Affordable Housing In Hamilton County
Ohio

299 Low Income Apartment Communities In Hamilton County

Westover Village

800 W Main St
Loveland, OH
Call For Rent
1-3 BR
Subsidized

The Guardian

3375 McHenry Ave
Cincinnati, OH
$525-1,000
1-3 BR
55+

Madison Villa

5615 Madison Rd
Cincinnati, OH
Income Based
1-2 BR
62+
Subsidized

Magnolia Heights

1537 Pleasant Street
Cincinnati, OH
Call For Rent
1-5 BR
Subsidized

St. Paul Village I

5515 Madison Rd
Cincinnati, OH
Income Based
1 BR
Subsidized

Alexandra

921 William Howard Taft Road
Cincinnati, OH
$438-551
1-2 BR
62+

Delhi Estates

5320 Delhi Ave
Cincinnati, OH
Income Based
1 BR
Subsidized

Walnut Court

1020 Chapel Street
Cincinnati, OH
Income Based
1-2 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Forest Square Senior Apartments

3511 Harvey Avenue
Cincinnati, OH
$742
2 BR
55+
HCV Welcome

Alston Park

415 Glenwood Ave
Cincinnati, OH
$690-775
2-3 BR
HCV Welcome

There are 299 low income housing apartment complexes which contain 23,943 affordable apartments for rent in Hamilton County. Many of these rental apartments are income based housing with 16,023 apartments that set rent based on your income. In Hamilton County, HUD housing programs support 8,025 rental assistance apartments through programs like Project-based Section 8. There are 7,741 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Hamilton County

Housing Authority Programs
Cincinnati Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher

Guide To Affordable Housing in Hamilton County, Ohio

Hamilton County, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 299
Total Low Income Apartments 23,943
Total Rent Assisted Apartments 16,023
Percentage of Housing Units Occupied By Renters 41.75%
Average Renter Household Size 2.15
Total Population 804,194
Housing Units 331,638
Average Household Size 2.37
Median Household Income $49,013 ±$655
Median Rent $709 ±$7
Percentage Of Renters Overburdened 47.96% ± 1.19pp

Population and Household Demographics

Hamilton County is a County in Ohio with a population of 804,194. There are 331,638 households in the county with an average household size of 2.37 persons. 41.75% of households in Hamilton County are renters.

Income and Rent Overburden in Hamilton County

The median gross income for households in Hamilton County is $49,013 a year, or $4,084 a month. The median rent for the county is $709 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hamilton County, a household making less than $2,363 a month would be considered overburdened when renting an apartment at or above the median rent. 47.96% of households who rent are overburdened in Hamilton County.1

Area Median Income In Hamilton County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hamilton County, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hamilton County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hamilton County HUD Rental Assistance in Hamilton County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Hamilton County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 128 low income apartment communities containing 8,959 rental apartments have been constructed and made affordable to low income persons in Hamilton County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hamilton County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hamilton County is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in Hamilton County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$584 $670 $884 $1,223 $1,414

