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Affordable Housing In East Gaffney
Cherokee County, South Carolina

Housing Authorities that serve East Gaffney

Housing Authority Programs
South Carolina Regional Housing Authority No. 1 Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in East Gaffney, South Carolina

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in East Gaffney, South Carolina.

Income Based Apartments in East Gaffney, South Carolina

East Gaffney features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in East Gaffney, South Carolina

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in East Gaffney.

Housing Choice Vouchers in East Gaffney, South Carolina

On average, Section 8 Housing Choice vouchers pay East Gaffney landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in East Gaffney.

The maximum amount a voucher would pay on behalf of a low-income tenant in East Gaffney, South Carolina for a two-bedroom apartment is between $649 and $793.

2021 East Gaffney, South Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $476 $547 $721 $920 $1,165
Payment Standard Range $428 to $524 $492 to $602 $649 to $793 $828 to $1,012 $1,049 to $1,282

Sourced from federal housing data and research.

East Gaffney, SC Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 41.53%
Average Renter Household Size 3.10
Average Household Size 2.74
Median Household Income $30,287 ±$6,290
Median Rent $666 ±$101
Percentage Of Renters Overburdened 38.98% ± 17.47pp
Total Population 3,274

Population and Household Demographics

East Gaffney is a city in Cherokee County, South Carolina with a population of 3,274. There are 1,180 households in the city with an average household size of 2.74 persons. 41.53% of households in East Gaffney are renters.

Income and Rent Overburden in East Gaffney

The median gross income for households in East Gaffney is $30,287 a year, or $2,524 a month. The median rent for the city is $666 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In East Gaffney, a household making less than $2,220 a month would be considered overburdened when renting an apartment at or above the median rent. 38.98% of households who rent are overburdened in East Gaffney.

Area Median Income In East Gaffney

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For East Gaffney, the AMI is calculated from all households within Cherokee County.

In East Gaffney, HUD calculates the Area Median Income for a family of four as $52,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in East Gaffney

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in East Gaffney

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,300 $30,400 $32,500 $34,600
50% of Median $18,350 $21,000 $23,600 $26,200 $28,300 $30,400 $32,500 $34,600
80% of Median $29,350 $33,550 $37,750 $41,900 $45,300 $48,650 $52,000 $55,350