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Affordable Housing In Carthage
Smith County, Tennessee

5 Low Income Apartment Communities In Carthage

South Carthage Manor

116 Old Lebanon Rd
Carthage, Tennessee
Elderly Supportive Housing

Creekwood Apartments

115 Bradford Pl
Carthage, Tennessee

Skyline Manor I Apartments CO Janice Perrigo

110 Horizon Cir
Carthage, Tennessee

Hickory Hills Apts. C/O Maco Management

122 Hickory Hills Ln
Carthage, Tennessee

Carthage Village

108 Village Dr
Carthage, Tennessee
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Housing Authorities that serve Carthage

Housing Authority Programs
Gallatin Housing Authority Public Housing
South Carthage Housing Authority Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency East Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency

Guide To Affordable Housing in Carthage, Tennessee

There are 5 low income housing apartment communities offering 161 affordable apartments for rent in Carthage, Tennessee.

Income Based Apartments in Carthage, Tennessee

Carthage features 161 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Carthage, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Carthage.

Housing Choice Vouchers in Carthage, Tennessee

On average, Section 8 Housing Choice vouchers pay Carthage landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Carthage.

The maximum amount a voucher would pay on behalf of a low-income tenant in Carthage, Tennessee for a two-bedroom apartment is between $626 and $766.

2020 Carthage, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $525 $528 $696 $867 $1,086
Payment Standard Range $473 to $578 $475 to $581 $626 to $766 $780 to $954 $977 to $1,195

Sourced from federal housing data and research.

Carthage, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 161
Total Housing Units with Rental Assistance 161
Percentage of Housing Units Occupied By Renters 50.24%
Average Renter Household Size 1.86
Average Household Size 2.13
Median Household Income $31,742 ±$5,896
Median Rent $420 ±$62
Percentage Of Renters Overburdened 37.5% ± 11.17pp
Total Population 2,025

Population and Household Demographics

Carthage is a city in Smith County, Tennessee with a population of 2,025. There are 844 households in the city with an average household size of 2.13 persons. 50.24% of households in Carthage are renters.

Income and Rent Overburden in Carthage

The median gross income for households in Carthage is $31,742 a year, or $2,645 a month. The median rent for the city is $420 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Carthage, a household making less than $1,400 a month would be considered overburdened when renting an apartment at or above the median rent. 37.5% of households who rent are overburdened in Carthage.

Area Median Income In Carthage

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Carthage, the AMI is calculated from all households within Smith County.

In Carthage, HUD calculates the Area Median Income for a family of four as $56,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Carthage

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Carthage

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,350 $32,600 $34,850 $37,100
50% of Median $19,700 $22,500 $25,300 $28,100 $30,350 $32,600 $34,850 $37,100
80% of Median $31,500 $36,000 $40,500 $44,950 $48,550 $52,150 $55,750 $59,350