Affordable Housing In Stockton
San Joaquin County, California

52 Low Income Apartment Communities In Stockton

Westgate Townhomes

6119 Danny Dr
Stockton, CA
$709-907
2-4 BR
HCV Welcome

Hammer Lane Village

210 E Iris Ave
Stockton, CA
Income Based
1-2 BR
Subsidized

Gleason Park

605 East Church
Stockton, CA
Income Based
1-4 BR
HCV Welcome

Zettie Miller's Haven Apartments

1563 Rose Marie Ln
Stockton, CA
Call For Rent
1-2 BR
62+
HCV Welcome

Granite Ridge Apartments

246 East Iris Avenue
Stockton, CA
$625-725
1-2 BR
HCV Welcome

Charleston Place Apartments

1515 E. Bianchi Road
Stockton, CA
$515-935
2-4 BR
HCV Welcome

Inglewood Gardens

6433 Inglewood Ave
Stockton, CA
Income Based
1-2 BR
62+
Subsidized

Anchor Village Apartments

133 E Oak St
Stockton, CA
Call For Rent
1-2 BR
HCV Welcome
VASH Welcome

Meridian Pointe Apartments

819 E Hammer Ln
Stockton, CA
Call For Rent
2-4 BR
HCV Welcome

Cambridge Court

6507 Danny Dr.
Stockton, CA
$686-866
2-4 BR
HCV Welcome

Housing Authorities that serve Stockton

Housing Authority Programs
Housing Authority of the County of San Joaquin Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Stockton, California

There are 52 low income housing apartment communities offering 4,845 affordable apartments for rent in Stockton, California. Stockton features 2,219 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,626 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Stockton.

Sourced from federal housing data and AffordableHousingOnline.com research.

Stockton, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 52
Total Low Income Apartments 4,845
Total Housing Units with Rental Assistance 2,219
Percentage of Housing Units Occupied By Renters 50.98%
Average Renter Household Size 3.17
Average Household Size 3.17
Median Household Income $44,797 ±$1,174
Median Rent $946 ±$13
Percentage Of Renters Overburdened 58.93% ± 1.79pp
Total Population 299,722

Population and Household Demographics

Stockton is a City in San Joaquin County, California with a population of 299,722. There are 92,440 households in the city with an average household size of 3.17 persons. 50.98% of households in Stockton are renters.

Income and Rent Overburden in Stockton

The median gross income for households in Stockton is $44,797 a year, or $3,733 a month. The median rent for the city is $946 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Stockton, a household making less than $3,153 a month would be considered overburdened when renting an apartment at or above the median rent. 58.93% of households who rent are overburdened in Stockton.1

Area Median Income In Stockton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Stockton, the AMI is calculated from all households within San Joaquin County.

In Stockton, HUD calculates the Area Median Income for a family of four as $71,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Stockton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Stockton HUD Rental Assistance in Stockton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,700 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,500 $28,000 $31,500 $35,000 $37,800 $40,600 $43,400 $46,200
80% of Median $39,200 $44,800 $50,400 $56,000 $60,500 $65,000 $69,450 $73,950
Low Income Housing Tax Credits in Stockton

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 31 low income apartment communities containing 1,972 rental apartments have been constructed and made affordable to low income persons in Stockton by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Stockton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,500 $28,000 $31,500 $35,000 $37,800 $40,600 $43,400 $46,200
60% of Median $29,400 $33,600 $37,800 $42,000 $45,360 $48,720 $52,080 $55,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Stockton is $37,800 a year, or $3,150 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,150 by 30% to get a maximum rent of $945 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $613 $656 $788 $910 $1,015 $1,120
60% $735 $788 $945 $1,092 $1,218 $1,344
Fair Market Rents in Stockton

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$745 $869 $1,144 $1,650 $2,009