Cities In Hamilton County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Loveland 4 The HUD funded Public Housing Agencies that serve Loveland are the Clermont Metropolitan Housing Authority and Cincinnati Metropolitan Housing Authority.
Cincinnati 283 The HUD funded Public Housing Agency that serves Cincinnati is the Cincinnati Metropolitan Housing Authority.
Norwood 2 The HUD funded Public Housing Agency that serves Norwood is the Cincinnati Metropolitan Housing Authority.
Silverton 1 The HUD funded Public Housing Agency that serves Silverton is the Cincinnati Metropolitan Housing Authority.
Lockland 2 The HUD funded Public Housing Agency that serves Lockland is the Cincinnati Metropolitan Housing Authority.
Springdale 2 The HUD funded Public Housing Agency that serves Springdale is the Cincinnati Metropolitan Housing Authority.
Lincoln Heights 2 The HUD funded Public Housing Agency that serves Lincoln Heights is the Cincinnati Metropolitan Housing Authority.
Mount Healthy 1 The HUD funded Public Housing Agency that serves Mount Healthy is the Cincinnati Metropolitan Housing Authority.
Forestville 0 The HUD funded Public Housing Agency that serves Forestville is the Cincinnati Metropolitan Housing Authority.
Blue Ash 0 The HUD funded Public Housing Agency that serves Blue Ash is the Cincinnati Metropolitan Housing Authority.
Forest Park 0 The HUD funded Public Housing Agency that serves Forest Park is the Cincinnati Metropolitan Housing Authority.
Addyston 0 The HUD funded Public Housing Agency that serves Addyston is the Cincinnati Metropolitan Housing Authority.
North College Hill 0 The HUD funded Public Housing Agency that serves North College Hill is the Cincinnati Metropolitan Housing Authority.
Elmwood Place 0 The HUD funded Public Housing Agency that serves Elmwood Place is the Cincinnati Metropolitan Housing Authority.
Dennison 1 The HUD funded Public Housing Agency that serves Dennison is the Cincinnati Metropolitan Housing Authority.
Reading 0 The HUD funded Public Housing Agency that serves Reading is the Cincinnati Metropolitan Housing Authority.
Blue Jay 0 The HUD funded Public Housing Agency that serves Blue Jay is the Cincinnati Metropolitan Housing Authority.
Brecon 0 The HUD funded Public Housing Agency that serves Brecon is the Cincinnati Metropolitan Housing Authority.
Bridgetown 0 The HUD funded Public Housing Agency that serves Bridgetown is the Cincinnati Metropolitan Housing Authority.
Cherry Grove 0 The HUD funded Public Housing Agency that serves Cherry Grove is the Cincinnati Metropolitan Housing Authority.
Cheviot 0 The HUD funded Public Housing Agency that serves Cheviot is the Cincinnati Metropolitan Housing Authority.
Cleves 0 The HUD funded Public Housing Agency that serves Cleves is the Cincinnati Metropolitan Housing Authority.
Coldstream 0 The HUD funded Public Housing Agency that serves Coldstream is the Cincinnati Metropolitan Housing Authority.
Concorde Hills 0 The HUD funded Public Housing Agency that serves Concorde Hills is the Cincinnati Metropolitan Housing Authority.
Covedale 0 The HUD funded Public Housing Agency that serves Covedale is the Cincinnati Metropolitan Housing Authority.
Deer Park 0 The HUD funded Public Housing Agency that serves Deer Park is the Cincinnati Metropolitan Housing Authority.
Delhi Hills 0 The HUD funded Public Housing Agency that serves Delhi Hills is the Cincinnati Metropolitan Housing Authority.
Delshire 0 The HUD funded Public Housing Agency that serves Delshire is the Cincinnati Metropolitan Housing Authority.
Dent 0 The HUD funded Public Housing Agency that serves Dent is the Cincinnati Metropolitan Housing Authority.
Dillonvale 0 The HUD funded Public Housing Agency that serves Dillonvale is the Cincinnati Metropolitan Housing Authority.
Dry Run 0 The HUD funded Public Housing Agency that serves Dry Run is the Cincinnati Metropolitan Housing Authority.
Evendale 0 The HUD funded Public Housing Agency that serves Evendale is the Cincinnati Metropolitan Housing Authority.
Fairfax 0 The HUD funded Public Housing Agency that serves Fairfax is the Cincinnati Metropolitan Housing Authority.
Finneytown 0 The HUD funded Public Housing Agency that serves Finneytown is the Cincinnati Metropolitan Housing Authority.
Fruit Hill 0 The HUD funded Public Housing Agency that serves Fruit Hill is the Cincinnati Metropolitan Housing Authority.
Glendale 0 The HUD funded Public Housing Agency that serves Glendale is the Cincinnati Metropolitan Housing Authority.
Golf Manor 0 The HUD funded Public Housing Agency that serves Golf Manor is the Cincinnati Metropolitan Housing Authority.
Grandview 0 The HUD funded Public Housing Agency that serves Grandview is the Cincinnati Metropolitan Housing Authority.
Greenhills 0 The HUD funded Public Housing Agency that serves Greenhills is the Cincinnati Metropolitan Housing Authority.
Harrison 0 The HUD funded Public Housing Agency that serves Harrison is the Cincinnati Metropolitan Housing Authority.
Highpoint 0 The HUD funded Public Housing Agency that serves Highpoint is the Cincinnati Metropolitan Housing Authority.
Hooven 0 The HUD funded Public Housing Agency that serves Hooven is the Cincinnati Metropolitan Housing Authority.
Kenwood 0 The HUD funded Public Housing Agency that serves Kenwood is the Cincinnati Metropolitan Housing Authority.
