Affordable Housing In Chisago County

20 Low Income Apartment Communities In Chisago County

Wyoming Oakwood Townhomes

26890 Goldman Blvd
Wyoming, MN
Call For Rent
2-3 BR
HCV Welcome

Rush Estates

220 W Division St
Rush City, MN
1-2 BR

Rush Estates II

100 N Eliot Ave
Rush City, MN
1-2 BR

Heather Creek Apartments

29545 East St
Chisago City, MN
Income Based
1-2 BR

Oakview Terrace Townhomes

38561 Oakview Ave
North Branch, MN
2-3 BR
HCV Welcome

Oakhurst Apartments

5845 Oak Street
North Branch, MN
1-3 BR

Rush Oaks

20 N Eliot Avenue
Rush City, MN

Cherokee Place

39950 Cherokee Ave
North Branch, MN
HCV Welcome

Willow Grove Apartments

14th Ave
North Branch, MN
HCV Welcome

Parmly Lakeview Apartments

10600 282nd St
Chisago City, MN
Elderly Supportive Housing

Other Housing Authorities located in Chisago County

Housing Authority Programs
Housing and Redevelopment Authority of Lindstrom Minnesota Public Housing

Guide To Affordable Housing in Chisago County, Minnesota

There are 20 low income housing apartment communities offering 516 affordable apartments for rent in Chisago County, Minnesota. Chisago County features 232 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 284 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Chisago County.

Sourced from federal housing data and research.

Chisago County, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 20
Total Low Income Apartments 516
Total Housing Units with Rental Assistance 232
Percentage of Housing Units Occupied By Renters 15.04%
Average Renter Household Size 2.15
Average Household Size 2.63
Median Household Income $71,001 ±$1,943
Median Rent $785 ±$40
Percentage Of Renters Overburdened 46.64% ± 7.6pp
Total Population 53,834

Population and Household Demographics

Chisago County is a County in Minnesota with a population of 53,834. There are 19,808 households in the county with an average household size of 2.63 persons. 15.04% of households in Chisago County are renters.

Income and Rent Overburden in Chisago County

The median gross income for households in Chisago County is $71,001 a year, or $5,917 a month. The median rent for the county is $785 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chisago County, a household making less than $2,617 a month would be considered overburdened when renting an apartment at or above the median rent. 46.64% of households who rent are overburdened in Chisago County.1

Area Median Income In Chisago County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Chisago County, HUD calculates the Area Median Income for a family of four as $100,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chisago County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Chisago County HUD Rental Assistance in Chisago County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,000 $24,000 $27,000 $30,000 $32,400 $34,800 $39,010 $43,430
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Chisago County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2003, 10 low income apartment communities containing 209 rental apartments have been constructed and made affordable to low income persons in Chisago County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Chisago County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
60% of Median $42,000 $48,000 $54,000 $60,000 $64,800 $69,600 $74,400 $79,200

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chisago County is $54,000 a year, or $4,500 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,500 by 30% to get a maximum rent of $1,350 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $875 $938 $1,125 $1,300 $1,450 $1,600
60% $1,050 $1,125 $1,350 $1,560 $1,740 $1,920
Fair Market Rents in Chisago County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$820 $971 $1,214 $1,722 $2,025

Cities In Chisago County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Chisago City 3
Wyoming 5
Taylors Falls 1
Rush City 4
North Branch 4
Stacy 2
Harris 0
Lindstrom 1 The HUD funded Public Housing Agency that serves Lindstrom is the Housing and Redevelopment Authority of Lindstrom Minnesota.
Amador 0
Center City 0
Chisago Lake 0
Fish Lake 0
Franconia 0
Lent 0
Nessel 0
Rushseba 0
Shafer 0
Shafership 0
Sunrise 0