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Affordable Housing In Clayton
Union County, New Mexico

2 Low Income Apartment Communities In Clayton

Walnut Street Courtyard Homes

100 Walnut St
Clayton, New Mexico

200 Aspen St

200 Aspen St
Clayton, New Mexico
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Housing Authorities that serve Clayton

Housing Authority Programs
Housing Authority of the Town of Clayton Public Housing
Eastern Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Clayton, New Mexico

There are 2 low income housing apartment communities offering 75 affordable apartments for rent in Clayton, New Mexico.

Income Based Apartments in Clayton, New Mexico

Clayton features 50 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Clayton, New Mexico

There are 25 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Clayton.

Housing Choice Vouchers in Clayton, New Mexico

On average, Section 8 Housing Choice vouchers pay Clayton landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Clayton.

The maximum amount a voucher would pay on behalf of a low-income tenant in Clayton, New Mexico for a two-bedroom apartment is between $661 and $807.

2021 Clayton, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Clayton, New Mexico Fair Market Rent $553 $557 $734 $1,050 $1,157
Clayton, New Mexico Payment Standard Range $498 to $608 $501 to $613 $661 to $807 $945 to $1,155 $1,041 to $1,273

Sourced from federal housing data and AffordableHousingOnline.com research.

Clayton, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 75
Total Housing Units with Rental Assistance 50
Percentage of Housing Units Occupied By Renters 37.4%
Average Renter Household Size 2.03
Average Household Size 2.40
Median Household Income $32,279 ±$8,099
Median Rent $626 ±$107
Percentage Of Renters Overburdened 39.07% ± 15.8pp
Total Population 2,816

Population and Household Demographics

Clayton is a city in Union County, New Mexico with a population of 2,816. There are 917 households in the city with an average household size of 2.40 persons. 37.4% of households in Clayton are renters.

Income and Rent Overburden in Clayton

The median gross income for households in Clayton is $32,279 a year, or $2,690 a month. The median rent for the city is $626 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Clayton, a household making less than $2,087 a month would be considered overburdened when renting an apartment at or above the median rent. 39.07% of households who rent are overburdened in Clayton.

Area Median Income In Clayton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Clayton, the AMI is calculated from all households within Union County.

In Clayton, HUD calculates the Area Median Income for a family of four as $49,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Clayton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Clayton

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Clayton AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,900 $32,100 $34,300 $36,500
50% AMI Income Limits
Renters earning up to 50% of the Clayton AMI may qualify for rental assistance programs that target Very Low Income households.
$19,400 $22,150 $24,900 $27,650 $29,900 $32,100 $34,300 $36,500
80% AMI Income Limits
Renters earning up to 80% of the Clayton AMI may qualify for rental assistance programs that target Low Income households.
$31,000 $35,400 $39,850 $44,250 $47,800 $51,350 $54,900 $58,450