Affordable Housing In San Benito
Cameron County, Texas

6 Low Income Apartment Communities In San Benito

Canal Place Apartments

2280 W. US Highway 77
San Benito, TX
$667-850
2-4 BR
HCV Welcome

Combes Street Village

1554 Combes St
San Benito, TX
Subsidized

Villa San Benito

870 S McCullough St
San Benito, TX
Subsidized

Hacienda Del Sol

698 Stookey Rd.
San Benito, TX

Kenneth Lake

221 Downs Dr
San Benito, TX

La Alameda

Farm To Market 732
San Benito, TX
HCV Welcome
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There are 6 low income housing apartment complexes which contain 394 affordable apartments for rent in San Benito. Many of these rental apartments are income based housing with 314 apartments that set rent based on your income. In San Benito, HUD housing programs support 103 rental assistance apartments through programs like Project-based Section 8. There are 80 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve San Benito

Housing Authority Programs
San Benito Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Cameron County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in San Benito, Texas

San Benito, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 394
Total Rent Assisted Apartments 314
Percentage of Housing Units Occupied By Renters 34.98%
Average Renter Household Size 3.45
Total Population 24,486
Housing Units 7,239
Average Household Size 3.37
Median Household Income $26,158 ±$2,385
Median Rent $555 ±$39
Percentage Of Renters Overburdened 46.52% ± 8.82pp

Population and Household Demographics

San Benito is a City in Cameron County, Texas with a population of 24,486. There are 7,239 households in the city with an average household size of 3.37 persons. 34.98% of households in San Benito are renters.

Income and Rent Overburden in San Benito

The median gross income for households in San Benito is $26,158 a year, or $2,180 a month. The median rent for the city is $555 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Benito, a household making less than $1,850 a month would be considered overburdened when renting an apartment at or above the median rent. 46.52% of households who rent are overburdened in San Benito.1

Area Median Income In San Benito

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Benito, the AMI is calculated from all households within Cameron County.

In San Benito, HUD calculates the Area Median Income for a family of four as $44,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Benito

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Benito HUD Rental Assistance in San Benito

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in San Benito

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 1998, 3 low income apartment communities containing 105 rental apartments have been constructed and made affordable to low income persons in San Benito by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Benito

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Benito is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in San Benito

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$559 $563 $718 $964 $1,104