Affordable Housing In Los Banos
Merced County, California

10 Low Income Apartment Communities In Los Banos

Overland Court

405 Rockport Dr
Los Banos, California
Call For Rent
1-2 BR
62+

MacArthur Apartments

1130 F Street
Los Banos, California
Call For Rent
1-2 BR
Subsidized
62+

Los Banos II Family Apartments

2125 Gilbert Gonzalez Jr Dr
Los Banos, California
Call For Rent
1-3 BR

Central Valley Apartments I

1130 D St/321 San Juan
Los Banos, California

Central Valley Apartments II

1130 D St/321 San Juan
Los Banos, California
Subsidized

Carrington Pointe

1985 San Luis St
Los Banos, California

Scattered Sites

736 Abby Cir
Los Banos, California

Heritage Village Apartments

1156 San Luis St
Los Banos, California
Subsidized

Los Banos Apartments

44 W I St
Los Banos, California
Subsidized

Los Banos Family Apartments ( Aka Pacheco Village )

2235 Gilbert Gonzalez Jr Dr
Los Banos, California
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Section 8 Vouchers, Apartments, and Waiting Lists in Los Banos, California

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Los Banos, California

Housing Authority Programs
Housing Authority of the County of Merced Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Los Banos, California

There are 10 low income housing apartment communities offering 661 affordable apartments for rent in Los Banos, California.

Income Based Apartments in Los Banos, California

Los Banos features 326 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Los Banos, California

There are 335 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Los Banos.

Housing Choice Vouchers in Los Banos, California

On average, Section 8 Housing Choice vouchers pay Los Banos landlords $600 per month towards rent. The average voucher holder contributes $500 towards rent in Los Banos.

The maximum amount a voucher would pay on behalf of a low-income tenant in Los Banos, California for a two-bedroom apartment is between $1,008 and $1,232.

2022 Los Banos, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Los Banos, California Fair Market Rent $766 $914 $1,120 $1,591 $1,917
Los Banos, California Payment Standard Range $689 to $843 $823 to $1,005 $1,008 to $1,232 $1,432 to $1,750 $1,725 to $2,109

Sourced from federal housing data and AffordableHousingOnline.com research.

Los Banos, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 661
Total Housing Units with Rental Assistance 326
Percentage of Housing Units Occupied By Renters 48.38%
Average Renter Household Size 3.71
Average Household Size 3.51
Median Household Income $44,292 ±$2,589
Median Rent $1,068 ±$39
Percentage Of Renters Overburdened 58.33% ± 6.95pp
Total Population 36,847

Population and Household Demographics

Los Banos is a city in Merced County, California with a population of 36,847. There are 10,457 households in the city with an average household size of 3.51 persons. 48.38% of households in Los Banos are renters.

Income and Rent Overburden in Los Banos

The median gross income for households in Los Banos is $44,292 a year, or $3,691 a month. The median rent for the city is $1,068 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Los Banos, a household making less than $3,560 a month would be considered overburdened when renting an apartment at or above the median rent. 58.33% of households who rent are overburdened in Los Banos.

Area Median Income In Los Banos

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Los Banos, the AMI is calculated from all households within Merced County.

In Los Banos, HUD calculates the Area Median Income for a family of four as $66,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Los Banos

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Los Banos

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Los Banos AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,650 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Los Banos AMI may qualify for rental assistance programs that target Very Low Income households.
$24,400 $27,900 $31,400 $34,850 $37,650 $40,450 $43,250 $46,050
80% AMI Income Limits
Renters earning up to 80% of the Los Banos AMI may qualify for rental assistance programs that target Low Income households.
$39,050 $44,600 $50,200 $55,750 $60,250 $64,700 $69,150 $73,600