Affordable Housing In Reading
Berks County,Pennsylvania

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There are 35 low income housing apartment complexes which contain 3,119 affordable apartments for rent in Reading, Pennsylvania. Many of these rental apartments are income based housing with about 2,605 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 908 Project-Based Section 8 subsidized apartments in Reading. There are 567 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve Reading are the Reading Housing Authority and Berks County Housing Authority.

Affordable Apartments in Reading

Image of Skyline View Apartments
50 North 9th Street
Reading, Pennsylvania
Skyline View Apartments is a 140 unit low income housing apartment community that provides St.-1 bedroom apartments for rent in Reading. Rents at Skyline View Apartments are $383-674.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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Image of Reading Elderly Housing
100 N Front St
Reading, Pennsylvania
Reading Elderly Housing is a 201 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Reading.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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300 Lackawanna St
Reading, Pennsylvania
Jamestown Village is a 275 unit low income housing apartment community in Reading.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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505 N 10th St
Reading, Pennsylvania
Hugh Carcella Apartments is a 121 unit low income housing apartment community in Reading.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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22 Rothermel St
Reading, Pennsylvania
Queen of Angels Apartments is a 45 unit low income housing apartment community in Reading.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
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Housing Authorities that serve Reading

Understanding Affordable Housing in Reading, Pennsylvania

Reading, PA Affordable Housing Snapshot

Total Affordable Apartment Properties35
Total Low Income Apartments3,119
Total Rent Assisted Apartments2,605
Percentage of Housing Units Occupied By Renters58.07%
Average Renter Household Size2.75
Total Population88,057
Housing Units30,090
Average Household Size2.83
Median Household Income$26,784 ±$798
Median Rent$731 ±$16
Percentage Of Renters Overburdened63.35% ± 3.32pp

Population and Household Demographics

Reading is a City in Berks County, Pennsylvania with a population of 88,057. There are 30,090 households in the city with an average household size of 2.83 persons. 58.07% of households in Reading are renters.

Income and Rent Overburden in Reading

The median gross income for households in Reading is $26,784 a year, or $2,232 a month. The median rent for the city is $731 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Reading, a household making less than $2,437 a month would be considered overburdened when renting an apartment at or above the median rent.63.35% of households who rent are overburdened in Reading.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 3.32 percentage points.

Area Median Income In Reading

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Reading, the AMI is calculated from all households within Berks County.

In Reading, HUD calculates the Area Median Income for a family of four as $68,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Reading

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Reading HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$14,500$16,550$20,420$24,600$28,780$32,960$37,140$41,320
50%$24,150$27,600$31,050$34,450$37,250$40,000$42,750$45,500
80%$38,600$44,100$49,600$55,100$59,550$63,950$68,350$72,750

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Reading

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2003, 18 low income apartment communities containing 444 rental apartments have been constructed and made affordable to low income persons in Reading by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Reading by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Reading Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$24,150$27,600$31,050$34,450$37,250$40,000$42,750$45,500
HERA 50%$26,550$30,350$34,150$37,900$40,950$44,000$47,000$50,050
60%$28,980$33,120$37,260$41,340$44,700$48,000$51,300$54,600
HERA 60%$31,860$36,420$40,980$45,480$49,140$52,800$56,400$60,060

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Reading is $37,260 a year, or $3,105 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,105 by 30% to get a maximum rent of $932 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$604$647$776$896$1,000$1,103
60%$725$776$932$1,076$1,200$1,324
Fair Market Rents in Reading

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$606$722$955$1,195$1,316