Low Income Apartments and Affordable Housing For Rent in Northampton, MA

Discover affordable housing in Northampton where there are 14+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Cottage Square

15 Cottage Street, Northampton, Massachusetts 01027

Hampton Court

20 Hampton Avenue, Northampton, Massachusetts 01060

Sergeant House

82 Bridge House, Northampton, Massachusetts

The Lumbar Yard

256 Pleasant St, Northampton, Massachusetts 01060

St Michaels House

71 State Street, Northampton, Massachusetts 01060

Sergeant House

82 Bridge St, Northampton, Massachusetts 01060

North Commons at Village Hill

140 Olander Dr., Northampton, Massachusetts 01060

The Villages at Hospital Hill

51 Village Hill Rd, Northampton, Massachusetts 01060

Meadowbrook Apartments

491 Bridge Rd, Northampton, Massachusetts 01062

35 Village Hill

35 Village Hill, Northampton, Massachusetts 01060

Joseph H Mcdonald Hse

49 Old South St, Northampton, Massachusetts 01060

Millbank

34 Michelman Ave, Northampton, Massachusetts 01060

New South Street Apartments

22 New South St, Northampton, Massachusetts 01060

Hawley Street

102 Hawley St, Northampton, Massachusetts 1060

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Northampton, Massachusetts
$26.04/hour
$11.04 (+74%) more than Massachusetts minimum wage and $18.79 (+259%) more than the Federal minimum wage.
Learn More About Northampton, Massachusetts Affordable Housing ↓

What HUD offices serve Northampton, Massachusetts?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Northampton, Massachusetts.
Operates the Section 8 Housing Choice Voucher (HCV), Moving to Work programs for Northampton, Massachusetts.

Go to the Massachusetts Public Housing and Low-Income Apartments Waiting Lists page for openings near Northampton.

How many renters live in Northampton, Massachusetts?

The City of Northampton has 28,245 people living in 12,345 households.

There are 8,324 renters living in 5,140 renter households in this City. Renters make up 29.47 percent of the population living in Northampton.

What is the rental market like in Northampton, Massachusetts?

There are an estimated 13,048 housing units in the Northampton area. Of these, 5,399 units are rental homes, making up 41 percent of the housing market. For every renter household in Northampton, Massachusetts, there are 1 rental units.

What is the vacancy rate for rentals in Northampton?

The rental vacancy rate in Northampton is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Northampton for each bedroom size?

Occupied Rental Units by Size in Northampton
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
596 1,628 2,322 545 15
Occupied Rental Units by Size in Northampton

A large number of apartments in Northampton have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Northampton are overburdened by housing costs?

Among renter households in this market, 55 percent have housing cost burden. Further, 27 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Northampton

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $934 to $1,954. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $934
One BR $1,115
Two BR $1,375
Three BR $1,669
Four BR $1,954
2024 Fair Market Rents in Northampton, Massachusetts

How many units are rented at Fair Market Rent (FMR) in Northampton?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 270 45 percent
One BR 773 47 percent
Two BR 912 39 percent
Rental Units Below FMR in Northampton, Massachusetts

How many affordable rental units are in Northampton?

There are a variety of federal affordable housing programs serving households in Northampton, Massachusetts including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 467
Public Housing 109
Section 8 Project-Based Rental Assistance 93
Mod Rehab Project-Based Rental Assistance 43
Tracked Units by Federal Program in Northampton, Massachusetts

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Northampton, Massachusetts

Northampton features 504 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Northampton, Massachusetts

There are 146 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Northampton.

Housing Choice Vouchers in Northampton, Massachusetts

On average, Section 8 Housing Choice vouchers pay Northampton landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Northampton.

The maximum amount a voucher would pay on behalf of a low-income tenant in Northampton, Massachusetts for a two-bedroom apartment is between $1,238 and $1,513.

Sourced from federal housing data and AffordableHousingOnline.com research.