Affordable Housing In Middlesex County
Massachusetts

305 Low Income Apartment Communities In Middlesex County

North Common Village

21 Salem St
Lowell, MA
Call For Rent
1-4 BR
Family & Senior

Everett Villa Co-op

66 Main Street
Everett, MA
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

The Point at Marlborough

21 Austen Way
Marlborough, MA
Call For Rent
1-2 BR
HCV Welcome

Whitman Woods

1 Longfellow Lane
Tyngsborough, MA
$1,189-1,190
2 BR

Parkside Village

195 Hildreth Street #50
Lowell, MA
$665-1,353
Studio-2 BR
HCV Welcome

Redwood Terrace

451 Blackbrook Dr
Lowell, MA
$1,250-1,425
2-3 BR
HCV Welcome

Atwood Acres

66 Dudley Road
Townsend, MA
Call For Rent
Studio-1 BR

Parkway Heights

201 Chelsea Street
Everett, MA
$1,559-2,163
1-2 BR
HCV Welcome

Groton Commons

74 Willowdale Rd
Groton, MA
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Chelmsford Woods

261-267 Littleton Road
Chelmsford, MA
Call For Rent
1-3 BR
Minimum Income Requirement

Housing Authorities that serve Middlesex County

Housing Authority Programs
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work

Other Housing Authorities located in Middlesex County

Housing Authority Programs
Lowell Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Mainstream Voucher
Cambridge Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work
Waltham Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Medford Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Woburn Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Malden Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Everett Housing Authority Section 8 Housing Choice Voucher (HCV)
Framingham Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Somerville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Newton Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Belmont Housing Authority Section 8 Housing Choice Voucher (HCV)
Dracut Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Arlington Housing Authority Section 8 Housing Choice Voucher (HCV)
Acton Housing Authority Section 8 Housing Choice Voucher (HCV)
Wilmington Housing Authority Section 8 Housing Choice Voucher (HCV)
Melrose Housing Authority Section 8 Housing Choice Voucher (HCV)
Lexington Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Marlborough Community Development Authority Section 8 Housing Choice Voucher (HCV)
Wakefield Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Reading Housing Authority Section 8 Housing Choice Voucher (HCV)
Billerica Housing Authority Section 8 Housing Choice Voucher (HCV)
North Reading Housing Authority Section 8 Housing Choice Voucher (HCV)
Hudson Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Natick Housing Authority Section 8 Housing Choice Voucher (HCV)
Watertown Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)
Concord Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Wayland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Chelmsford Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Rental Assistance (PBRA); Homeownership
Burlington Housing Authority Section 8 Housing Choice Voucher (HCV)
Winchester Housing Authority Section 8 Housing Choice Voucher (HCV)
Maynard Housing Authority Public Housing
Tewksbury Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Holliston Housing Authority Section 8 Housing Choice Voucher (HCV)
Middlesex North Resources Center Inc. Section 8 Housing Choice Voucher (HCV)
Community Teamwork Inc. Section 8 Housing Choice Voucher (HCV)
American Training By Chelmsford Housing Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Middlesex County, Massachusetts

There are 305 low income housing apartment communities offering 25,786 affordable apartments for rent in Middlesex County, Massachusetts. Middlesex County features 18,588 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 7,003 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Middlesex County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Middlesex County, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 305
Total Low Income Apartments 25,786
Total Housing Units with Rental Assistance 18,588
Percentage of Housing Units Occupied By Renters 37.59%
Average Renter Household Size 2.21
Average Household Size 2.56
Median Household Income $85,118 ±$757
Median Rent $1,341 ±$10
Percentage Of Renters Overburdened 44.18% ± 0.89pp
Total Population 1,556,116

Population and Household Demographics

Middlesex County is a County in Massachusetts with a population of 1,556,116. There are 585,642 households in the county with an average household size of 2.56 persons. 37.59% of households in Middlesex County are renters.

