Low Income Apartments In Kaufman County

Low Income Apartments In Kaufman County

Meadowview Townhomes

151 Meadowview Ct
Terrell, TX
HCV Welcome

Cedar Ridge Apartments

1100 Janet Circle
Kaufman, TX
1-2 BR

Village of Kaufman

421 E 7th St
Kaufman, TX

Terrell Senior Terraces II

350 Windsor Ave
Terrell, TX
HCV Welcome

Cedar Ridge Apartments Ltd

1100 Janet Cir
Kaufman, TX

Willow Bend Apartments

101 Hampton Ct
Kaufman, TX
HCV Welcome

Eastgate Village Apartments Ashcroft Group, Llc

615 Cedar St
Forney, TX

Heather Lane Apartments

100 Heather Lane Cir
Terrell, TX
HCV Welcome

400 N Main St

400 N Main St
Kemp, TX

Lavillita Apartments

630 Cedar St
Forney, TX

There are 13 low income housing apartment complexes which contain 1,057 affordable apartments for rent in Kaufman County, Texas. Many of these rental apartments are income based housing with about 316 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 68 Project-Based Section 8 subsidized apartments in Kaufman County. There are 741 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Other Housing Authorities located in Kaufman County

Housing Authority Programs
Housing Authority of Kemp Public Housing
City of Terrell Housing Department Section 8 Housing Choice Voucher

Guide To Affordable Housing in Kaufman County, Texas

Kaufman County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 1,057
Total Rent Assisted Apartments 316
Percentage of Housing Units Occupied By Renters 22.6%
Average Renter Household Size 2.94
Total Population 109,289
Housing Units 35,418
Average Household Size 3.05
Median Household Income $60,391 ±$2,724
Median Rent $902 ±$31
Percentage Of Renters Overburdened 46.38% ± 4.13pp

Population and Household Demographics

Kaufman County is a County in Texas with a population of 109,289. There are 35,418 households in the county with an average household size of 3.05 persons. 22.6% of households in Kaufman County are renters.

Income and Rent Overburden in Kaufman County

The median gross income for households in Kaufman County is $60,391 a year, or $5,033 a month. The median rent for the county is $902 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Kaufman County, a household making less than $3,007 a month would be considered overburdened when renting an apartment at or above the median rent. 46.38% of households who rent are overburdened in Kaufman County.1

Area Median Income In Kaufman County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Kaufman County, HUD calculates the Area Median Income for a family of four as $77,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Kaufman County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Kaufman County HUD Rental Assistance in Kaufman County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,250 $18,550 $20,850 $25,100 $29,420 $33,740 $38,060 $42,380
50% of Median $27,050 $30,900 $34,750 $38,600 $41,700 $44,800 $47,900 $51,000
80% of Median $43,250 $49,400 $55,600 $61,750 $66,700 $71,650 $76,600 $81,550
Low Income Housing Tax Credits in Kaufman County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2006, 10 low income apartment communities containing 843 rental apartments have been constructed and made affordable to low income persons in Kaufman County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Kaufman County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $32,460 $37,080 $41,700 $46,320 $50,040 $53,760 $57,480 $61,200

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Kaufman County is $41,700 a year, or $3,475 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,475 by 30% to get a maximum rent of $1,043 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $676 $724 $869 $1,004 $1,120 $1,236
60% $812 $869 $1,043 $1,205 $1,344 $1,484
Fair Market Rents in Kaufman County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$836 $989 $1,201 $1,600 $2,080

Cities In Kaufman County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Terrell 4 The HUD funded Public Housing Agency that serves Terrell is the City of Terrell Housing Department.
Forney 3
Kaufman 5
Cottonwood 0
Crandall 0
Elmo 0
Grays Prairie 0
Heath 0
Kemp 1
Oak Grove 0
Oak Ridge 0
Post Oak Bend City 0
Rosser 0
Scurry 0
Talty 0
Travis Ranch 0