Affordable Housing In Salisbury
Wicomico County, Maryland

29 Low Income Apartment Communities In Salisbury

Rivers Edge Apartments & Studio for the Arts

670 Fitzwater Street
Salisbury, MD
$371-994
1-3 BR
HCV Welcome

Victoria Park At Sassafras Meadows

875 Victoria Park Dr
Salisbury, MD
$353-855
1-2 BR
HCV Welcome

Village At Mitchell Pond

1117 Parsons Rd
Salisbury, MD
$810-970
2-3 BR
Subsidized

Westbrook Commons

555 West Rd
Salisbury, MD
Call For Rent
2-3 BR
HCV Welcome

Schumaker Place Apartments

818 S. Schumaker Drive
Salisbury, MD
Call For Rent
2-3 BR
HCV Welcome

Gateway Village

907 Gateway Street
Salisbury, MD
1 BR
62+
HCV Welcome

Pine Bluff Village

1514 Riverside Drive
Salisbury, MD
$722
1 BR
Subsidized

Gateway Village III

939 Gateway St
Salisbury, MD
1 BR
HCV Welcome

Lodges at Naylor Mill

29339 Naylor Mill Rd
Salisbury, MD
Call For Rent
1-2 BR
HCV Welcome

Homes At Foxfield

100 Foxfield Circle
Salisbury, MD
1 BR
HCV Welcome

There are 29 low income housing apartment complexes which contain 2,167 affordable apartments for rent in Salisbury. Many of these rental apartments are income based housing with 1,078 apartments that set rent based on your income. In Salisbury, HUD housing programs support 737 rental assistance apartments through programs like Project-based Section 8. There are 1,089 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Salisbury

Housing Authority Programs
Wicomico Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Salisbury, Maryland

Salisbury, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 29
Total Low Income Apartments 2,167
Total Rent Assisted Apartments 1,078
Percentage of Housing Units Occupied By Renters 69.05%
Average Renter Household Size 2.55
Total Population 31,883
Housing Units 12,098
Average Household Size 2.53
Median Household Income $37,705 ±$2,579
Median Rent $997 ±$27
Percentage Of Renters Overburdened 55.16% ± 5.55pp

Population and Household Demographics

Salisbury is a City in Wicomico County, Maryland with a population of 31,883. There are 12,098 households in the city with an average household size of 2.53 persons. 69.05% of households in Salisbury are renters.

Income and Rent Overburden in Salisbury

The median gross income for households in Salisbury is $37,705 a year, or $3,142 a month. The median rent for the city is $997 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Salisbury, a household making less than $3,323 a month would be considered overburdened when renting an apartment at or above the median rent. 55.16% of households who rent are overburdened in Salisbury.1

Area Median Income In Salisbury

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Salisbury, the AMI is calculated from all households within Wicomico County.

In Salisbury, HUD calculates the Area Median Income for a family of four as $65,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Salisbury

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Salisbury HUD Rental Assistance in Salisbury

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Salisbury

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2009, 13 low income apartment communities containing 1,262 rental apartments have been constructed and made affordable to low income persons in Salisbury by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Salisbury

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Salisbury is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Salisbury

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$715 $899 $1,113 $1,488 $1,902