Affordable Housing In Smith County
Tennessee

8 Low Income Apartment Communities In Smith County

South Carthage Manor

116 Old Lebanon Rd
Carthage, Tennessee
Subsidized
62+
Accessible
Elderly Supportive Housing

Creekwood Apartments

115 Bradford Pl
Carthage, Tennessee
Subsidized

Rewoda Heights

164 Gordon Dr
Gordonsville, Tennessee

Skyline Manor I Apartments CO Janice Perrigo

110 Horizon Cir
Carthage, Tennessee
Subsidized

Hickory Hill Apartments

Hwy 70 Hickory Hills Ln
South Carthage, Tennessee

Meadow Greene Apartments

118 Meadow Green Ln
Gordonsville, Tennessee

Hickory Hills Apts. C/O Maco Management

122 Hickory Hills Ln
Carthage, Tennessee

Carthage Village

108 Village Dr
Carthage, Tennessee
  • «
  • 1
  • »

Section 8 Vouchers, Apartments, and Waiting Lists in Smith County, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Smith County, Tennessee

Housing Authority Programs
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Smith County, Tennessee

There are 8 low income housing apartment communities offering 343 affordable apartments for rent in Smith County, Tennessee.

Income Based Apartments in Smith County, Tennessee

Smith County features 231 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Smith County, Tennessee

There are 112 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Smith County.

Housing Choice Vouchers in Smith County, Tennessee

On average, Section 8 Housing Choice vouchers pay Smith County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Smith County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Smith County, Tennessee for a two-bedroom apartment is between $653 and $798.

2022 Smith County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Smith County, Tennessee Fair Market Rent $486 $551 $725 $920 $1,043
Smith County, Tennessee Payment Standard Range $437 to $535 $496 to $606 $653 to $798 $828 to $1,012 $939 to $1,147

Sourced from federal housing data and AffordableHousingOnline.com research.

Smith County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 343
Total Housing Units with Rental Assistance 231
Percentage of Housing Units Occupied By Renters 23.8%
Average Renter Household Size 2.35
Average Household Size 2.53
Median Household Income $43,914 ±$3,249
Median Rent $538 ±$29
Percentage Of Renters Overburdened 37.3% ± 6.58pp
Total Population 19,136

Population and Household Demographics

Smith County is a county in Tennessee with a population of 19,136. There are 7,478 households in the county with an average household size of 2.53 persons. 23.8% of households in Smith County are renters.

Income and Rent Overburden in Smith County

The median gross income for households in Smith County is $43,914 a year, or $3,660 a month. The median rent for the county is $538 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Smith County, a household making less than $1,793 a month would be considered overburdened when renting an apartment at or above the median rent. 37.3% of households who rent are overburdened in Smith County.

Area Median Income In Smith County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Smith County, HUD calculates the Area Median Income for a family of four as $58,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Smith County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Smith County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Smith County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $34,150 $36,500 $38,850
50% AMI Income Limits
Renters earning up to 50% of the Smith County AMI may qualify for rental assistance programs that target Very Low Income households.
$20,600 $23,550 $26,500 $29,400 $31,800 $34,150 $36,500 $38,850
80% AMI Income Limits
Renters earning up to 80% of the Smith County AMI may qualify for rental assistance programs that target Low Income households.
$32,950 $37,650 $42,350 $47,050 $50,850 $54,600 $58,350 $62,150

Cities In Smith County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Carthage The HUD funded Public Housing Agencies that serve Carthage are the Gallatin Housing Authority, South Carthage Housing Authority and Tennessee Housing Development Agency.
Gordonsville The HUD funded Public Housing Agency that serves Gordonsville is the Tennessee Housing Development Agency.
South Carthage The HUD funded Public Housing Agency that serves South Carthage is the Tennessee Housing Development Agency.