Affordable Housing In Millville
Cumberland County, New Jersey

12 Low Income Apartment Communities In Millville

Oakview Apartments

1701 E Broad St
Millville, NJ
Call For Rent
1-4 BR
HCV Welcome

Delsea Village

2223 S 2nd Street
Millville, NJ
HCV Welcome

Delsea Gardens

S Delsea Drive
Millville, NJ

Ferguson Holly Berry Court

2045 Wheaton Ave
Millville, NJ

Ferguson Holly Berry Court

1100 Holly Berry Ln
Millville, NJ

Riverview West

100 Riverside Dr
Millville, NJ

Riverview East

130 S 2nd St
Millville, NJ

Millville Ha

122 E Main St
Millville, NJ

Maurice View Plaza

1 E Vine St
Millville, NJ

South Third Street 230

101 S 3rd St
Millville, NJ
HCV Welcome

Housing Authorities that serve Millville

Housing Authority Programs
Millville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Millville, New Jersey

There are 12 low income housing apartment communities offering 990 affordable apartments for rent in Millville, New Jersey. Millville features 598 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 392 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Millville.

Sourced from federal housing data and research.

Millville, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 990
Total Housing Units with Rental Assistance 598
Percentage of Housing Units Occupied By Renters 35.96%
Average Renter Household Size 2.57
Average Household Size 2.71
Median Household Income $49,133 ±$3,410
Median Rent $938 ±$54
Percentage Of Renters Overburdened 58.15% ± 5.86pp
Total Population 28,515

Population and Household Demographics

Millville is a City in Cumberland County, New Jersey with a population of 28,515. There are 10,412 households in the city with an average household size of 2.71 persons. 35.96% of households in Millville are renters.

Income and Rent Overburden in Millville

The median gross income for households in Millville is $49,133 a year, or $4,094 a month. The median rent for the city is $938 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Millville, a household making less than $3,127 a month would be considered overburdened when renting an apartment at or above the median rent. 58.15% of households who rent are overburdened in Millville.1

Area Median Income In Millville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Millville, the AMI is calculated from all households within Cumberland County.

In Millville, HUD calculates the Area Median Income for a family of four as $64,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Millville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Millville HUD Rental Assistance in Millville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,050 $17,200 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
80% of Median $40,150 $45,850 $51,600 $57,300 $61,900 $66,500 $71,100 $75,650
Low Income Housing Tax Credits in Millville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2008, 4 low income apartment communities containing 392 rental apartments have been constructed and made affordable to low income persons in Millville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Millville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
60% of Median $30,120 $34,380 $38,700 $42,960 $46,440 $49,860 $53,280 $56,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Millville is $38,700 a year, or $3,225 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,225 by 30% to get a maximum rent of $968 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $628 $672 $806 $931 $1,039 $1,146
60% $753 $806 $968 $1,118 $1,247 $1,376
Fair Market Rents in Millville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$853 $960 $1,259 $1,670 $1,985