Affordable Housing In Merced
Merced County, California

20 Low Income Apartment Communities In Merced

Sunnyside-Sunnyview Apartments

988 D Street
Merced, CA
Call For Rent
3-4 BR
HCV Welcome

Laurel Glen

777 Loughborough Dr
Merced, CA
$583-714
1-2 BR
HCV Welcome

Merced Gardens

3299 Meadows Avenue
Merced, CA
Call For Rent
1-3 BR
Subsidized

Alamar Apartments I & II

218 S Canal St
Merced, CA
$620-790
2-4 BR
HCV Welcome

Merced Commons I

290 Q St
Merced, CA
Subsidized

Merced Golden Manor

338 T St
Merced, CA
Subsidized

Childs Avenue Apartments

1296 W 1st St
Merced, CA
HCV Welcome

Glen Haven Park

44 Swallow Ct
Merced, CA
HCV Welcome

Sunny View Apartments

1108 D St
Merced, CA
HCV Welcome

Sierra Meadows Apartments

720 W 15th St
Merced, CA
HCV Welcome

There are 20 low income housing apartment complexes which contain 1,353 affordable apartments for rent in Merced. Many of these rental apartments are income based housing with 349 apartments that set rent based on your income. In Merced, HUD housing programs support 173 rental assistance apartments through programs like Project-based Section 8. There are 1,004 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Merced

Housing Authority Programs
Housing Authority of the County of Merced Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Merced, California

Merced, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 20
Total Low Income Apartments 1,353
Total Rent Assisted Apartments 349
Percentage of Housing Units Occupied By Renters 58.33%
Average Renter Household Size 3.32
Total Population 81,120
Housing Units 25,330
Average Household Size 3.16
Median Household Income $37,627 ±$1,596
Median Rent $839 ±$22
Percentage Of Renters Overburdened 55.48% ± 4.04pp

Population and Household Demographics

Merced is a City in Merced County, California with a population of 81,120. There are 25,330 households in the city with an average household size of 3.16 persons. 58.33% of households in Merced are renters.

Income and Rent Overburden in Merced

The median gross income for households in Merced is $37,627 a year, or $3,136 a month. The median rent for the city is $839 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Merced, a household making less than $2,797 a month would be considered overburdened when renting an apartment at or above the median rent. 55.48% of households who rent are overburdened in Merced.1

Area Median Income In Merced

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Merced, the AMI is calculated from all households within Merced County.

In Merced, HUD calculates the Area Median Income for a family of four as $55,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Merced

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Merced HUD Rental Assistance in Merced

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,650 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,800
50% of Median $22,700 $25,950 $29,200 $32,400 $35,000 $37,600 $40,200 $42,800
80% of Median $36,300 $41,500 $46,700 $51,850 $56,000 $60,150 $64,300 $68,450
Low Income Housing Tax Credits in Merced

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 16 low income apartment communities containing 1,019 rental apartments have been constructed and made affordable to low income persons in Merced by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Merced

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,700 $25,950 $29,200 $32,400 $35,000 $37,600 $40,200 $42,800
60% of Median $27,240 $31,140 $35,040 $38,880 $42,000 $45,120 $48,240 $51,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Merced is $35,040 a year, or $2,920 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,920 by 30% to get a maximum rent of $876 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $568 $608 $730 $843 $940 $1,038
60% $681 $730 $876 $1,011 $1,128 $1,245
Fair Market Rents in Merced

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$579 $680 $839 $1,213 $1,465