Income and Rent Overburden in Middlesex County

The median gross income for households in Middlesex County is $85,118 a year, or $7,093 a month. The median rent for the county is $1,341 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Middlesex County, a household making less than $4,470 a month would be considered overburdened when renting an apartment at or above the median rent. 44.18% of households who rent are overburdened in Middlesex County.1

Area Median Income In Middlesex County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Middlesex County, HUD calculates the Area Median Income for a family of four as $113,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Middlesex County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Middlesex County HUD Rental Assistance in Middlesex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $24,900 $28,450 $32,000 $35,550 $38,400 $41,250 $44,100 $46,950
50% of Median $41,500 $47,400 $53,350 $59,250 $64,000 $68,750 $73,500 $78,250
80% of Median $62,450 $71,400 $80,300 $89,200 $96,350 $103,500 $110,650 $117,750
Low Income Housing Tax Credits in Middlesex County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 74 low income apartment communities containing 5,235 rental apartments have been constructed and made affordable to low income persons in Middlesex County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Middlesex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $41,500 $47,400 $53,350 $59,250 $64,000 $68,750 $73,500 $78,250
60% of Median $49,800 $56,880 $64,020 $71,100 $76,800 $82,500 $88,200 $93,900

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Middlesex County is $64,020 a year, or $5,335 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,335 by 30% to get a maximum rent of $1,601 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,038 $1,111 $1,334 $1,541 $1,719 $1,897
60% $1,245 $1,334 $1,601 $1,849 $2,063 $2,276
Fair Market Rents in Middlesex County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Town/Area Studio One BR Two BR Three BR Four BR
Acton town $1,715 $1,900 $2,311 $2,880 $3,131
Arlington town $1,715 $1,900 $2,311 $2,880 $3,131
Ashby town $1,715 $1,900 $2,311 $2,880 $3,131
Ashland town $1,715 $1,900 $2,311 $2,880 $3,131
Ayer town $1,715 $1,900 $2,311 $2,880 $3,131
Bedford town $1,715 $1,900 $2,311 $2,880 $3,131
Belmont town $1,715 $1,900 $2,311 $2,880 $3,131
Billerica town $1,066 $1,188 $1,534 $1,912 $2,078
Boxborough town $1,715 $1,900 $2,311 $2,880 $3,131
Burlington town $1,715 $1,900 $2,311 $2,880 $3,131
Cambridge city $1,715 $1,900 $2,311 $2,880 $3,131
Carlisle town $1,715 $1,900 $2,311 $2,880 $3,131
Chelmsford town $1,066 $1,188 $1,534 $1,912 $2,078
Concord town $1,715 $1,900 $2,311 $2,880 $3,131
Dracut town $1,066 $1,188 $1,534 $1,912 $2,078
Dunstable town $1,066 $1,188 $1,534 $1,912 $2,078
Everett city $1,715 $1,900 $2,311 $2,880 $3,131
Framingham town $1,715 $1,900 $2,311 $2,880 $3,131
Groton town $1,066 $1,188 $1,534 $1,912 $2,078
Holliston town $1,715 $1,900 $2,311 $2,880 $3,131
Hopkinton town $1,715 $1,900 $2,311 $2,880 $3,131
Hudson town $1,715 $1,900 $2,311 $2,880 $3,131
Lexington town $1,715 $1,900 $2,311 $2,880 $3,131
Lincoln town $1,715 $1,900 $2,311 $2,880 $3,131
Littleton town $1,715 $1,900 $2,311 $2,880 $3,131
Lowell city $1,066 $1,188 $1,534 $1,912 $2,078
Malden city $1,715 $1,900 $2,311 $2,880 $3,131
Marlborough city $1,715 $1,900 $2,311 $2,880 $3,131
Maynard town $1,715 $1,900 $2,311 $2,880 $3,131
Medford city $1,715 $1,900 $2,311 $2,880 $3,131
Melrose city $1,715 $1,900 $2,311 $2,880 $3,131
Natick town $1,715 $1,900 $2,311 $2,880 $3,131
Newton city $1,715 $1,900 $2,311 $2,880 $3,131
North Reading town $1,715 $1,900 $2,311 $2,880 $3,131
Pepperell town $1,066 $1,188 $1,534 $1,912 $2,078
Reading town $1,715 $1,900 $2,311 $2,880 $3,131
Sherborn town $1,715 $1,900 $2,311 $2,880 $3,131
Shirley town $1,715 $1,900 $2,311 $2,880 $3,131
Somerville city $1,715 $1,900 $2,311 $2,880 $3,131
Stoneham town $1,715 $1,900 $2,311 $2,880 $3,131
Stow town $1,715 $1,900 $2,311 $2,880 $3,131
Sudbury town $1,715 $1,900 $2,311 $2,880 $3,131
Tewksbury town $1,066 $1,188 $1,534 $1,912 $2,078
Townsend town $1,715 $1,900 $2,311 $2,880 $3,131
Tyngsborough town $1,066 $1,188 $1,534 $1,912 $2,078
Wakefield town $1,715 $1,900 $2,311 $2,880 $3,131
Waltham city $1,715 $1,900 $2,311 $2,880 $3,131
Watertown city $1,715 $1,900 $2,311 $2,880 $3,131
Wayland town $1,715 $1,900 $2,311 $2,880 $3,131
Westford town $1,066 $1,188 $1,534 $1,912 $2,078
Weston town $1,715 $1,900 $2,311 $2,880 $3,131
Wilmington town $1,715 $1,900 $2,311 $2,880 $3,131
Winchester town $1,715 $1,900 $2,311 $2,880 $3,131
Woburn city $1,715 $1,900 $2,311 $2,880 $3,131

