; Low Income Apartments For Rent in Cook County, IL

Apply to Cook County Apartment Waiting Lists

850 Eastwood Apartments

850 W Eastwood Ave
Chicago, Illinois
Subsidized
PBRA
BMIR
Call For Rent
1-3 BR

Cedar Ridge Elderly Apartments

950 Cedar Ridge Lane
Richton Park, Illinois
Subsidized
PBRA
BMIR
Income Based
1 BR

Academy Square Apartments

318 S Throop St
Chicago, Illinois
Subsidized
PBRA
Call For Rent
1-2 BR

Lavergne Court Apartments

4938 W Quincy St
Chicago, Illinois
Subsidized
Rent Assisted
PBRA
LIHTC
BMIR
Call For Rent
1-3 BR

Prospect Homes

8842 N Prospect St
Niles, Illinois
Subsidized
Senior
S. 202
Income Based
1 BR

The Whitmore Apartments

421 S Central Ave
Chicago, Illinois
Subsidized
Rent Assisted
LIHTC
PBRA
BMIR
Call For Rent
1-3 BR

Washington Courts

5424 W Washington Ave
Chicago, Illinois
Subsidized
PBRA
BMIR
Call For Rent
1-3 BR

Heiwa Terrace

920 W Lawrence Ave
Chicago, Illinois
Subsidized
Senior
S. 202
Income Based
1 BR

One Deerfield Place

733 Osterman Avenue
Deerfield, Illinois
Subsidized
Senior
S. 202
BMIR
Income Based
1-2 BR

Clarendon Courts Apartments

4500 N Clarendon Ave
Chicago, Illinois
Subsidized
PBRA
Income Based
Studio-1 BR

Evergreen Terrace

425 W Evergreen Ave
Chicago, Illinois
Subsidized
Rent Assisted
PBRA
LIHTC
Income Based
1-4 BR

Northpoint Apartments

7717 North Paulina
Chicago, Illinois
Subsidized
PBRA
Income Based
1-4 BR

Newberry Park Apartments

1355 S Blue Island Ave
Chicago, Illinois
BMIR
Call For Rent
2-4 BR

Buena Vista Apartments

1285 Fleetwood Dr
Elgin, Illinois
Rent Assisted
LIHTC
Income Based
1-3 BR

Michigan Beach Apartments

7251 S South Shore Dr
Chicago, Illinois
Rent Assisted
LIHTC
Call For Rent
Studio-3 BR
Showing Results 46-60

There are 36,464 low-income apartments in Cook County that offer reduced rents to eligible households. Low-income rents in Cook County, Illinois can range from $555 to $2,525 depending on the number of bedrooms.

Rental assistance programs support 65,529 low-income homes in Cook County where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $372 towards rent each month.

Affordable rent data for some communities last confirmed on November 7th, 2023. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Cook County, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of Cook County Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)
Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Cook County.

Cook County, Illinois Affordable Housing Data

Income Based Apartments in Cook County, Illinois

Cook County features 65,529 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cook County, Illinois

There are 36,464 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cook County.

Housing Choice Vouchers in Cook County, Illinois

On average, Section 8 Housing Choice vouchers pay Cook County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Cook County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cook County, Illinois for a two-bedroom apartment is between $1,296 and $1,584.

2023 Cook County, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cook County, Illinois Fair Market Rent $1,158 $1,255 $1,440 $1,827 $2,172
Cook County, Illinois Payment Standard Range $1,042 to $1,274 $1,130 to $1,381 $1,296 to $1,584 $1,644 to $2,010 $1,955 to $2,389

Sourced from federal housing data and AffordableHousingOnline.com research.

Cook County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 985
Total Low Income Apartments 104,000
Total Housing Units with Rental Assistance 65,529
Percentage of Housing Units Occupied By Renters 43%
Average Renter Household Size 2.46
Average Household Size 2.65
Median Household Income $55,251 ±$327
Median Rent $980 ±$3
Percentage Of Renters Overburdened 48.86% ± 0.44pp
Total Population 5,236,393

Population and Household Demographics

Cook County is a county in Illinois with a population of 5,236,393. There are 1,942,959 households in the county with an average household size of 2.65 persons. 43% of households in Cook County are renters.

Income and Rent Overburden in Cook County

The median gross income for households in Cook County is $55,251 a year, or $4,604 a month. The median rent for the county is $980 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cook County, a household making less than $3,267 a month would be considered overburdened when renting an apartment at or above the median rent. 48.86% of households who rent are overburdened in Cook County.

Area Median Income In Cook County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cook County, HUD calculates the Area Median Income for a family of four as $112,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cook County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cook County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cook County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$23,200 $26,500 $29,800 $33,100 $35,750 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Cook County AMI may qualify for rental assistance programs that target Very Low Income households.
$38,650 $44,150 $49,650 $55,150 $59,600 $64,000 $68,400 $72,800
80% AMI Income Limits
Renters earning up to 80% of the Cook County AMI may qualify for rental assistance programs that target Low Income households.
$61,800 $70,600 $79,450 $88,250 $95,350 $102,400 $109,450 $116,500