Affordable Housing In Hamilton
Butler County, Ohio

16 Low Income Apartment Communities In Hamilton

Riverside Homes

122 N 6th St
Hamilton, OH
$725-987
2-4 BR
HCV Welcome

Beacon Pointe Town Homes

155 Hanover Dr
Hamilton, OH
$411-955
1-4 BR
HCV Welcome

Pinecrest Group Home

2030 Princeton Rd
Hamilton, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Neilan Park Apartments

15 Hurm St
Hamilton, OH
Subsidized

Kingston Greene Apartments

153 A2 Timberhill Dr.
Hamilton, OH
Call For Rent
1-3 BR

Belle Towers

631 Woodlawn Ave
Hamilton, OH
Subsidized

Anthony Wayne Apartments

10 S Monument Ave
Hamilton, OH
HCV Welcome

Miami Manor

120 S 2nd St
Hamilton, OH
HCV Welcome

Ywca of Hamilton Apartments

244 Dayton St
Hamilton, OH
HCV Welcome

Knollwood Crossing Phase II

103 Fern Valley Way
Hamilton, OH
HCV Welcome

There are 16 low income housing apartment complexes which contain 1,553 affordable apartments for rent in Hamilton. Many of these rental apartments are income based housing with 858 apartments that set rent based on your income. In Hamilton, HUD housing programs support 288 rental assistance apartments through programs like Project-based Section 8. There are 695 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Hamilton

Housing Authority Programs
Butler Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Hamilton, Ohio

Hamilton, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 1,553
Total Rent Assisted Apartments 858
Percentage of Housing Units Occupied By Renters 43.1%
Average Renter Household Size 2.52
Total Population 62,359
Housing Units 23,849
Average Household Size 2.55
Median Household Income $40,427 ±$1,752
Median Rent $739 ±$23
Percentage Of Renters Overburdened 46.58% ± 3.95pp

Population and Household Demographics

Hamilton is a City in Butler County, Ohio with a population of 62,359. There are 23,849 households in the city with an average household size of 2.55 persons. 43.1% of households in Hamilton are renters.

Income and Rent Overburden in Hamilton

The median gross income for households in Hamilton is $40,427 a year, or $3,369 a month. The median rent for the city is $739 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hamilton, a household making less than $2,463 a month would be considered overburdened when renting an apartment at or above the median rent. 46.58% of households who rent are overburdened in Hamilton.1

Area Median Income In Hamilton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hamilton, the AMI is calculated from all households within Butler County.

In Hamilton, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hamilton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hamilton HUD Rental Assistance in Hamilton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Hamilton

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2004, 7 low income apartment communities containing 628 rental apartments have been constructed and made affordable to low income persons in Hamilton by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hamilton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hamilton is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in Hamilton

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$584 $670 $884 $1,223 $1,414