Cities In Middlesex County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Lowell 54 The HUD funded Public Housing Agencies that serve Lowell are the Lowell Housing Authority and Massachusetts Department of Housing and Community Development.
Cambridge 60 The HUD funded Public Housing Agencies that serve Cambridge are the Cambridge Housing Authority and Massachusetts Department of Housing and Community Development.
Somerville 27 The HUD funded Public Housing Agencies that serve Somerville are the Somerville Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Newton 19 The HUD funded Public Housing Agencies that serve Newton are the Massachusetts Department of Housing and Community Development, Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List and Newton Housing Authority.
Framingham 13 The HUD funded Public Housing Agencies that serve Framingham are the Framingham Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Malden 18 The HUD funded Public Housing Agencies that serve Malden are the Malden Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Woburn 8 The HUD funded Public Housing Agencies that serve Woburn are the Woburn Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Littleton 3 The HUD funded Public Housing Agency that serves Littleton is the Massachusetts Department of Housing and Community Development.
Concord 2 The HUD funded Public Housing Agencies that serve Concord are the Concord Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Groton 3 The HUD funded Public Housing Agency that serves Groton is the Massachusetts Department of Housing and Community Development.
Reading 6 The HUD funded Public Housing Agencies that serve Reading are the Reading Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Watertown 7 The HUD funded Public Housing Agencies that serve Watertown are the Watertown Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Melrose 4 The HUD funded Public Housing Agencies that serve Melrose are the Melrose Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Lexington 3 The HUD funded Public Housing Agencies that serve Lexington are the Lexington Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Medford 7 The HUD funded Public Housing Agencies that serve Medford are the Medford Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Burlington 1 The HUD funded Public Housing Agencies that serve Burlington are the Burlington Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Ashland 2 The HUD funded Public Housing Agency that serves Ashland is the Massachusetts Department of Housing and Community Development.
Billerica 3 The HUD funded Public Housing Agencies that serve Billerica are the Billerica Housing Authority and Massachusetts Department of Housing and Community Development.
Dracut 2 The HUD funded Public Housing Agencies that serve Dracut are the Dracut Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Tyngsborough 2 The HUD funded Public Housing Agency that serves Tyngsborough is the Massachusetts Department of Housing and Community Development.
Everett 3 The HUD funded Public Housing Agencies that serve Everett are the Everett Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Marlborough 8 The HUD funded Public Housing Agencies that serve Marlborough are the Marlborough Community Development Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Carlisle 1 The HUD funded Public Housing Agency that serves Carlisle is the Massachusetts Department of Housing and Community Development.
Wakefield 6 The HUD funded Public Housing Agencies that serve Wakefield are the Wakefield Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Arlington 2 The HUD funded Public Housing Agencies that serve Arlington are the Arlington Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Shirley 1 The HUD funded Public Housing Agency that serves Shirley is the Massachusetts Department of Housing and Community Development.
Townsend 3 The HUD funded Public Housing Agency that serves Townsend is the Massachusetts Department of Housing and Community Development.
Ayer 3 The HUD funded Public Housing Agency that serves Ayer is the Massachusetts Department of Housing and Community Development.
Westford 2 The HUD funded Public Housing Agency that serves Westford is the Massachusetts Department of Housing and Community Development.
Sudbury 2 The HUD funded Public Housing Agency that serves Sudbury is the Massachusetts Department of Housing and Community Development.
Winchester 1 The HUD funded Public Housing Agencies that serve Winchester are the Winchester Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Pepperell 0 The HUD funded Public Housing Agency that serves Pepperell is the Massachusetts Department of Housing and Community Development.
