Affordable Housing In Middletown
Butler County, Ohio

23 Low Income Apartment Communities In Middletown

Trailbridge Townhomes

660 LaFayette Ave
Middletown, OH
$517-774
1-4 BR
Subsidized

Cypress Commons

2450 Saybrook Dr
Middletown, OH
Call For Rent
1-4 BR
HCV Welcome
Subsidized

Curtis Street Apartments

428 Curtis St
Middletown, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Midham Homes

403 Curtis St
Middletown, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Middlefair Homes

1551 Jackson Ln
Middletown, OH
Accessible
Disabled Supportive Housing
Subsidized

Woodlands on Lafayette

2101 S Main St
Middletown, OH
HCV Welcome

Jackson Lane Apartments

1531 Jackson Ln
Middletown, OH
Accessible
Disabled Supportive Housing
Subsidized

Trinity Manor Senior Housing Lp

301 Clark St
Middletown, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Mayfield Village

2030 Aaron Dr
Middletown, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Dublin House of Middletown Oh

1425 Central Ave
Middletown, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Middletown

Housing Authority Programs
Butler Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Middletown, Ohio

There are 23 low income housing apartment communities offering 1,989 affordable apartments for rent in Middletown, Ohio. Middletown features 1,098 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 891 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Middletown.

Sourced from federal housing data and AffordableHousingOnline.com research.

Middletown, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 1,989
Total Housing Units with Rental Assistance 1,098
Percentage of Housing Units Occupied By Renters 47.33%
Average Renter Household Size 2.47
Average Household Size 2.43
Median Household Income $36,374 ±$1,585
Median Rent $739 ±$18
Percentage Of Renters Overburdened 48.88% ± 4.11pp
Total Population 48,563

Population and Household Demographics

Middletown is a City in Butler County, Ohio with a population of 48,563. There are 19,759 households in the city with an average household size of 2.43 persons. 47.33% of households in Middletown are renters.

Income and Rent Overburden in Middletown

The median gross income for households in Middletown is $36,374 a year, or $3,031 a month. The median rent for the city is $739 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Middletown, a household making less than $2,463 a month would be considered overburdened when renting an apartment at or above the median rent. 48.88% of households who rent are overburdened in Middletown.1

Area Median Income In Middletown

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Middletown, the AMI is calculated from all households within Butler County.

In Middletown, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Middletown

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Middletown HUD Rental Assistance in Middletown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Middletown

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2009, 10 low income apartment communities containing 807 rental apartments have been constructed and made affordable to low income persons in Middletown by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Middletown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Middletown is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in Middletown

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$568 $658 $865 $1,185 $1,362