Affordable Housing In Stockton
San Joaquin County,
California
53 Low Income Apartment Communities In Stockton
Housing Authorities that serve Stockton
| Housing Authority | Programs |
|---|---|
| Housing Authority of the County of San Joaquin | Section 8 Housing Choice Voucher (HCV); Public Housing |
Guide To Affordable Housing in Stockton, California
There are 53 low income housing apartment communities offering 4,875 affordable apartments for rent in Stockton, California.
Income Based Apartments in Stockton, California
Stockton features 2,219 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Stockton, California
There are 2,626 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Stockton.
Housing Choice Vouchers in Stockton, California
On average, Section 8 Housing Choice vouchers pay Stockton landlords $700 per month towards rent. The average voucher holder contributes $500 towards rent in Stockton.
The maximum amount a voucher would pay on behalf of a low-income tenant in Stockton, California for a two-bedroom apartment is between $1,030 and $1,258.
2020 Stockton, California Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Fair Market Rent | $745 | $869 | $1,144 | $1,650 | $2,009 |
| Payment Standard Range | $671 to $820 | $782 to $956 | $1,030 to $1,258 | $1,485 to $1,815 | $1,808 to $2,210 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Stockton, CA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 53 |
|---|---|
| Total Low Income Apartments | 4,875 |
| Total Housing Units with Rental Assistance | 2,219 |
| Percentage of Housing Units Occupied By Renters | 50.98% |
| Average Renter Household Size | 3.17 |
| Average Household Size | 3.17 |
| Median Household Income | $44,797 ±$1,174 |
| Median Rent | $946 ±$13 |
| Percentage Of Renters Overburdened | 58.93% ± 1.79pp |
| Total Population | 299,722 |
Population and Household Demographics
Stockton is a city in San Joaquin County, California with a population of 299,722. There are 92,440 households in the city with an average household size of 3.17 persons. 50.98% of households in Stockton are renters.
Income and Rent Overburden in Stockton
The median gross income for households in Stockton is $44,797 a year, or $3,733 a month. The median rent for the city is $946 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Stockton, a household making less than $3,153 a month would be considered overburdened when renting an apartment at or above the median rent. 58.93% of households who rent are overburdened in Stockton.
Area Median Income In Stockton
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Stockton, the AMI is calculated from all households within San Joaquin County.
In Stockton, HUD calculates the Area Median Income for a family of four as $75,000
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Stockton
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Stockton
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $15,750 | $18,000 | $21,720 | $26,200 | $30,680 | $35,160 | $39,640 | $44,120 |
| 50% of Median | $26,250 | $30,000 | $33,750 | $37,500 | $40,500 | $43,500 | $46,500 | $49,500 |
| 80% of Median | $42,000 | $48,000 | $54,000 | $60,000 | $64,800 | $69,600 | $74,400 | $79,200 |
