What HUD offices serve White Bear Lake, Minnesota?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near White Bear Lake.
How many renters live in White Bear Lake, Minnesota?
The City of White Bear Lake has 24,317 people living in 10,299 households.
There are 7,702 renters living in 3,643 renter households in this City. Renters make up 31.67 percent of the population living in White Bear Lake.
What is the rental market like in White Bear Lake, Minnesota?
There are an estimated 10,735 housing units in the White Bear Lake area. Of these, 3,762 units are rental homes, making up 35 percent of the housing market. For every renter household in White Bear Lake, Minnesota, there are 1 rental units.
What is the vacancy rate for rentals in White Bear Lake?
The rental vacancy rate in White Bear Lake is 3 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in White Bear Lake for each bedroom size?
Occupied Rental Units by Size in White Bear Lake
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 155 | 937 | 1,911 | 596 | 12 |
Occupied Rental Units by Size in White Bear Lake
A large number of apartments in White Bear Lake have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in White Bear Lake are overburdened by housing costs?
Among renter households in this market, 50 percent have housing cost burden. Further, 23 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in White Bear Lake
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,174 to $2,478. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $1,174 |
| One BR | $1,327 |
| Two BR | $1,622 |
| Three BR | $2,188 |
| Four BR | $2,478 |
2024 Fair Market Rents in White Bear Lake, Minnesota
How many units are rented at Fair Market Rent (FMR) in White Bear Lake?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 38 | 25 percent |
| One BR | 516 | 55 percent |
| Two BR | 981 | 51 percent |
Rental Units Below FMR in White Bear Lake, Minnesota
How many affordable rental units are in White Bear Lake?
There are a variety of federal affordable housing programs serving households in White Bear Lake, Minnesota including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 346 |
| Section 8 Project-Based Rental Assistance | 136 |
| Section 202 Supportive Housing for the Elderly | 45 |
| Section 811 Supportive Housing for Persons with Disabilities | 2 |
Tracked Units by Federal Program in White Bear Lake, Minnesota
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in White Bear Lake, Minnesota
White Bear Lake features 237 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in White Bear Lake, Minnesota
There are 103 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Bear Lake.
Housing Choice Vouchers in White Bear Lake, Minnesota
On average, Section 8 Housing Choice vouchers pay White Bear Lake landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in White Bear Lake.
The maximum amount a voucher would pay on behalf of a low-income tenant in White Bear Lake, Minnesota for a two-bedroom apartment is between $1,460 and $1,784.
Sourced from federal housing data and AffordableHousingOnline.com research.