Loveland Park 0 The HUD funded Public Housing Agency that serves Loveland Park is the Cincinnati Metropolitan Housing Authority.
Mack 0 The HUD funded Public Housing Agency that serves Mack is the Cincinnati Metropolitan Housing Authority.
Madeira 0 The HUD funded Public Housing Agency that serves Madeira is the Cincinnati Metropolitan Housing Authority.
Miami Heights 0 The HUD funded Public Housing Agency that serves Miami Heights is the Cincinnati Metropolitan Housing Authority.
Miamitown 0 The HUD funded Public Housing Agency that serves Miamitown is the Cincinnati Metropolitan Housing Authority.
Monfort Heights 0 The HUD funded Public Housing Agency that serves Monfort Heights is the Cincinnati Metropolitan Housing Authority.
Montgomery 0 The HUD funded Public Housing Agency that serves Montgomery is the Cincinnati Metropolitan Housing Authority.
Mount Healthy Heights 0 The HUD funded Public Housing Agency that serves Mount Healthy Heights is the Cincinnati Metropolitan Housing Authority.
New Baltimore 0 The HUD funded Public Housing Agency that serves New Baltimore is the Cincinnati Metropolitan Housing Authority.
Newtown 0 The HUD funded Public Housing Agency that serves Newtown is the Cincinnati Metropolitan Housing Authority.
North Bend 0 The HUD funded Public Housing Agency that serves North Bend is the Cincinnati Metropolitan Housing Authority.
Northbrook 0 The HUD funded Public Housing Agency that serves Northbrook is the Cincinnati Metropolitan Housing Authority.
Northgate 0 The HUD funded Public Housing Agency that serves Northgate is the Cincinnati Metropolitan Housing Authority.
Plainville 0 The HUD funded Public Housing Agency that serves Plainville is the Cincinnati Metropolitan Housing Authority.
Pleasant Hills 0 The HUD funded Public Housing Agency that serves Pleasant Hills is the Cincinnati Metropolitan Housing Authority.
Pleasant Run Farm 0 The HUD funded Public Housing Agency that serves Pleasant Run Farm is the Cincinnati Metropolitan Housing Authority.
Rossmoyne 0 The HUD funded Public Housing Agency that serves Rossmoyne is the Cincinnati Metropolitan Housing Authority.
St. Bernard 0 The HUD funded Public Housing Agency that serves St. Bernard is the Cincinnati Metropolitan Housing Authority.
Shawnee 0 The HUD funded Public Housing Agency that serves Shawnee is the Cincinnati Metropolitan Housing Authority.
Sherwood 0 The HUD funded Public Housing Agency that serves Sherwood is the Cincinnati Metropolitan Housing Authority.
Sixteen Mile Stand 0 The HUD funded Public Housing Agency that serves Sixteen Mile Stand is the Cincinnati Metropolitan Housing Authority.
Skyline Acres 0 The HUD funded Public Housing Agency that serves Skyline Acres is the Cincinnati Metropolitan Housing Authority.
Taylor Creek 0 The HUD funded Public Housing Agency that serves Taylor Creek is the Cincinnati Metropolitan Housing Authority.
Terrace Park 0 The HUD funded Public Housing Agency that serves Terrace Park is the Cincinnati Metropolitan Housing Authority.
White Oak 0 The HUD funded Public Housing Agency that serves White Oak is the Cincinnati Metropolitan Housing Authority.
Woodlawn 0 The HUD funded Public Housing Agency that serves Woodlawn is the Cincinnati Metropolitan Housing Authority.
Wyoming 0 The HUD funded Public Housing Agency that serves Wyoming is the Cincinnati Metropolitan Housing Authority.
Amberley 0 The HUD funded Public Housing Agency that serves Amberley is the Cincinnati Metropolitan Housing Authority.
Arlington Heights 0 The HUD funded Public Housing Agency that serves Arlington Heights is the Cincinnati Metropolitan Housing Authority.
Camp Dennison 0 The HUD funded Public Housing Agency that serves Camp Dennison is the Cincinnati Metropolitan Housing Authority.
Dry Ridge 0 The HUD funded Public Housing Agency that serves Dry Ridge is the Cincinnati Metropolitan Housing Authority.
Dunlap 0 The HUD funded Public Housing Agency that serves Dunlap is the Cincinnati Metropolitan Housing Authority.
Elizabethtown 0 The HUD funded Public Housing Agency that serves Elizabethtown is the Cincinnati Metropolitan Housing Authority.
Groesbeck 0 The HUD funded Public Housing Agency that serves Groesbeck is the Cincinnati Metropolitan Housing Authority.
Mariemont 0 The HUD funded Public Housing Agency that serves Mariemont is the Cincinnati Metropolitan Housing Authority.
New Burlington 0 The HUD funded Public Housing Agency that serves New Burlington is the Cincinnati Metropolitan Housing Authority.
New Haven 0 The HUD funded Public Housing Agency that serves New Haven is the Cincinnati Metropolitan Housing Authority.
Pleasant Run 0 The HUD funded Public Housing Agency that serves Pleasant Run is the Cincinnati Metropolitan Housing Authority.
Remington 0 The HUD funded Public Housing Agency that serves Remington is the Cincinnati Metropolitan Housing Authority.
Salem Heights 0 The HUD funded Public Housing Agency that serves Salem Heights is the Cincinnati Metropolitan Housing Authority.
The Village of Indian Hill 0 The HUD funded Public Housing Agency that serves The Village of Indian Hill is the Cincinnati Metropolitan Housing Authority.
Turpin Hills 0 The HUD funded Public Housing Agency that serves Turpin Hills is the Cincinnati Metropolitan Housing Authority.