Cheap Apartments In Luna County
New Mexico

Deming Manor Apartments

1000 S Zinc St
Deming, NM
Subsidized

Mountain View Estates Apartments

1101 S Shelly Dr
Deming, NM
Subsidized

Retirement Planning Company Apartments

700 S Clark St
Deming, NM
Subsidized

Mariposa Village

901 S Tennyson Dr
Deming, NM
HCV Welcome

Desert Sun Apartments II

1101 8th St NW
Deming, NM
Subsidized

There are 13 low income housing apartment complexes which contain 539 affordable apartments for rent in Luna County, New Mexico. Many of these rental apartments are income based housing with about 448 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 146 Project-Based Section 8 subsidized apartments in Luna County. There are 572 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Luna County

The Western Regional Housing Authority is a Section 8 and Public Housing public housing agency in Silver City, New Mexico.

Understanding Affordable Housing in Luna County, New Mexico

Luna County, NM Affordable Housing Snapshot

Total Affordable Apartment Properties13
Total Low Income Apartments539
Total Rent Assisted Apartments448
Percentage of Housing Units Occupied By Renters32.59%
Average Renter Household Size2.83
Total Population24,789
Housing Units9,044
Average Household Size2.70
Median Household Income$27,476 ±$1,672
Median Rent$551 ±$45
Percentage Of Renters Overburdened40.28% ± 6.22pp

Population and Household Demographics

Luna County is a County in New Mexico with a population of 24,789. There are 9,044 households in the county with an average household size of 2.70 persons. 32.59% of households in Luna County are renters.

Income and Rent Overburden in Luna County

The median gross income for households in Luna County is $27,476 a year, or $2,290 a month. The median rent for the county is $551 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Luna County, a household making less than $1,837 a month would be considered overburdened when renting an apartment at or above the median rent.40.28% of households who rent are overburdened in Luna County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 6.22 percentage points.

Area Median Income In Luna County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Luna County, HUD calculates the Area Median Income for a family of four as $37,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Luna County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Luna County HUD Rental Assistance in Luna County

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$12,140$16,460$20,780$25,100$29,000$31,150$33,300$35,450
50%$18,800$21,500$24,200$26,850$29,000$31,150$33,300$35,450
80%$30,100$34,400$38,700$42,950$46,400$49,850$53,300$56,700

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Luna County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2004, 8 low income apartment communities containing 315 rental apartments have been constructed and made affordable to low income persons in Luna County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Luna County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Luna County

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$18,800$21,500$24,200$26,850$29,000$31,150$33,300$35,450
60%$22,560$25,800$29,040$32,220$34,800$37,380$39,960$42,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Luna County is $29,040 a year, or $2,420 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,420 by 30% to get a maximum rent of $726 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$470$504$605$698$779$859
60%$564$605$726$838$935$1,031
Fair Market Rents in Luna County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$496$524$697$1,014$1,212

Cities In Luna County

Select A City to View its Apartment Communities and Waiting Lists.

CityListingsServed By
Deming11The HUD funded Public Housing Agency that serves Deming is the Western Regional Housing Authority.
Columbus2The HUD funded Public Housing Agency that serves Columbus is the Western Regional Housing Authority.
City of the Sun0The HUD funded Public Housing Agency that serves City of the Sun is the Western Regional Housing Authority.
Keeler Farm0The HUD funded Public Housing Agency that serves Keeler Farm is the Western Regional Housing Authority.
La Hacienda0The HUD funded Public Housing Agency that serves La Hacienda is the Western Regional Housing Authority.
Mountain View0The HUD funded Public Housing Agency that serves Mountain View is the Western Regional Housing Authority.
Pecan Park0The HUD funded Public Housing Agency that serves Pecan Park is the Western Regional Housing Authority.
Pulpotio Bareas0The HUD funded Public Housing Agency that serves Pulpotio Bareas is the Western Regional Housing Authority.
Sunshine0The HUD funded Public Housing Agency that serves Sunshine is the Western Regional Housing Authority.
Ventura0The HUD funded Public Housing Agency that serves Ventura is the Western Regional Housing Authority.