Affordable Housing In Crossville
Cumberland County, Tennessee

16 Low Income Apartment Communities In Crossville

Creekwood Apartments

612 S 4th St
Crossville, TN
Income Based
1-2 BR
HCV Welcome

Azalea Gardens and Oakmont Gardens

266 Taylor St
Crossville, TN
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
HCV Welcome
Subsidized

Ivy Avenue Apartments

14 Dawn Lane
Crossville, TN
Call For Rent
1-3 BR
Subsidized

Heather Ridge Apartments

40 Heather Ridge Cir
Crossville, TN
Call For Rent
1-2 BR
Subsidized

Janet Clark 1 Group Home

180 Harrison Ave
Crossville, TN
Subsidized

Mountain Village Apartments

31 Mountain Village Lane
Crossville, TN
HCV Welcome

Teresa Gardens

566 Myrtle Ave
Crossville, TN
Accessible
Disabled Supportive Housing
Subsidized

Beverly Hills Apartments

50 Beverly Hills Cir
Crossville, TN
HCV Welcome
Subsidized

Janet Clark Memorial Group Home II

171 Northside Dr
Crossville, TN
Subsidized

Jacobs Crossing Apartments

28 Jacobs Xing
Crossville, TN
HCV Welcome

Housing Authorities that serve Crossville

Housing Authority Programs
Crossville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Crossville, Tennessee

There are 16 low income housing apartment communities offering 406 affordable apartments for rent in Crossville, Tennessee. Crossville features 220 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 186 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Crossville.

Sourced from federal housing data and AffordableHousingOnline.com research.

Crossville, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 406
Total Housing Units with Rental Assistance 220
Percentage of Housing Units Occupied By Renters 53.61%
Average Renter Household Size 2.33
Average Household Size 2.37
Median Household Income $26,364 ±$4,222
Median Rent $596 ±$51
Percentage Of Renters Overburdened 50.25% ± 9.38pp
Total Population 11,245

Population and Household Demographics

Crossville is a City in Cumberland County, Tennessee with a population of 11,245. There are 4,488 households in the city with an average household size of 2.37 persons. 53.61% of households in Crossville are renters.

Income and Rent Overburden in Crossville

The median gross income for households in Crossville is $26,364 a year, or $2,197 a month. The median rent for the city is $596 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Crossville, a household making less than $1,987 a month would be considered overburdened when renting an apartment at or above the median rent. 50.25% of households who rent are overburdened in Crossville.1

Area Median Income In Crossville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Crossville, the AMI is calculated from all households within Cumberland County.

In Crossville, HUD calculates the Area Median Income for a family of four as $49,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Crossville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Crossville HUD Rental Assistance in Crossville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,350 $30,450 $32,550 $34,650
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
80% of Median $29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450
Low Income Housing Tax Credits in Crossville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2008, 7 low income apartment communities containing 278 rental apartments have been constructed and made affordable to low income persons in Crossville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Crossville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
60% of Median $22,080 $25,200 $28,380 $31,500 $34,020 $36,540 $39,060 $41,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Crossville is $28,380 a year, or $2,365 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,365 by 30% to get a maximum rent of $710 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $460 $493 $591 $683 $761 $840
60% $552 $591 $710 $819 $914 $1,008
Fair Market Rents in Crossville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$511 $514 $677 $934 $1,014