Affordable Housing In Lorain County
Ohio
47 Low Income Apartment Communities In Lorain County
Section 8 Vouchers, Apartments, and Waiting Lists in Lorain County, Ohio
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Lorain County, Ohio
| Housing Authority | Programs |
|---|---|
| Lorain Metropolitan Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Rental Assistance (PBRA) |
Guide To Affordable Housing in Lorain County, Ohio
There are 47 low income housing apartment communities offering 4,413 affordable apartments for rent in Lorain County, Ohio.
Income Based Apartments in Lorain County, Ohio
Lorain County features 3,413 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Lorain County, Ohio
There are 976 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lorain County.
Housing Choice Vouchers in Lorain County, Ohio
On average, Section 8 Housing Choice vouchers pay Lorain County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Lorain County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Lorain County, Ohio for a two-bedroom apartment is between $804 and $982.
2022 Lorain County, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Lorain County, Ohio Fair Market Rent | $632 | $732 | $893 | $1,169 | $1,224 |
| Lorain County, Ohio Payment Standard Range | $569 to $695 | $659 to $805 | $804 to $982 | $1,052 to $1,286 | $1,102 to $1,346 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Lorain County, OH Affordable Housing Snapshot
| Total Affordable Apartment Properties | 47 |
|---|---|
| Total Low Income Apartments | 4,413 |
| Total Housing Units with Rental Assistance | 3,413 |
| Percentage of Housing Units Occupied By Renters | 28.74% |
| Average Renter Household Size | 2.38 |
| Average Household Size | 2.50 |
| Median Household Income | $52,457 ±$1,003 |
| Median Rent | $741 ±$12 |
| Percentage Of Renters Overburdened | 47.58% ± 2.35pp |
| Total Population | 303,152 |
Population and Household Demographics
Lorain County is a county in Ohio with a population of 303,152. There are 117,298 households in the county with an average household size of 2.50 persons. 28.74% of households in Lorain County are renters.
Income and Rent Overburden in Lorain County
The median gross income for households in Lorain County is $52,457 a year, or $4,371 a month. The median rent for the county is $741 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lorain County, a household making less than $2,470 a month would be considered overburdened when renting an apartment at or above the median rent. 47.58% of households who rent are overburdened in Lorain County.
Area Median Income In Lorain County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Lorain County, HUD calculates the Area Median Income for a family of four as $78,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Lorain County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Lorain County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Lorain County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$16,550 | $18,900 | $21,960 | $26,500 | $31,040 | $35,580 | $40,120 | $44,660 |
| 50% AMI Income Limits Renters earning up to 50% of the Lorain County AMI may qualify for rental assistance programs that target Very Low Income households. |
$27,550 | $31,450 | $35,400 | $39,300 | $42,450 | $45,600 | $48,750 | $51,900 |
| 80% AMI Income Limits Renters earning up to 80% of the Lorain County AMI may qualify for rental assistance programs that target Low Income households. |
$44,050 | $50,350 | $56,650 | $62,900 | $67,950 | $73,000 | $78,000 | $83,050 |
Cities In Lorain County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Amherst | The HUD funded Public Housing Agency that serves Amherst is the Lorain Metropolitan Housing Authority. |
| Avon | The HUD funded Public Housing Agency that serves Avon is the Lorain Metropolitan Housing Authority. |
| Avon Lake | The HUD funded Public Housing Agency that serves Avon Lake is the Lorain Metropolitan Housing Authority. |
| Eaton Estates | The HUD funded Public Housing Agency that serves Eaton Estates is the Lorain Metropolitan Housing Authority. |
| Elyria | The HUD funded Public Housing Agency that serves Elyria is the Lorain Metropolitan Housing Authority. |
| Grafton | The HUD funded Public Housing Agency that serves Grafton is the Lorain Metropolitan Housing Authority. |
| Kipton | The HUD funded Public Housing Agency that serves Kipton is the Lorain Metropolitan Housing Authority. |
| LaGrange | The HUD funded Public Housing Agency that serves LaGrange is the Lorain Metropolitan Housing Authority. |
| Lorain | The HUD funded Public Housing Agency that serves Lorain is the Lorain Metropolitan Housing Authority. |
| North Ridgeville | The HUD funded Public Housing Agency that serves North Ridgeville is the Lorain Metropolitan Housing Authority. |
| Oberlin | The HUD funded Public Housing Agency that serves Oberlin is the Lorain Metropolitan Housing Authority. |
| Pheasant Run | The HUD funded Public Housing Agency that serves Pheasant Run is the Lorain Metropolitan Housing Authority. |
| Rochester | The HUD funded Public Housing Agency that serves Rochester is the Lorain Metropolitan Housing Authority. |
| Sheffield | The HUD funded Public Housing Agency that serves Sheffield is the Lorain Metropolitan Housing Authority. |
| Sheffield Lake | The HUD funded Public Housing Agency that serves Sheffield Lake is the Lorain Metropolitan Housing Authority. |
| South Amherst | The HUD funded Public Housing Agency that serves South Amherst is the Lorain Metropolitan Housing Authority. |
| Wellington | The HUD funded Public Housing Agency that serves Wellington is the Lorain Metropolitan Housing Authority. |
