Affordable Housing In St Louis County
Minnesota

80 Low Income Apartment Communities In St Louis County

Munger Terrace

901 N 7th Avenue East
Duluth, MN
$872-1,001
1-2 BR
Subsidized

Burke Apartments

720 Maple Grove Rd
Duluth, MN
Income Based
1-2 BR
Accessible
Disabled Supportive Housing
Subsidized

Raintree West Apartments

8506 Raintree Drive
Mountain Iron, MN
$1-776
1-3 BR
Subsidized

Lakeside Manor

100 N. Central Ave
Chisholm, MN
$1-850
1-3 BR
Market Rate

Morgan Park Townhouses

8901 Edward Street
Duluth, MN
$1,009-1,234
2-3 BR
Accessible
Subsidized

Birch Court Apartments

600 E 40th St
Hibbing, MN
$710-1,030
1-4 BR
Subsidized

Lincoln Center

100 Central Avenue North East
Chisholm, MN
$25-871
1 BR
Subsidized

Southview Terrace Apartments

100 Southview Drive
Hibbing, MN
$1-730
1-3 BR
HCV Welcome
Market Rate

Applewood West Fairmount Apartments

715 w 2nd st
Duluth, MN
$1,092-1,266
2-3 BR
Subsidized

Birchwood Apartments

110 Anderson Drive
Virginia, MN
$550-830
Studio-2 BR
Subsidized

Other Housing Authorities located in St Louis County

Housing Authority Programs
Housing and Redevelopment Authority of Duluth Minnesota Section 8 Housing Choice Voucher (HCV); Public Housing
Housing and Redevelopment Authority of Hibbing Minnesota Public Housing
Housing and Redevelopment Authority of Chisholm Minnesota Public Housing
Housing and Redevelopment Authority of Virginia Minnesota Section 8 Housing Choice Voucher (HCV); Public Housing
Housing and Redevelopment Authority of Eveleth Public Housing
Housing and Redevelopment Authority of Ely Public Housing
Housing and Redevelopment Authority of Cook Minnesota Public Housing
Housing and Redevelopment Authority of Gilbert Public Housing

Guide To Affordable Housing in St Louis County, Minnesota

According to federal housing data and AffordableHousingOnline.com research, there are 80 low income housing apartment communities offering 5,447 affordable apartments for rent in St Louis County, Minnesota. St Louis County features 4,930 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 517 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in St Louis County.

St Louis County, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 80
Total Low Income Apartments 5,447
Total Housing Units with Rental Assistance 4,930
Percentage of Housing Units Occupied By Renters 28.92%
Average Renter Household Size 2.01
Average Household Size 2.26
Median Household Income $48,331 ±$1,074
Median Rent $685 ±$14
Percentage Of Renters Overburdened 49.79% ± 2.3pp
Total Population 200,506

Population and Household Demographics

St Louis County is a County in Minnesota with a population of 200,506. There are 84,545 households in the county with an average household size of 2.26 persons. 28.92% of households in St Louis County are renters.

Income and Rent Overburden in St Louis County

The median gross income for households in St Louis County is $48,331 a year, or $4,028 a month. The median rent for the county is $685 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Louis County, a household making less than $2,283 a month would be considered overburdened when renting an apartment at or above the median rent. 49.79% of households who rent are overburdened in St Louis County.1

Area Median Income In St Louis County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In St Louis County, HUD calculates the Area Median Income for a family of four as $71,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Louis County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for St Louis County HUD Rental Assistance in St Louis County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,200 $17,400 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
80% of Median $40,550 $46,350 $52,150 $57,900 $62,550 $67,200 $71,800 $76,450
Low Income Housing Tax Credits in St Louis County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 24 low income apartment communities containing 1,097 rental apartments have been constructed and made affordable to low income persons in St Louis County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in St Louis County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,350 $29,000 $32,600 $36,200 $39,100 $42,000 $44,900 $47,800
60% of Median $30,420 $34,800 $39,120 $43,440 $46,920 $50,400 $53,880 $57,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in St Louis County is $39,120 a year, or $3,260 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,260 by 30% to get a maximum rent of $978 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $634 $679 $815 $941 $1,050 $1,159
60% $761 $815 $978 $1,130 $1,260 $1,391
Fair Market Rents in St Louis County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$601 $622 $816 $1,052 $1,279

Cities In St Louis County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Duluth 43 The HUD funded Public Housing Agency that serves Duluth is the Housing and Redevelopment Authority of Duluth Minnesota.
Proctor 2
Mahnomen 0
Hibbing 10 The HUD funded Public Housing Agency that serves Hibbing is the Housing and Redevelopment Authority of Hibbing Minnesota.
Virginia 6 The HUD funded Public Housing Agency that serves Virginia is the Housing and Redevelopment Authority of Virginia Minnesota.
Chisholm 4 The HUD funded Public Housing Agency that serves Chisholm is the Housing and Redevelopment Authority of Chisholm Minnesota.
Buhl 1
Ely 3 The HUD funded Public Housing Agency that serves Ely is the Housing and Redevelopment Authority of Ely.
Hoyt Lakes 1
Mountain Iron 1
Biwabik 1
Eveleth 3 The HUD funded Public Housing Agency that serves Eveleth is the Housing and Redevelopment Authority of Eveleth.
Floodwood 1
Hermantown 1
Tower 0
Aurora 0
Cook 2 The HUD funded Public Housing Agency that serves Cook is the Housing and Redevelopment Authority of Cook Minnesota.
Gilbert 1 The HUD funded Public Housing Agency that serves Gilbert is the Housing and Redevelopment Authority of Gilbert.
St Louis 0
Soudan 0