Holliston 2 The HUD funded Public Housing Agencies that serve Holliston are the Holliston Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Hudson 2 The HUD funded Public Housing Agencies that serve Hudson are the Hudson Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Waltham 5 The HUD funded Public Housing Agencies that serve Waltham are the Waltham Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Maynard 4 The HUD funded Public Housing Agencies that serve Maynard are the Maynard Housing Authority and Massachusetts Department of Housing and Community Development.
Stoneham 1 The HUD funded Public Housing Agency that serves Stoneham is the Massachusetts Department of Housing and Community Development.
Stow 2 The HUD funded Public Housing Agency that serves Stow is the Massachusetts Department of Housing and Community Development.
Weston 1 The HUD funded Public Housing Agency that serves Weston is the Massachusetts Department of Housing and Community Development.
Wilmington 1 The HUD funded Public Housing Agencies that serve Wilmington are the Wilmington Housing Authority and Massachusetts Department of Housing and Community Development.
North Reading 1 The HUD funded Public Housing Agencies that serve North Reading are the North Reading Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Natick 2 The HUD funded Public Housing Agencies that serve Natick are the Natick Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Belmont 1 The HUD funded Public Housing Agencies that serve Belmont are the Belmont Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Chelmsford 2 The HUD funded Public Housing Agencies that serve Chelmsford are the Chelmsford Housing Authority, American Training By Chelmsford Housing, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Lincoln 1 The HUD funded Public Housing Agency that serves Lincoln is the Massachusetts Department of Housing and Community Development.
Acton 1 The HUD funded Public Housing Agencies that serve Acton are the Massachusetts Department of Housing and Community Development, Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List and Acton Housing Authority.
Tewksbury 1 The HUD funded Public Housing Agencies that serve Tewksbury are the Massachusetts Department of Housing and Community Development, Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List and Tewksbury Housing Authority.
Bedford 0 The HUD funded Public Housing Agency that serves Bedford is the Massachusetts Department of Housing and Community Development.
Ashby 0 The HUD funded Public Housing Agency that serves Ashby is the Massachusetts Department of Housing and Community Development.
Boxborough 0 The HUD funded Public Housing Agency that serves Boxborough is the Massachusetts Department of Housing and Community Development.
Dunstable 0 The HUD funded Public Housing Agency that serves Dunstable is the Massachusetts Department of Housing and Community Development.
Hopkinton 0 The HUD funded Public Housing Agency that serves Hopkinton is the Massachusetts Department of Housing and Community Development.
Sherborn 0 The HUD funded Public Housing Agency that serves Sherborn is the Massachusetts Department of Housing and Community Development.
Wayland 2 The HUD funded Public Housing Agencies that serve Wayland are the Massachusetts Department of Housing and Community Development, Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List and Wayland Housing Authority.
Cochituate 0 The HUD funded Public Housing Agency that serves Cochituate is the Massachusetts Department of Housing and Community Development.
Devens 0 The HUD funded Public Housing Agency that serves Devens is the Massachusetts Department of Housing and Community Development.
East Pepperell 0 The HUD funded Public Housing Agency that serves East Pepperell is the Massachusetts Department of Housing and Community Development.
Littleton Common 0 The HUD funded Public Housing Agency that serves Littleton Common is the Massachusetts Department of Housing and Community Development.
Pinehurst 0 The HUD funded Public Housing Agency that serves Pinehurst is the Massachusetts Department of Housing and Community Development.
Watertown Town 0 The HUD funded Public Housing Agency that serves Watertown Town is the Massachusetts Department of Housing and Community Development.
West Concord 0 The HUD funded Public Housing Agency that serves West Concord is the Massachusetts Department of Housing and Community Development.