Affordable Housing In Crisfield
Somerset County, Maryland

5 Low Income Apartment Communities In Crisfield

Somerset Village

29 Somerset Village Drive
Crisfield, MD
Call For Rent
1 BR
Subsidized

Somers Cove Apartments

1 Somers Cv
Crisfield, MD

Somers Cove Apartments

51 Somers Cv
Crisfield, MD

Somers Cove Apartments

101 Somers Cv
Crisfield, MD

Somers Cove Apartments

201 Somers Cv
Crisfield, MD
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Housing Authorities that serve Crisfield

Housing Authority Programs
Housing Authority of Crisfield Section 8 Housing Choice Voucher (HCV); Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Crisfield, Maryland

According to federal housing data and AffordableHousingOnline.com research, there are 5 low income housing apartment communities offering 358 affordable apartments for rent in Crisfield, Maryland. Crisfield features 358 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 0 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Crisfield.

Crisfield, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 358
Total Housing Units with Rental Assistance 358
Percentage of Housing Units Occupied By Renters 54.37%
Average Renter Household Size 2.62
Average Household Size 2.39
Median Household Income $29,208 ±$7,397
Median Rent $460 ±$170
Percentage Of Renters Overburdened 55.16% ± 12.36pp
Total Population 2,685

Population and Household Demographics

Crisfield is a City in Somerset County, Maryland with a population of 2,685. There are 1,087 households in the city with an average household size of 2.39 persons. 54.37% of households in Crisfield are renters.

Income and Rent Overburden in Crisfield

The median gross income for households in Crisfield is $29,208 a year, or $2,434 a month. The median rent for the city is $460 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Crisfield, a household making less than $1,533 a month would be considered overburdened when renting an apartment at or above the median rent. 55.16% of households who rent are overburdened in Crisfield.1

Area Median Income In Crisfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Crisfield, the AMI is calculated from all households within Somerset County.

In Crisfield, HUD calculates the Area Median Income for a family of four as $49,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Crisfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Crisfield HUD Rental Assistance in Crisfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Crisfield

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 1988, 1 low income apartment communities containing 28 rental apartments have been constructed and made affordable to low income persons in Crisfield by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Crisfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Crisfield is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Crisfield

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$501 $647 $740 $1,030 $1,151