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Affordable Housing In Loveland
Hamilton County, Ohio

4 Low Income Apartment Communities In Loveland

Westover Village

800 W Main St
Loveland, Ohio
Call For Rent
1-3 BR
Subsidized

Loveland Pines Apartments

112 Englage Rd
Loveland, Ohio
Subsidized

Macarthur Park

660 Park Ave
Loveland, Ohio
Subsidized

Berry Wood

3394 Townsley Dr
Loveland, Ohio
Subsidized
62+
Accessible
Elderly Supportive Housing
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Housing Authorities that serve Loveland

Housing Authority Programs
Clermont Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Cincinnati Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher

Guide To Affordable Housing in Loveland, Ohio

There are 4 low income housing apartment communities offering 260 affordable apartments for rent in Loveland, Ohio.

Income Based Apartments in Loveland, Ohio

Loveland features 260 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Loveland, Ohio

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Loveland.

Housing Choice Vouchers in Loveland, Ohio

On average, Section 8 Housing Choice vouchers pay Loveland landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Loveland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Loveland, Ohio for a two-bedroom apartment is between $779 and $952.

2020 Loveland, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $568 $658 $865 $1,185 $1,362
Payment Standard Range $511 to $625 $592 to $724 $779 to $952 $1,067 to $1,304 $1,226 to $1,498

Sourced from federal housing data and AffordableHousingOnline.com research.

Loveland, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 260
Total Housing Units with Rental Assistance 260
Percentage of Housing Units Occupied By Renters 23.87%
Average Renter Household Size 2.01
Average Household Size 2.67
Median Household Income $73,975 ±$6,145
Median Rent $752 ±$70
Percentage Of Renters Overburdened 58.46% ± 12.61pp
Total Population 12,451

Population and Household Demographics

Loveland is a city in Hamilton County, Ohio with a population of 12,451. There are 4,630 households in the city with an average household size of 2.67 persons. 23.87% of households in Loveland are renters.

Income and Rent Overburden in Loveland

The median gross income for households in Loveland is $73,975 a year, or $6,165 a month. The median rent for the city is $752 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Loveland, a household making less than $2,507 a month would be considered overburdened when renting an apartment at or above the median rent. 58.46% of households who rent are overburdened in Loveland.

Area Median Income In Loveland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Loveland, the AMI is calculated from all households within Hamilton County.

In Loveland, HUD calculates the Area Median Income for a family of four as $86,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Loveland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Loveland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,150 $20,750 $23,350 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $30,250 $34,550 $38,850 $43,150 $46,650 $50,100 $53,550 $57,000
80% of Median $48,350 $55,250 $62,150 $69,050 $74,600 $80,100 $85,650 $91,150