Affordable Housing In Chester County
Pennsylvania

58 Low Income Apartment Communities In Chester County

Park Spring Apartments

1800 Park Springs Blvd
Spring City, PA
Income Based
1 BR
Subsidized

Cedar Woods Apartments

700 Cedar Woods Cir
Kennett Square, PA
$535-725
1-3 BR
HCV Welcome

Vincent Heights

333 Vincent Heights Cir
Spring City, PA
Income Based
1 BR
Subsidized

The Whitehall Apartments

3795 Schuylkill Road
Spring City, PA
Call For Rent
1-3 BR
HCV Welcome
Veterans Welcome

Steeltown Village

730 Wheatland St
Phoenixville, PA
Call For Rent
1-3 BR
Subsidized

The Willows at Elmwood Gardens

100 Harlan Dr
Coatesville, PA
Accessible
HCV Welcome

Coatesville Towers

339 E Lincoln Hwy
Coatesville, PA
Call For Rent
Studio-1 BR
Subsidized

Roymar Hall Apartments

1128 E Lincoln Hwy
Coatesville, PA
Call For Rent
1 BR
HCV Welcome

Tel Hai Apartments

1200 Tel Hai Cir
Honey Brook, PA
62+

St James Place Apartments

350 E Pennsylvania Ave
Downingtown, PA
Subsidized

Housing Authorities that serve Chester County

Housing Authority Programs
Housing Authority of the County of Chester Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Chester County, Pennsylvania

There are 58 low income housing apartment communities offering 2,705 affordable apartments for rent in Chester County, Pennsylvania. Chester County features 1,608 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,097 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Chester County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Chester County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 58
Total Low Income Apartments 2,705
Total Housing Units with Rental Assistance 1,608
Percentage of Housing Units Occupied By Renters 24.86%
Average Renter Household Size 2.35
Average Household Size 2.66
Median Household Income $85,976 ±$1,256
Median Rent $1,197 ±$17
Percentage Of Renters Overburdened 46.89% ± 1.83pp
Total Population 509,797

Population and Household Demographics

Chester County is a County in Pennsylvania with a population of 509,797. There are 186,057 households in the county with an average household size of 2.66 persons. 24.86% of households in Chester County are renters.

Income and Rent Overburden in Chester County

The median gross income for households in Chester County is $85,976 a year, or $7,165 a month. The median rent for the county is $1,197 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chester County, a household making less than $3,990 a month would be considered overburdened when renting an apartment at or above the median rent. 46.89% of households who rent are overburdened in Chester County.1

Area Median Income In Chester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Chester County, HUD calculates the Area Median Income for a family of four as $90,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Chester County HUD Rental Assistance in Chester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,950 $21,650 $24,350 $27,050 $30,170 $34,590 $39,010 $43,430
50% of Median $31,550 $36,050 $40,550 $45,050 $48,700 $52,300 $55,900 $59,500
80% of Median $50,500 $57,700 $64,900 $72,100 $77,900 $83,650 $89,450 $95,200
Low Income Housing Tax Credits in Chester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 42 low income apartment communities containing 1,108 rental apartments have been constructed and made affordable to low income persons in Chester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Chester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,550 $36,050 $40,550 $45,050 $48,700 $52,300 $55,900 $59,500
60% of Median $37,860 $43,260 $48,660 $54,060 $58,440 $62,760 $67,080 $71,400

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chester County is $48,660 a year, or $4,055 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,055 by 30% to get a maximum rent of $1,217 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $789 $845 $1,014 $1,172 $1,308 $1,443
60% $947 $1,014 $1,217 $1,406 $1,569 $1,731
Fair Market Rents in Chester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$864 $1,013 $1,226 $1,528 $1,754

Cities In Chester County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Phoenixville 11 The HUD funded Public Housing Agency that serves Phoenixville is the Housing Authority of the County of Chester.
West Grove 4 The HUD funded Public Housing Agency that serves West Grove is the Housing Authority of the County of Chester.
Parkesburg 3 The HUD funded Public Housing Agency that serves Parkesburg is the Housing Authority of the County of Chester.
West Chester 5 The HUD funded Public Housing Agency that serves West Chester is the Housing Authority of the County of Chester.
Spring City 5 The HUD funded Public Housing Agency that serves Spring City is the Housing Authority of the County of Chester.
Lower Oxford 0 The HUD funded Public Housing Agency that serves Lower Oxford is the Housing Authority of the County of Chester.
Coatesville 17 The HUD funded Public Housing Agency that serves Coatesville is the Housing Authority of the County of Chester.
Downingtown 2 The HUD funded Public Housing Agency that serves Downingtown is the Housing Authority of the County of Chester.
Berwyn 1 The HUD funded Public Housing Agency that serves Berwyn is the Housing Authority of the County of Chester.
Exton 3 The HUD funded Public Housing Agency that serves Exton is the Housing Authority of the County of Chester.
Atglen 1 The HUD funded Public Housing Agency that serves Atglen is the Housing Authority of the County of Chester.
Avondale 0
Birmingham 0
Caln 0
Calnship 0
Charlestown 0
Chesterbrook 0
Cheyney University 0
Cochranville 0
Devon 0
Eagleview 0
East Bradford 0
East Brandywine 0
East Caln 0
East Coventry 0
East Fallowfield 0
East Goshen 0
East Marlborough 0
East Nantmeal 0
East Nottingham 0
East Pikeland 0
Easttown 0
East Vincent 0
East Whiteland 0
Elk 0
Elverson 1
Franklin 0
Highland 0
Honey Brook 2
Honey Brookship 0
Kenilworth 0
Kennett 0
Kennett Square 2
Lincoln University 0
Lionville 0
London Britain 0
Londonderry 0
London Grove 0
Lower Oxfordship 0
Malvern 0
Modena 0
New Garden 0
Newlin 0
New London 0
North Coventry 0
Paoli 0
Penn 1
Pennsbury 0
Pocopson 0
Pomeroy 0
Sadsbury 0
Schuylkill 0
South Coatesville 0
South Coventry 0
South Pottstown 0
Thornbury 0
Thorndale 0
Toughkenamon 0
Tredyffrin 0
Upper Oxford 0
Upper Uwchlan 0
Uwchlan 0
Valley 0
Wallace 0
Warwick 0
West Bradford 0
West Brandywine 0
West Caln 0
West Fallowfield 0
West Goshen 0
West Marlborough 0
West Nantmeal 0
West Nottingham 0
West Pikeland 0
West Sadsbury 0
Westtown 0
West Vincent 0
West Whiteland 0
Westwood 0
Willistown 0