Affordable Housing In Rock Island
Rock Island County, Illinois

16 Low Income Apartment Communities In Rock Island

Heather Ridge Apartments and Townhomes

9500 14th Street W, #B5F
Rock Island, IL
Income Based
2-4 BR
Subsidized

Maple Ridge Apartments

3700 5th Street
Rock Island, IL
Call For Rent
1-3 BR
Subsidized

Century Woods Apartments

1400 5th Street
Rock Island, IL
Subsidized

Watch Hill Towers

3705 9th Street
Rock Island, IL
Subsidized

Coventry

1900 6th Ave
Rock Island, IL
Subsidized

Voss Brothers Lofts Mhr - 2044

2125 3rd Ave
Rock Island, IL
HCV Welcome

Renaissance Goldman

1723 2nd Ave
Rock Island, IL
HCV Welcome

Sala Flats Hr - 715 320 - 330 19th Street

320 19th St
Rock Island, IL
HCV Welcome

Old Chicago Family Housing

1216 4th Ave
Rock Island, IL
HCV Welcome

Cotton Mill Living Center

1220 51st Ave
Rock Island, IL
HCV Welcome

Housing Authorities that serve Rock Island

Housing Authority Programs
Greater Metropolitan Area Housing Authority of Rock Island County Section 8 Housing Choice Voucher (HCV); Public Housing
Rock Island Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Rock Island, Illinois

According to federal housing data and AffordableHousingOnline.com research, there are 16 low income housing apartment communities offering 1,649 affordable apartments for rent in Rock Island, Illinois. Rock Island features 1,335 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 314 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Rock Island.

Rock Island, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 1,649
Total Housing Units with Rental Assistance 1,335
Percentage of Housing Units Occupied By Renters 34.54%
Average Renter Household Size 2.31
Average Household Size 2.34
Median Household Income $41,243 ±$1,549
Median Rent $707 ±$26
Percentage Of Renters Overburdened 53.04% ± 5.84pp
Total Population 38,946

Population and Household Demographics

Rock Island is a City in Rock Island County, Illinois with a population of 38,946. There are 15,451 households in the city with an average household size of 2.34 persons. 34.54% of households in Rock Island are renters.

Income and Rent Overburden in Rock Island

The median gross income for households in Rock Island is $41,243 a year, or $3,437 a month. The median rent for the city is $707 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rock Island, a household making less than $2,357 a month would be considered overburdened when renting an apartment at or above the median rent. 53.04% of households who rent are overburdened in Rock Island.1

Area Median Income In Rock Island

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rock Island, the AMI is calculated from all households within Rock Island County.

In Rock Island, HUD calculates the Area Median Income for a family of four as $72,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rock Island

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Rock Island HUD Rental Assistance in Rock Island

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,300 $17,450 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,450 $29,100 $32,750 $36,350 $39,300 $42,200 $45,100 $48,000
80% of Median $40,750 $46,550 $52,350 $58,150 $62,850 $67,500 $72,150 $76,800
Low Income Housing Tax Credits in Rock Island

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2008, 8 low income apartment communities containing 361 rental apartments have been constructed and made affordable to low income persons in Rock Island by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Rock Island

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,450 $29,100 $32,750 $36,350 $39,300 $42,200 $45,100 $48,000
60% of Median $30,540 $34,920 $39,300 $43,620 $47,160 $50,640 $54,120 $57,600

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Rock Island is $39,300 a year, or $3,275 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,275 by 30% to get a maximum rent of $983 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $636 $682 $819 $946 $1,055 $1,164
60% $764 $818 $983 $1,135 $1,266 $1,397
Fair Market Rents in Rock Island

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$524 $615 $778 $1,028 $1,169