Affordable Housing In El Paso
El Paso County Texas

134 Low Income Apartment Communities In El Paso

Halla Fifth Property

5th & Campbell
El Paso, TX
HCV Welcome

John D. Cramer Memorial

4747 Atlas Ave
El Paso, TX

Sun Plaza

5353 Ridge St
El Paso, TX

Commons on Myrtle

1314 Myrtle Ave
El Paso, TX
Disabled Supportive Housing

There are 134 low income housing apartment complexes which contain 13,332 affordable apartments for rent in El Paso. Many of these rental apartments are income based housing with 7,469 apartments that set rent based on your income. In El Paso, HUD housing programs support 1,288 rental assistance apartments through programs like Project-based Section 8. There are 5,863 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve El Paso

Housing Authority Programs
Housing Authority of the City of El Paso Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Rental Assistance Demonstration (RAD)
El Paso County Housing Authority Section 8 Housing Choice Voucher (HCV)
El Paso County Housing Authority Public Housing

Guide To Affordable Housing in El Paso, Texas

El Paso, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 134
Total Low Income Apartments 13,332
Total Rent Assisted Apartments 7,469
Percentage of Housing Units Occupied By Renters 40.69%
Average Renter Household Size 2.81
Total Population 676,325
Housing Units 220,682
Average Household Size 3.03
Median Household Income $42,772 ±$803
Median Rent $752 ±$9
Percentage Of Renters Overburdened 45.38% ± 1.45pp

Population and Household Demographics

El Paso is a City in El Paso County, Texas with a population of 676,325. There are 220,682 households in the city with an average household size of 3.03 persons. 40.69% of households in El Paso are renters.

Income and Rent Overburden in El Paso

The median gross income for households in El Paso is $42,772 a year, or $3,564 a month. The median rent for the city is $752 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In El Paso, a household making less than $2,507 a month would be considered overburdened when renting an apartment at or above the median rent. 45.38% of households who rent are overburdened in El Paso.1

Area Median Income In El Paso

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For El Paso, the AMI is calculated from all households within El Paso County.

In El Paso, HUD calculates the Area Median Income for a family of four as $50,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in El Paso

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for El Paso HUD Rental Assistance in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in El Paso

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 66 low income apartment communities containing 4,004 rental apartments have been constructed and made affordable to low income persons in El Paso by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in El Paso is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in El Paso

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$534 $678 $831 $1,189 $1,416