Affordable Housing In White Bear Lake
Ramsey County, Minnesota

7 Low Income Apartment Communities In White Bear Lake

Bear Run Townhomes

2125 Division Ct
White Bear Lake, Minnesota
$1060
3 BR

Willow Wood Apartments

3441 Willow Ave
White Bear Lake, Minnesota
Subsidized
62+
Accessible
Elderly Supportive Housing

Century Hill Townhouses

3525 Century Ave N
White Bear Lake, Minnesota
Subsidized

Cottages of White Bear Township

4768 Golden Pond Lane
White Bear Lake, Minnesota

Washington Square

2060 5th Street
White Bear Lake, Minnesota
Subsidized

Hoffman Place

3656 Hoffman Rd
White Bear Lake, Minnesota

East Metro Place II

3521 Century Ave N
White Bear Lake, Minnesota
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Section 8 Vouchers, Apartments, and Waiting Lists in White Bear Lake, Minnesota

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving White Bear Lake, Minnesota

Housing Authority Programs
Mental Health Resources Section 8 Housing Choice Voucher (HCV)
Metropolitan Council Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in White Bear Lake, Minnesota

There are 7 low income housing apartment communities offering 359 affordable apartments for rent in White Bear Lake, Minnesota.

Income Based Apartments in White Bear Lake, Minnesota

White Bear Lake features 182 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Bear Lake, Minnesota

There are 117 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Bear Lake.

Housing Choice Vouchers in White Bear Lake, Minnesota

On average, Section 8 Housing Choice vouchers pay White Bear Lake landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in White Bear Lake.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Bear Lake, Minnesota for a two-bedroom apartment is between $1,196 and $1,462.

2022 White Bear Lake, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Bear Lake, Minnesota Fair Market Rent $932 $1,078 $1,329 $1,841 $2,145
White Bear Lake, Minnesota Payment Standard Range $839 to $1,025 $970 to $1,186 $1,196 to $1,462 $1,657 to $2,025 $1,931 to $2,360

Sourced from federal housing data and AffordableHousingOnline.com research.

White Bear Lake, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 359
Total Housing Units with Rental Assistance 182
Percentage of Housing Units Occupied By Renters 30.97%
Average Renter Household Size 2.05
Average Household Size 2.38
Median Household Income $62,205 ±$2,609
Median Rent $938 ±$46
Percentage Of Renters Overburdened 50.52% ± 6.89pp
Total Population 24,709

Population and Household Demographics

White Bear Lake is a city in Ramsey County, Minnesota with a population of 24,709. There are 10,238 households in the city with an average household size of 2.38 persons. 30.97% of households in White Bear Lake are renters.

Income and Rent Overburden in White Bear Lake

The median gross income for households in White Bear Lake is $62,205 a year, or $5,184 a month. The median rent for the city is $938 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Bear Lake, a household making less than $3,127 a month would be considered overburdened when renting an apartment at or above the median rent. 50.52% of households who rent are overburdened in White Bear Lake.

Area Median Income In White Bear Lake

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Bear Lake, the AMI is calculated from all households within Ramsey County.

In White Bear Lake, HUD calculates the Area Median Income for a family of four as $104,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Bear Lake

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Bear Lake

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Bear Lake AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,050 $25,200 $28,350 $31,450 $34,000 $36,500 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the White Bear Lake AMI may qualify for rental assistance programs that target Very Low Income households.
$36,750 $42,000 $47,250 $52,450 $56,650 $60,850 $65,050 $69,250
80% AMI Income Limits
Renters earning up to 80% of the White Bear Lake AMI may qualify for rental assistance programs that target Low Income households.
$55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500