There are 9,689 low-income apartments in Ramsey County that offer reduced rents to eligible households. Low-income rents in Ramsey County, Minnesota can range from $434 to $1,840 depending on the number of bedrooms.
Rental assistance programs support 10,272 low-income homes in Ramsey County where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $383 towards rent each month.
Affordable Housing In Ramsey County
View affordable apartments and waiting lists in cities near Ramsey County
| City | Apartments |
|---|---|
| Saint Paul, MN | Affordable Housing programs support 151 apartment communities in Saint Paul. |
| Roseville, MN | Affordable Housing programs support 10 apartment communities in Roseville. |
| White Bear Lake, MN | Affordable Housing programs support 8 apartment communities in White Bear Lake. |
| New Brighton, MN | Affordable Housing programs support 7 apartment communities in New Brighton. |
| St Paul, MN | Affordable Housing programs support 6 apartment communities in St Paul. |
Public Housing Agencies Serving Ramsey County, Minnesota
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Metropolitan Council Housing and Redevelopment Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Mental Health Resources | Section 8 Housing Choice Voucher (HCV) |
Ramsey County, Minnesota Affordable Housing Data
Income Based Apartments in Ramsey County, Minnesota
Ramsey County features 10,272 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Ramsey County, Minnesota
There are 9,689 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ramsey County.
Housing Choice Vouchers in Ramsey County, Minnesota
On average, Section 8 Housing Choice vouchers pay Ramsey County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Ramsey County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Ramsey County, Minnesota for a two-bedroom apartment is between $1,269 and $1,551.
2023 Ramsey County, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Ramsey County, Minnesota Fair Market Rent | $1,007 | $1,149 | $1,410 | $1,916 | $2,209 |
| Ramsey County, Minnesota Payment Standard Range | $906 to $1,108 | $1,034 to $1,264 | $1,269 to $1,551 | $1,724 to $2,108 | $1,988 to $2,430 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Ramsey County, MN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 200 |
|---|---|
| Total Low Income Apartments | 20,202 |
| Total Housing Units with Rental Assistance | 10,272 |
| Percentage of Housing Units Occupied By Renters | 40.97% |
| Average Renter Household Size | 2.32 |
| Average Household Size | 2.47 |
| Median Household Income | $56,104 ±$872 |
| Median Rent | $865 ±$8 |
| Percentage Of Renters Overburdened | 49.07% ± 1.38pp |
| Total Population | 527,411 |
Population and Household Demographics
Ramsey County is a county in Minnesota with a population of 527,411. There are 206,857 households in the county with an average household size of 2.47 persons. 40.97% of households in Ramsey County are renters.
Income and Rent Overburden in Ramsey County
The median gross income for households in Ramsey County is $56,104 a year, or $4,675 a month. The median rent for the county is $865 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ramsey County, a household making less than $2,883 a month would be considered overburdened when renting an apartment at or above the median rent. 49.07% of households who rent are overburdened in Ramsey County.
Area Median Income In Ramsey County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Ramsey County, HUD calculates the Area Median Income for a family of four as $118,200
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Ramsey County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Ramsey County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Ramsey County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$24,650 | $28,200 | $31,700 | $35,200 | $38,050 | $40,850 | $43,650 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the Ramsey County AMI may qualify for rental assistance programs that target Very Low Income households. |
$41,100 | $46,950 | $52,800 | $58,650 | $63,350 | $68,050 | $72,750 | $77,450 |
| 80% AMI Income Limits Renters earning up to 80% of the Ramsey County AMI may qualify for rental assistance programs that target Low Income households. |
$62,600 | $71,550 | $80,500 | $89,400 | $96,600 | $103,750 | $110,900 | $118,050 |
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