Affordable Housing In San Jose
Santa Clara County, California

165 Low Income Apartment Communities In San Jose

Hillsdale Townhouses

1626-1656 Hillsdale Ave
San Jose, CA
Income Based
2-3 BR
HCV Welcome

Vivente II

5347 Dent Ave
San Jose, CA
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Santa Familia

4984 Severance Dr
San Jose, CA
Call For Rent
1-3 BR
HCV Welcome

Arbor Park

899 N King Rd
San Jose, CA
Income Based
1-3 BR
HCV Welcome

Milagro

2850 Rose Ave
San Jose, CA
Income Based
1-2 BR
Accessible
Disabled Supportive Housing
Subsidized

Dent Commons

5363 Dent Ave
San Jose, CA
Income Based
Studio-3 BR
HCV Welcome

Vivente I

2400 Enborg Ln
San Jose, CA
Income Based
1-2 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Italian Gardens Family Housing

1500 Almaden Rd
San Jose, CA
Call For Rent
1-3 BR
HCV Welcome

Cornerstone at Japantown

875 N 10th St
San Jose, CA
Income Based
2-3 BR
HCV Welcome

Markham Plaza I

2000 Monterey Hwy
San Jose, CA
Income Based
Studio-2 BR
HCV Welcome

Housing Authorities that serve San Jose

Housing Authority Programs
San Jose City Housing Authority Section 8 Housing Choice Voucher (HCV)
Santa Clara County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work

Guide To Affordable Housing in San Jose, California

According to federal housing data and AffordableHousingOnline.com research, there are 165 low income housing apartment communities offering 19,645 affordable apartments for rent in San Jose, California. San Jose features 4,271 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 14,962 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in San Jose.

San Jose, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 165
Total Low Income Apartments 19,645
Total Housing Units with Rental Assistance 4,271
Percentage of Housing Units Occupied By Renters 42.79%
Average Renter Household Size 3.07
Average Household Size 3.14
Median Household Income $84,647 ±$853
Median Rent $1,585 ±$18
Percentage Of Renters Overburdened 51.57% ± 1.14pp
Total Population 1,000,860

Population and Household Demographics

San Jose is a City in Santa Clara County, California with a population of 1,000,860. There are 314,297 households in the city with an average household size of 3.14 persons. 42.79% of households in San Jose are renters.

Income and Rent Overburden in San Jose

The median gross income for households in San Jose is $84,647 a year, or $7,054 a month. The median rent for the city is $1,585 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Jose, a household making less than $5,283 a month would be considered overburdened when renting an apartment at or above the median rent. 51.57% of households who rent are overburdened in San Jose.1

Area Median Income In San Jose

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Jose, the AMI is calculated from all households within Santa Clara County.

In San Jose, HUD calculates the Area Median Income for a family of four as $131,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Jose

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Jose HUD Rental Assistance in San Jose

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $30,750 $35,150 $39,550 $43,900 $47,450 $50,950 $54,450 $57,950
50% of Median $51,250 $58,550 $65,850 $73,150 $79,050 $84,900 $90,750 $96,600
80% of Median $72,750 $83,150 $93,550 $103,900 $112,250 $120,550 $128,850 $137,150
Low Income Housing Tax Credits in San Jose

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2012, 123 low income apartment communities containing 14,530 rental apartments have been constructed and made affordable to low income persons in San Jose by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Jose

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $51,250 $58,550 $65,850 $73,150 $79,050 $84,900 $90,750 $96,600
60% of Median $61,500 $70,260 $79,020 $87,780 $94,860 $101,880 $108,900 $115,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Jose is $79,020 a year, or $6,585 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $6,585 by 30% to get a maximum rent of $1,976 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,281 $1,373 $1,646 $1,903 $2,123 $2,342
60% $1,538 $1,647 $1,976 $2,283 $2,547 $2,810
Fair Market Rents in San Jose

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$2,103 $2,458 $2,970 $3,943 $4,525