Affordable Housing In Dayton
Montgomery County, Ohio

121 Low Income Apartment Communities In Dayton

City Forest of Dayton

1353 W 1st St
Dayton, OH
HCV Welcome

Burndale Gardens

4106 Kings Hwy
Dayton, OH
HCV Welcome

Chadwick Station

2039 Emerson Ave
Dayton, OH
HCV Welcome

Windsor Apartments

104 Central Ave
Dayton, OH
HCV Welcome

Cambridge 1820

18 Cambridge Ave
Dayton, OH
HCV Welcome

Wentworth

2765 Wentworth Ave
Dayton, OH

Westdale

108 Melba St
Dayton, OH

Mount Crest

958 Wilmington Ave
Dayton, OH

Wilkinson Plaza

126 W 5th St
Dayton, OH

Desoto Bass Courts

816 Oldfield Pl
Dayton, OH

Housing Authorities that serve Dayton

Housing Authority Programs
Greater Dayton Premier Management Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Public Housing Homeownership; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Dayton, Ohio

There are 121 low income housing apartment communities offering 11,944 affordable apartments for rent in Dayton, Ohio. Dayton features 6,363 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 3,832 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Dayton.

Sourced from federal housing data and AffordableHousingOnline.com research.

Dayton, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 121
Total Low Income Apartments 11,944
Total Housing Units with Rental Assistance 6,363
Percentage of Housing Units Occupied By Renters 52.26%
Average Renter Household Size 2.24
Average Household Size 2.24
Median Household Income $27,683 ±$1,052
Median Rent $625 ±$12
Percentage Of Renters Overburdened 54.26% ± 2.08pp
Total Population 141,368

Population and Household Demographics

Dayton is a City in Montgomery County, Ohio with a population of 141,368. There are 57,316 households in the city with an average household size of 2.24 persons. 52.26% of households in Dayton are renters.

Income and Rent Overburden in Dayton

The median gross income for households in Dayton is $27,683 a year, or $2,307 a month. The median rent for the city is $625 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dayton, a household making less than $2,083 a month would be considered overburdened when renting an apartment at or above the median rent. 54.26% of households who rent are overburdened in Dayton.1

Area Median Income In Dayton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Dayton, the AMI is calculated from all households within Montgomery County.

In Dayton, HUD calculates the Area Median Income for a family of four as $70,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dayton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dayton HUD Rental Assistance in Dayton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,850 $17,000 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,750 $28,250 $31,800 $35,300 $38,150 $40,950 $43,800 $46,600
80% of Median $39,550 $45,200 $50,850 $56,500 $61,050 $65,550 $70,100 $74,600
Low Income Housing Tax Credits in Dayton

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2012, 72 low income apartment communities containing 5,093 rental apartments have been constructed and made affordable to low income persons in Dayton by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dayton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,750 $28,250 $31,800 $35,300 $38,150 $40,950 $43,800 $46,600
60% of Median $29,700 $33,900 $38,160 $42,360 $45,780 $49,140 $52,560 $55,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dayton is $38,160 a year, or $3,180 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,180 by 30% to get a maximum rent of $954 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $619 $663 $795 $918 $1,024 $1,130
60% $743 $795 $954 $1,102 $1,229 $1,356
Fair Market Rents in Dayton

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$523 $596 $777 $1,045 $1,143