Cheap Apartments In Cathedral City
Riverside County,California

Heritage Park at Cathedral City

69-100 McCallum Way
Cathedral City, CA
1-2 BR
HCV Welcome

Casa Victoria Co-op

34445 Corregidor
Cathedral City, CA
1 BR
62+
Accessable
Subsidized

Mountain View Apartments/Senior

68680 Dinah Shore Dr.
Cathedral City, CA

Tierra Del Sol

68611 A St
Cathedral City, CA
62+
Accessable
Subsidized

Terracina at Cathedral City

69175 Converse Rd
Cathedral City, CA
HCV Welcome

There are 11 low income housing apartment complexes which contain 4,869 affordable apartments for rent in Cathedral City, California. Many of these rental apartments are income based housing with about 4,045 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Cathedral City. There are 4,897 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Cathedral City

The Housing Authority of the County of Riverside is a Section 8 and Public Housing public housing agency in Riverside, California.

Understanding Affordable Housing in Cathedral City, California

Cathedral City, CA Affordable Housing Snapshot

Total Affordable Apartment Properties11
Total Low Income Apartments4,869
Total Rent Assisted Apartments4,045
Percentage of Housing Units Occupied By Renters40.28%
Average Renter Household Size3.33
Total Population53,020
Housing Units17,369
Average Household Size3.03
Median Household Income$39,872 ±$1,692
Median Rent$1,106 ±$34
Percentage Of Renters Overburdened62.09% ± 4.66pp

Population and Household Demographics

Cathedral City is a City in Riverside County, California with a population of 53,020. There are 17,369 households in the city with an average household size of 3.03 persons. 40.28% of households in Cathedral City are renters.

Income and Rent Overburden in Cathedral City

The median gross income for households in Cathedral City is $39,872 a year, or $3,323 a month. The median rent for the city is $1,106 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cathedral City, a household making less than $3,687 a month would be considered overburdened when renting an apartment at or above the median rent.62.09% of households who rent are overburdened in Cathedral City.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 4.66 percentage points.

Area Median Income In Cathedral City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cathedral City, the AMI is calculated from all households within Riverside County.

In Cathedral City, HUD calculates the Area Median Income for a family of four as $65,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cathedral City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cathedral City HUD Rental Assistance in Cathedral City

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$14,150$16,460$20,780$25,100$29,420$33,740$38,060$42,380
50%$23,600$27,000$30,350$33,700$36,400$39,100$41,800$44,500
80%$37,750$43,150$48,550$53,900$58,250$62,550$66,850$71,150

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Cathedral City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1999 to 2011, 6 low income apartment communities containing 737 rental apartments have been constructed and made affordable to low income persons in Cathedral City by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Cathedral City by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cathedral City

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$23,600$27,000$30,350$33,700$36,400$39,100$41,800$44,500
60%$28,320$32,400$36,420$40,440$43,680$46,920$50,160$53,400

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cathedral City is $36,420 a year, or $3,035 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,035 by 30% to get a maximum rent of $911 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$590$633$759$876$978$1,079
60%$708$759$911$1,052$1,173$1,295
Fair Market Rents in Cathedral City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$768$926$1,156$1,618$2,004