Affordable Housing In Franklin County
Pennsylvania

58 Low Income Apartment Communities In Franklin County

Washington Square Townhomes

78 W. Washington Street
Chambersburg, PA
Call For Rent
2-3 BR
HCV Welcome

Tower at Falling Spring

200 North Main Street
Chambersburg, PA
Income Based-347
1-2 BR
62+
Accessible
Subsidized

Burkett Place

200 Burkett Lane
Washington, PA
$661-799
2-3 BR
HCV Welcome

Orchard Run I

101 MacIntosh Way
Chambersburg, PA
Call For Rent
2-3 BR

Brindle Estates

210 Brindle Dr
Mercersburg, PA
Call For Rent
1 BR
62+
Accessible

Brindle Terrace

200 Faust St
Mercersburg, PA
Call For Rent
1 BR
62+
Accessible

Mount Vernon Terrace

716 Fairview Ave
Waynesboro, PA
Call For Rent
1-3 BR
HCV Welcome

Waynesboro

401 North Church Street
Waynesboro, PA
Call For Rent
1-2 BR
Subsidized

Lincoln Woods Apartments

914 Lincoln Ave
Warren, PA
$665-720
1-2 BR
HCV Welcome
Subsidized

The Villas at Orchard Run

101 MacIntosh Way
Chambersburg, PA
Call For Rent
1-2 BR

Housing Authorities that serve Franklin County

Housing Authority Programs
Franklin County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Franklin County, Pennsylvania

There are 58 low income housing apartment communities offering 3,295 affordable apartments for rent in Franklin County, Pennsylvania. Franklin County features 2,463 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 832 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Franklin County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Franklin County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 58
Total Low Income Apartments 3,295
Total Housing Units with Rental Assistance 2,463
Percentage of Housing Units Occupied By Renters 28.27%
Average Renter Household Size 2.45
Average Household Size 2.56
Median Household Income $53,916 ±$1,606
Median Rent $809 ±$20
Percentage Of Renters Overburdened 41.21% ± 2.94pp
Total Population 152,285

Population and Household Demographics

Franklin County is a County in Pennsylvania with a population of 152,285. There are 58,570 households in the county with an average household size of 2.56 persons. 28.27% of households in Franklin County are renters.

Income and Rent Overburden in Franklin County

The median gross income for households in Franklin County is $53,916 a year, or $4,493 a month. The median rent for the county is $809 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Franklin County, a household making less than $2,697 a month would be considered overburdened when renting an apartment at or above the median rent. 41.21% of households who rent are overburdened in Franklin County.1

Area Median Income In Franklin County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Franklin County, HUD calculates the Area Median Income for a family of four as $76,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Franklin County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Franklin County HUD Rental Assistance in Franklin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
80% of Median $42,800 $48,900 $55,000 $61,100 $66,000 $70,900 $75,800 $80,700
Low Income Housing Tax Credits in Franklin County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2010, 13 low income apartment communities containing 536 rental apartments have been constructed and made affordable to low income persons in Franklin County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Franklin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
60% of Median $32,100 $36,720 $41,280 $45,840 $49,560 $53,220 $56,880 $60,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Franklin County is $41,280 a year, or $3,440 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,440 by 30% to get a maximum rent of $1,032 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $717 $860 $994 $1,109 $1,223
60% $803 $860 $1,032 $1,193 $1,331 $1,468
Fair Market Rents in Franklin County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$566 $660 $869 $1,129 $1,177

Cities In Franklin County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Chambersburg 19 The HUD funded Public Housing Agency that serves Chambersburg is the Franklin County Housing Authority.
Greencastle 1 The HUD funded Public Housing Agency that serves Greencastle is the Franklin County Housing Authority.
Mercersburg 2 The HUD funded Public Housing Agency that serves Mercersburg is the Franklin County Housing Authority.
Waynesboro 9 The HUD funded Public Housing Agency that serves Waynesboro is the Franklin County Housing Authority.
Montgomery 4 The HUD funded Public Housing Agency that serves Montgomery is the Franklin County Housing Authority.
Cedar Grove 0
Metamora 0
Mount Carmel 3
Antrim 0
Blue Ridge Summit 0
Fannett 0
Fayetteville 0
Fort Loudon 0
Greene 0
Guilford 0
Guilfordship 0
Hamilton 0
Letterkenny 0
Lurgan 0
Marion 0
Metal 0
Mont Alto 0
Montgomeryship 0
Orrstown 0
Pen Mar 0
Peters 0
Quincy 0
Rouzerville 0
St. Thomas 0
Scotland 0
Southampton 0
State Line 0
Warren 7
Washington 13
Wayne Heights 0