Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Providence
Providence County, Rhode Island

139 Low Income Apartment Communities In Providence

Maplewood Terrace

50 West Dr
Providence, Rhode Island
Subsidized

Bridgham Manor

359 Carpenter St
Providence, Rhode Island
Subsidized

Olmsted Gardens

3 Olmsted Way
Providence, Rhode Island
Subsidized
62+
Accessible
Elderly Supportive Housing

Broadway Plaza

70 Ridge St
Providence, Rhode Island
Subsidized

Stratford House

675 Elmwood Ave
Providence, Rhode Island
Subsidized

Providence New City Apartments

17 Gordon Ave
Providence, Rhode Island
Subsidized

Parkis Place

9 Parkis Ave
Providence, Rhode Island
Subsidized

Fox Point Manor

575 Wickenden St
Providence, Rhode Island
Subsidized

Grandview Apartments

42 Victor St
Providence, Rhode Island
Subsidized
62+
Accessible
Elderly Supportive Housing

New Start Housing

24 Tecumseh St
Providence, Rhode Island
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Housing Authorities that serve Providence

Housing Authority Programs
Providence Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Providence, Rhode Island

There are 139 low income housing apartment communities offering 10,417 affordable apartments for rent in Providence, Rhode Island.

Income Based Apartments in Providence, Rhode Island

Providence features 7,179 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Providence, Rhode Island

There are 3,090 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Providence.

Housing Choice Vouchers in Providence, Rhode Island

On average, Section 8 Housing Choice vouchers pay Providence landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Providence.

The maximum amount a voucher would pay on behalf of a low-income tenant in Providence, Rhode Island for a two-bedroom apartment is between $968 and $1,183.

2020 Providence, Rhode Island Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $794 $898 $1,075 $1,340 $1,591
Payment Standard Range $715 to $873 $808 to $988 $968 to $1,183 $1,206 to $1,474 $1,432 to $1,750

Sourced from federal housing data and AffordableHousingOnline.com research.

Providence, RI Affordable Housing Snapshot

Total Affordable Apartment Properties 139
Total Low Income Apartments 10,417
Total Housing Units with Rental Assistance 7,179
Percentage of Housing Units Occupied By Renters 65.14%
Average Renter Household Size 2.58
Average Household Size 2.68
Median Household Income $37,501 ±$1,625
Median Rent $913 ±$16
Percentage Of Renters Overburdened 50.88% ± 2.17pp
Total Population 178,680

Population and Household Demographics

Providence is a city in Providence County, Rhode Island with a population of 178,680. There are 61,481 households in the city with an average household size of 2.68 persons. 65.14% of households in Providence are renters.

Income and Rent Overburden in Providence

The median gross income for households in Providence is $37,501 a year, or $3,125 a month. The median rent for the city is $913 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Providence, a household making less than $3,043 a month would be considered overburdened when renting an apartment at or above the median rent. 50.88% of households who rent are overburdened in Providence.

Area Median Income In Providence

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Providence, the AMI is calculated from all households within Providence County.

In Providence, HUD calculates the Area Median Income for a family of four as $87,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Providence

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Providence

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,300 $20,900 $23,500 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $30,450 $34,800 $39,150 $43,500 $47,000 $50,500 $53,950 $57,450
80% of Median $48,750 $55,700 $62,650 $69,600 $75,200 $80,750 $86,350 $91,900