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Affordable Housing In Gowanda
Cattaraugus County, New York

2 Low Income Apartment Communities In Gowanda

Academy Place

1 School St
Gowanda, New York
Subsidized
62+
Accessible
Accessible
Elderly Supportive Housing
Disabled Supportive Housing

Gowanda Meadows

164 Buffalo Street
Gowanda, New York
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Housing Authorities that serve Gowanda

Housing Authority Programs
Cattaraugus Development Corporation -

Guide To Affordable Housing in Gowanda, New York

There are 2 low income housing apartment communities offering 68 affordable apartments for rent in Gowanda, New York.

Income Based Apartments in Gowanda, New York

Gowanda features 68 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gowanda, New York

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gowanda.

Housing Choice Vouchers in Gowanda, New York

On average, Section 8 Housing Choice vouchers pay Gowanda landlords $800 per month towards rent. The average voucher holder contributes $300 towards rent in Gowanda.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gowanda, New York for a two-bedroom apartment is between $644 and $788.

2020 Gowanda, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $585 $585 $716 $993 $1,101
Payment Standard Range $527 to $644 $527 to $644 $644 to $788 $894 to $1,092 $991 to $1,211

Sourced from federal housing data and AffordableHousingOnline.com research.

Gowanda, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 68
Total Housing Units with Rental Assistance 68
Percentage of Housing Units Occupied By Renters 41.66%
Average Renter Household Size 1.95
Average Household Size 2.20
Median Household Income $40,386 ±$5,462
Median Rent $640 ±$74
Percentage Of Renters Overburdened 57.63% ± 12.01pp
Total Population 2,656

Population and Household Demographics

Gowanda is a city in Cattaraugus County, New York with a population of 2,656. There are 1,133 households in the city with an average household size of 2.20 persons. 41.66% of households in Gowanda are renters.

Income and Rent Overburden in Gowanda

The median gross income for households in Gowanda is $40,386 a year, or $3,366 a month. The median rent for the city is $640 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gowanda, a household making less than $2,133 a month would be considered overburdened when renting an apartment at or above the median rent. 57.63% of households who rent are overburdened in Gowanda.

Area Median Income In Gowanda

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gowanda, the AMI is calculated from all households within Cattaraugus County.

In Gowanda, HUD calculates the Area Median Income for a family of four as $65,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gowanda

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gowanda

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,150 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $23,550 $26,900 $30,250 $33,600 $36,300 $39,000 $41,700 $44,400
80% of Median $37,650 $43,000 $48,400 $53,750 $58,050 $62,350 $66,650 $70,950