered overburdened when renting an apartment at or above the median rent. 49.6% of households who rent are overburdened in Portland.1

Area Median Income In Portland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Portland, the AMI is calculated from all households within Cumberland County.

In Portland, HUD calculates the Area Median Income for a family of four as $74,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Portland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Portland HUD Rental Assistance in Portland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,800 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,900 $29,600 $33,300 $37,000 $40,000 $42,950 $45,900 $48,850
80% of Median $41,450 $47,400 $53,300 $59,200 $63,950 $68,700 $73,450 $78,150
Low Income Housing Tax Credits in Portland

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2012, 30 low income apartment communities containing 1,335 rental apartments have been constructed and made affordable to low income persons in Portland by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Portland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,900 $29,600 $33,300 $37,000 $40,000 $42,950 $45,900 $48,850
60% of Median $31,080 $35,520 $39,960 $44,400 $48,000 $51,540 $55,080 $58,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Portland is $39,960 a year, or $3,330 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,330 by 30% to get a maximum rent of $999 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $648 $694 $833 $963 $1,074 $1,184
60% $777 $833 $999 $1,155 $1,289 $1,421
Fair Market Rents in Portland

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$925 $1,008 $1,309 $1,711 $2,083