Low Income Apartments In Bend
Deschutes County, Oregon

Low Income Apartments In Bend

Quimby Street Apartments

455 NE Quimby Ave
Bend, OR
1 BR
HCV Welcome

Cedarwest Apartments

825 Watt Way
Bend, OR
Income Based
1-3 BR
HCV Welcome

Ariel South Apartments

1707 SE Tempest Dr
Bend, OR
2-3 BR
HCV Welcome

Healy Heights

1900 NE Bear Creek Rd
Bend, OR
1-4 BR
HCV Welcome

Putnam Pointe

750 NW Lava Rd
Bend, OR
1-2 BR
HCV Welcome

Mountain Laurel Lodge

990 SW Yates Dr
Bend, OR
1-2 BR
HCV Welcome

Crest Butte Apartments

1695 NE Purcell Blvd
Bend, OR
1-2 BR

Discovery Park Lodge

2868 NW Crossing Dr
Bend, OR
HCV Welcome

Daggett Townhomes

2097 NE Daggett Lane
Bend, OR
2-3 BR
HCV Welcome

Moonlight Townhomes

2140 NE Moonlight Drive
Bend, OR
2-3 BR
HCV Welcome

There are 18 low income housing apartment complexes which contain 1,020 affordable apartments for rent in Bend, Oregon. Many of these rental apartments are income based housing with about 202 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 144 Project-Based Section 8 subsidized apartments in Bend. There are 818 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Bend

Housing Authority Programs
Housing Works Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-sufficiency

Guide To Affordable Housing in Bend, Oregon

Bend, OR Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,020
Total Rent Assisted Apartments 202
Percentage of Housing Units Occupied By Renters 41.82%
Average Renter Household Size 2.45
Total Population 81,780
Housing Units 33,396
Average Household Size 2.43
Median Household Income $52,989 ±$2,926
Median Rent $955 ±$28
Percentage Of Renters Overburdened 51.27% ± 4.56pp

Population and Household Demographics

Bend is a City in Deschutes County, Oregon with a population of 81,780. There are 33,396 households in the city with an average household size of 2.43 persons. 41.82% of households in Bend are renters.

Income and Rent Overburden in Bend

The median gross income for households in Bend is $52,989 a year, or $4,416 a month. The median rent for the city is $955 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bend, a household making less than $3,183 a month would be considered overburdened when renting an apartment at or above the median rent. 51.27% of households who rent are overburdened in Bend.1

Area Median Income In Bend

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bend, the AMI is calculated from all households within Deschutes County.

In Bend, HUD calculates the Area Median Income for a family of four as $78,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bend

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bend HUD Rental Assistance in Bend

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,100 $18,400 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,800 $30,600 $34,450 $38,250 $41,350 $44,400 $47,450 $50,500
80% of Median $42,850 $49,000 $55,100 $61,200 $66,100 $71,000 $75,900 $80,800
Low Income Housing Tax Credits in Bend

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1995 to 2010, 11 low income apartment communities containing 763 rental apartments have been constructed and made affordable to low income persons in Bend by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bend

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $32,160 $36,720 $41,340 $45,900 $49,620 $53,280 $56,940 $60,600

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bend is $41,340 a year, or $3,445 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,445 by 30% to get a maximum rent of $1,034 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $670 $718 $861 $995 $1,110 $1,224
60% $804 $861 $1,034 $1,194 $1,332 $1,469
Fair Market Rents in Bend

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$742 $884 $1,071 $1,540 $1,881