Affordable Housing In Middlesex County
Massachusetts
305 Low Income Apartment Communities In Middlesex County
Everett Villa Co-op
Groton Commons
Chelmsford Woods
Housing Authorities that serve Middlesex County
| Housing Authority | Programs |
|---|---|
| Massachusetts Department of Housing and Community Development | Section 8 Housing Choice Voucher (HCV); Moving to Work |
Other Housing Authorities located in Middlesex County
| Housing Authority | Programs |
|---|---|
| Lowell Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-sufficiency; Mainstream Voucher |
| Cambridge Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work |
| Waltham Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Medford Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Woburn Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Malden Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Everett Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Framingham Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Somerville Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Newton Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Belmont Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Dracut Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Arlington Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Acton Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Wilmington Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Melrose Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Lexington Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Marlborough Community Development Authority | Section 8 Housing Choice Voucher (HCV) |
| Wakefield Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Reading Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Billerica Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| North Reading Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Hudson Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Natick Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Watertown Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV) |
| Concord Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Wayland Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Chelmsford Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Rental Assistance (PBRA); Homeownership |
| Burlington Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Winchester Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Maynard Housing Authority | Public Housing |
| Tewksbury Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Holliston Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Middlesex North Resources Center Inc. | Section 8 Housing Choice Voucher (HCV) |
| Community Teamwork Inc. | Section 8 Housing Choice Voucher (HCV) |
| American Training By Chelmsford Housing | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Middlesex County, Massachusetts
According to federal housing data and AffordableHousingOnline.com research, there are 305 low income housing apartment communities offering 25,801 affordable apartments for rent in Middlesex County, Massachusetts. Middlesex County features 18,603 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 7,003 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Middlesex County.
Middlesex County, MA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 305 |
|---|---|
| Total Low Income Apartments | 25,801 |
| Total Housing Units with Rental Assistance | 18,603 |
| Percentage of Housing Units Occupied By Renters | 37.59% |
| Average Renter Household Size | 2.21 |
| Average Household Size | 2.56 |
| Median Household Income | $85,118 ±$757 |
| Median Rent | $1,341 ±$10 |
| Percentage Of Renters Overburdened | 44.18% ± 0.89pp |
| Total Population | 1,556,116 |
Population and Household Demographics
Middlesex County is a County in Massachusetts with a population of 1,556,116. There are 585,642 households in the county with an average household size of 2.56 persons. 37.59% of households in Middlesex County are renters.
Income and Rent Overburden in Middlesex County
The median gross income for households in Middlesex County is $85,118 a year, or $7,093 a month. The median rent for the county is $1,341 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Middlesex County, a household making less than $4,470 a month would be considered overburdened when renting an apartment at or above the median rent. 44.18% of households who rent are overburdened in Middlesex County.1
Area Median Income In Middlesex County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Middlesex County, HUD calculates the Area Median Income for a family of four as $113,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Middlesex County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for Middlesex County HUD Rental Assistance in Middlesex County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $24,900 | $28,450 | $32,000 | $35,550 | $38,400 | $41,250 | $44,100 | $46,950 |
| 50% of Median | $41,500 | $47,400 | $53,350 | $59,250 | $64,000 | $68,750 | $73,500 | $78,250 |
| 80% of Median | $62,450 | $71,400 | $80,300 | $89,200 | $96,350 | $103,500 | $110,650 | $117,750 |
Low Income Housing Tax Credits in Middlesex County
The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.
From 1987 to 2012, 74 low income apartment communities containing 5,235 rental apartments have been constructed and made affordable to low income persons in Middlesex County by the Low Income Housing Tax Credit Program.
If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.
Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.
Income Qualifications for Low Income Housing Tax Credit Apartments in Middlesex County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 50% of Median | $41,500 | $47,400 | $53,350 | $59,250 | $64,000 | $68,750 | $73,500 | $78,250 |
| 60% of Median | $49,800 | $56,880 | $64,020 | $71,100 | $76,800 | $82,500 | $88,200 | $93,900 |
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Middlesex County is $64,020 a year, or $5,335 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,335 by 30% to get a maximum rent of $1,601 a month.
Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.
| % of AMI | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed | 5 Bed |
|---|---|---|---|---|---|---|
| 50% | $1,038 | $1,111 | $1,334 | $1,541 | $1,719 | $1,897 |
| 60% | $1,245 | $1,334 | $1,601 | $1,849 | $2,063 | $2,276 |
Fair Market Rents in Middlesex County
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
2020 Fair Market Rents
| Town/Area | Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|---|
| Acton town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Arlington town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Ashby town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Ashland town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Ayer town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Bedford town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Belmont town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Billerica town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Boxborough town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Burlington town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Cambridge city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Carlisle town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Chelmsford town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Concord town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Dracut town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Dunstable town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Everett city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Framingham town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Groton town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Holliston town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Hopkinton town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Hudson town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Lexington town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Lincoln town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Littleton town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Lowell city | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Malden city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Marlborough city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Maynard town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Medford city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Melrose city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Natick town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Newton city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| North Reading town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Pepperell town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Reading town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Sherborn town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Shirley town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Somerville city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Stoneham town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Stow town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Sudbury town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Tewksbury town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Townsend town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Tyngsborough town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Wakefield town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Waltham city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Watertown city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Wayland town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Westford town | $1,066 | $1,188 | $1,534 | $1,912 | $2,078 |
| Weston town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Wilmington town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Winchester town | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
| Woburn city | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 |
Cities In Middlesex County
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