Affordable Housing In White Bear Lake
Ramsey County, Minnesota

7 Low Income Apartment Communities In White Bear Lake

Bear Run Townhomes

2125 Division Ct
White Bear Lake, MN
3 BR
Accepts Vouchers

Willow Wood Apartments

3441 Willow Ave
White Bear Lake, MN
Elderly Supportive Housing

Century Hill Townhouses

3525 Century Ave N
White Bear Lake, MN

Washington Square

2060 5th Street
White Bear Lake, MN

Hoffman Place

3656 Hoffman Rd
White Bear Lake, MN
Accepts Vouchers

Cottages of White Bear Township

4821 Golden Pond Ln
White Bear Lake, MN
Accepts Vouchers

East Metro Place II

3521 Century Ave N
White Bear Lake, MN
Accepts Vouchers
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Housing Authorities that serve White Bear Lake

Housing Authority Programs
Mental Health Resources Section 8 Housing Choice Voucher (HCV)
Metropolitan Council Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in White Bear Lake, Minnesota

There are 7 low income housing apartment communities offering 359 affordable apartments for rent in White Bear Lake, Minnesota. White Bear Lake features 182 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 177 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in White Bear Lake.

Sourced from federal housing data and research.

White Bear Lake, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 359
Total Housing Units with Rental Assistance 182
Percentage of Housing Units Occupied By Renters 30.97%
Average Renter Household Size 2.05
Average Household Size 2.38
Median Household Income $62,205 ±$2,609
Median Rent $938 ±$46
Percentage Of Renters Overburdened 50.52% ± 6.89pp
Total Population 24,709

Population and Household Demographics

White Bear Lake is a City in Ramsey County, Minnesota with a population of 24,709. There are 10,238 households in the city with an average household size of 2.38 persons. 30.97% of households in White Bear Lake are renters.

Income and Rent Overburden in White Bear Lake

The median gross income for households in White Bear Lake is $62,205 a year, or $5,184 a month. The median rent for the city is $938 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Bear Lake, a household making less than $3,127 a month would be considered overburdened when renting an apartment at or above the median rent. 50.52% of households who rent are overburdened in White Bear Lake.1

Area Median Income In White Bear Lake

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Bear Lake, the AMI is calculated from all households within Ramsey County.

In White Bear Lake, HUD calculates the Area Median Income for a family of four as $100,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Bear Lake

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for White Bear Lake HUD Rental Assistance in White Bear Lake

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,000 $24,000 $27,000 $30,000 $32,400 $34,800 $39,010 $43,430
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Fair Market Rents in White Bear Lake

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$820 $971 $1,214 $1,722 $2,025