ACTION ALERT: Current tax reform proposal will hurt low-income renters. Contact your Congresspersons here now and tell them to protect affordable housing.

Affordable Housing In Chester County
Pennsylvania

Jump to:

There are 68 low income housing apartment complexes which contain 2,716 affordable apartments for rent in Chester County, Pennsylvania. Many of these rental apartments are income based housing with about 1,722 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 902 Project-Based Section 8 subsidized apartments in Chester County. There are 1,458 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Chester County is the Housing Authority of the County of Chester.

Affordable Apartments in Chester County

Image of Park Spring Apartments
1800 Park Springs Blvd
Spring City, Pennsylvania
Park Spring Apartments is a 150 unit low income housing apartment community that provides 1 bedroom apartments for rent in Spring City. Rents at Park Spring Apartments are Income Based.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
View More
Image of Cedar Woods Apartments
700 Cedar Woods Circle
Kennett Square, Pennsylvania
Cedar Woods Apartments is a low income housing apartment community that provides 1-3 bedroom apartments for rent in Kennett Square. Rents at Cedar Woods Apartments are $535-725.
350 E Pennsylvania Ave
Downingtown, Pennsylvania
St James Place Apartments is a 40 unit low income housing apartment community in Downingtown.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
View More
250 N Main St
Spring City, Pennsylvania
Spring City Elderly Housing is a 58 unit low income housing apartment community in Spring City.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
View More
120 Jenners Pond Rd
West Grove, Pennsylvania
Luther House IIi is a 76 unit low income housing apartment community in West Grove.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
View More

Housing Authorities that serve Chester County

The Housing Authority of the County of Chester is a Section 8 and Public Housing public housing agency in West Chester, Pennsylvania.

Understanding Affordable Housing in Chester County, Pennsylvania

Chester County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties68
Total Low Income Apartments2,716
Total Rent Assisted Apartments1,722
Percentage of Housing Units Occupied By Renters24.86%
Average Renter Household Size2.35
Total Population509,797
Housing Units186,057
Average Household Size2.66
Median Household Income$85,976 ±$1,256
Median Rent$1,197 ±$17
Percentage Of Renters Overburdened46.89% ± 1.83pp

Population and Household Demographics

Chester County is a County in Pennsylvania with a population of 509,797. There are 186,057 households in the county with an average household size of 2.66 persons. 24.86% of households in Chester County are renters.

Income and Rent Overburden in Chester County

The median gross income for households in Chester County is $85,976 a year, or $7,165 a month. The median rent for the county is $1,197 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chester County, a household making less than $3,990 a month would be considered overburdened when renting an apartment at or above the median rent.46.89% of households who rent are overburdened in Chester County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.83 percentage points.

Area Median Income In Chester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Chester County, HUD calculates the Area Median Income for a family of four as $83,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Chester County HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$17,500$20,000$22,500$24,950$28,780$32,960$37,140$41,320
50%$29,150$33,300$37,450$41,600$44,950$48,300$51,600$54,950
80%$46,600$53,250$59,900$66,550$71,900$77,200$82,550$87,850

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Chester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 42 low income apartment communities containing 1,108 rental apartments have been constructed and made affordable to low income persons in Chester County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Chester County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Chester County Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$29,150$33,300$37,450$41,600$44,950$48,300$51,600$54,950
60%$34,980$39,960$44,940$49,920$53,940$57,960$61,920$65,940

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chester County is $44,940 a year, or $3,745 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,745 by 30% to get a maximum rent of $1,124 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$729$781$936$1,082$1,208$1,332
60%$875$937$1,124$1,298$1,449$1,598
Fair Market Rents in Chester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$845$1,003$1,211$1,515$1,686

Cities In Chester County

Select A City To View its Listings and Waiting Lists. Use the Search bar to filter.

CityListingsServed By
Atglen1The HUD funded Public Housing Agency that serves Atglen is the Housing Authority of the County of Chester.
Avondale0
Berwyn1The HUD funded Public Housing Agency that serves Berwyn is the Housing Authority of the County of Chester.
Birmingham0
Caln0
Calnship0
Charlestown0
Chesterbrook0
Cheyney University0
Coatesville27The HUD funded Public Housing Agency that serves Coatesville is the Housing Authority of the County of Chester.
Cochranville0
Devon0
Downingtown2The HUD funded Public Housing Agency that serves Downingtown is the Housing Authority of the County of Chester.
Eagleview0
East Bradford0
East Brandywine0
East Caln0
East Coventry0
East Fallowfield0
East Goshen0
East Marlborough0
East Nantmeal0
East Nottingham0
East Pikeland0
East Vincent0
East Whiteland0
Easttown0
Elk0
Elverson1
Exton3The HUD funded Public Housing Agency that serves Exton is the Housing Authority of the County of Chester.
Franklin0
Highland0
Honey Brook2
Honey Brookship0
Kenilworth0
Kennett0
Kennett Square3
Lincoln University0
Lionville0
London Britain0
London Grove0
Londonderry0
Lower Oxford0The HUD funded Public Housing Agency that serves Lower Oxford is the Housing Authority of the County of Chester.
Lower Oxfordship0
Malvern1
Modena0
New Garden0
New London0
Newlin0
North Coventry0
Paoli0
Parkesburg3The HUD funded Public Housing Agency that serves Parkesburg is the Housing Authority of the County of Chester.
Penn1
Pennsbury0
Phoenixville10The HUD funded Public Housing Agency that serves Phoenixville is the Housing Authority of the County of Chester.
Pocopson0
Pomeroy0
Sadsbury0
Schuylkill0
South Coatesville0
South Coventry0
South Pottstown0
Spring City4The HUD funded Public Housing Agency that serves Spring City is the Housing Authority of the County of Chester.
Thornbury0
Thorndale0
Toughkenamon0
Tredyffrin0
Upper Oxford0
Upper Uwchlan0
Uwchlan0
Valley0
Wallace0
Warwick0
West Bradford0
West Brandywine0
West Caln0
West Chester5The HUD funded Public Housing Agency that serves West Chester is the Housing Authority of the County of Chester.
West Fallowfield0
West Goshen0
West Grove4The HUD funded Public Housing Agency that serves West Grove is the Housing Authority of the County of Chester.
West Marlborough0
West Nantmeal0
West Nottingham0
West Pikeland0
West Sadsbury0
West Vincent0
West Whiteland0
Westtown0
Westwood0
Willistown0