Low Income Apartments and Affordable Housing For Rent in Frederick, MD

Discover affordable housing in Frederick where there are 51+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Frederick, Maryland
$38.73/hour
$23.73 (+158%) more than Maryland minimum wage and $31.48 (+434%) more than the Federal minimum wage.
Learn More About Frederick, Maryland Affordable Housing ↓

What HUD offices serve Frederick, Maryland?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Moderate Rehabilitation, Homeownership, Housing Opportunities for Persons with AIDS (HOPWA) programs for Frederick, Maryland.
Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Homeownership, Section 8 HCV Money Follows the Person (MFP) programs for Frederick, Maryland.

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Frederick.

How many renters live in Frederick, Maryland?

The City of Frederick has 82,169 people living in 32,308 households.

There are 28,916 renters living in 13,605 renter households in this City. Renters make up 35.19 percent of the population living in Frederick.

What is the rental market like in Frederick, Maryland?

There are an estimated 33,172 housing units in the Frederick area. Of these, 13,696 units are rental homes, making up 41 percent of the housing market. For every renter household in Frederick, Maryland, there are 1 rental units.

What is the vacancy rate for rentals in Frederick?

The rental vacancy rate in Frederick is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Frederick for each bedroom size?

Occupied Rental Units by Size in Frederick
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
555 3,238 5,615 2,549 887
Occupied Rental Units by Size in Frederick

A large number of apartments in Frederick have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Frederick are overburdened by housing costs?

Among renter households in this market, 44 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Frederick

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,772 to $3,015. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,772
One BR $1,803
Two BR $2,045
Three BR $2,544
Four BR $3,015
2024 Fair Market Rents in Frederick, Maryland

How many units are rented at Fair Market Rent (FMR) in Frederick?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 315 57 percent
One BR 2,033 63 percent
Two BR 2,325 41 percent
Rental Units Below FMR in Frederick, Maryland

How many affordable rental units are in Frederick?

There are a variety of federal affordable housing programs serving households in Frederick, Maryland including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,411
Public Housing 303
Section 8 Project-Based Rental Assistance 446
Mod Rehab Project-Based Rental Assistance 14
Section 811 Supportive Housing for Persons with Disabilities 178
Tracked Units by Federal Program in Frederick, Maryland

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Frederick, Maryland

Frederick features 1,020 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Frederick, Maryland

There are 882 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Frederick.

Housing Choice Vouchers in Frederick, Maryland

On average, Section 8 Housing Choice vouchers pay Frederick landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Frederick.

The maximum amount a voucher would pay on behalf of a low-income tenant in Frederick, Maryland for a two-bedroom apartment is between $1,841 and $2,250.

Sourced from federal housing data and AffordableHousingOnline.com research.