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Affordable Housing In Gallatin
Sumner County, Tennessee

17 Low Income Apartment Communities In Gallatin

The Villages of Gallatin

1096 Sam Houston Cir
Gallatin, Tennessee
2-4 BR
Accepts Vouchers

Gallatin Park Apartments

271 Albert Gallatin Avenue
Gallatin, Tennessee
2-3 BR

Green Wood Apartments

790 Green Wave Drive
Gallatin, Tennessee
Call For Rent
3 BR
Accepts Vouchers

Sumner Gardens

146 Coles Ferry Road
Gallatin, Tennessee
2-3 BR
Accepts Vouchers

Overlook Apartments

311 Hancock Street
Gallatin, Tennessee
Call For Rent
1-3 BR
Accepts Vouchers

Crestwood Towers

212 N Boyers Ave
Gallatin, Tennessee
Elderly Supportive Housing

Gallatin Senior Housing Dba the Manor

143 E Prince St
Gallatin, Tennessee
Elderly Supportive Housing

Mckendree Lambuth at Gallatin

1042 Hartsville Pike
Gallatin, Tennessee
Elderly Supportive Housing

Hats II Group Home

993 Long Hollow Pike
Gallatin, Tennessee

Chapel Ridge of Gallatin

1590 Airport Rd
Gallatin, Tennessee
Accepts Vouchers

Housing Authorities that serve Gallatin

Housing Authority Programs
Gallatin Housing Authority Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency Middle Tennessee Office Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Gallatin, Tennessee

There are 17 low income housing apartment communities offering 1,640 affordable apartments for rent in Gallatin, Tennessee.

Income Based Apartments in Gallatin, Tennessee

Gallatin features 601 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gallatin, Tennessee

There are 991 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gallatin.

Housing Choice Vouchers in Gallatin, Tennessee

On average, Section 8 Housing Choice vouchers pay Gallatin landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Gallatin.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gallatin, Tennessee for a two-bedroom apartment is between $1,022 and $1,250.

2020 Gallatin, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $898 $957 $1,136 $1,484 $1,822
Payment Standard Range $808 to $988 $861 to $1,053 $1,022 to $1,250 $1,336 to $1,632 $1,640 to $2,004

Sourced from federal housing data and research.

Gallatin, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,640
Total Housing Units with Rental Assistance 601
Percentage of Housing Units Occupied By Renters 42.07%
Average Renter Household Size 2.56
Average Household Size 2.62
Median Household Income $47,957 ±$3,084
Median Rent $842 ±$27
Percentage Of Renters Overburdened 40.72% ± 5.76pp
Total Population 32,518

Population and Household Demographics

Gallatin is a City in Sumner County, Tennessee with a population of 32,518. There are 12,037 households in the city with an average household size of 2.62 persons. 42.07% of households in Gallatin are renters.

Income and Rent Overburden in Gallatin

The median gross income for households in Gallatin is $47,957 a year, or $3,996 a month. The median rent for the city is $842 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gallatin, a household making less than $2,807 a month would be considered overburdened when renting an apartment at or above the median rent. 40.72% of households who rent are overburdened in Gallatin.1

Area Median Income In Gallatin

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gallatin, the AMI is calculated from all households within Sumner County.

In Gallatin, HUD calculates the Area Median Income for a family of four as $80,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gallatin

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gallatin

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,800 $19,200 $21,600 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,000 $32,000 $36,000 $40,000 $43,200 $46,400 $49,600 $52,800
80% of Median $44,800 $51,200 $57,600 $64,000 $69,150 $74,250 $79,400 $84,500