What HUD offices serve Elkhart, Indiana?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart.
How many renters live in Elkhart, Indiana?
The City of Elkhart has 53,785 people living in 21,375 households.
There are 24,194 renters living in 10,143 renter households in this City. Renters make up 44.98 percent of the population living in Elkhart.
What is the rental market like in Elkhart, Indiana?
There are an estimated 24,622 housing units in the Elkhart area. Of these, 12,484 units are rental homes, making up 51 percent of the housing market. For every renter household in Elkhart, Indiana, there are 1 rental units.
What is the vacancy rate for rentals in Elkhart?
The rental vacancy rate in Elkhart is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.
How many rental units are in Elkhart for each bedroom size?
Occupied Rental Units by Size in Elkhart
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 442 | 2,830 | 4,289 | 2,254 | 266 |
Occupied Rental Units by Size in Elkhart
A large number of apartments in Elkhart have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in Elkhart are overburdened by housing costs?
Among renter households in this market, 45 percent have housing cost burden. Further, 21 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in Elkhart
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $849 to $1,468. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $849 |
| One BR | $879 |
| Two BR | $1,102 |
| Three BR | $1,415 |
| Four BR | $1,468 |
2024 Fair Market Rents in Elkhart, Indiana
How many units are rented at Fair Market Rent (FMR) in Elkhart?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 218 | 49 percent |
| One BR | 1,958 | 69 percent |
| Two BR | 3,135 | 73 percent |
Rental Units Below FMR in Elkhart, Indiana
How many affordable rental units are in Elkhart?
There are a variety of federal affordable housing programs serving households in Elkhart, Indiana including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 407 |
| Public Housing | 666 |
| Section 8 Project-Based Rental Assistance | 545 |
| Section 202 Supportive Housing for the Elderly | 1 |
| Section 811 Supportive Housing for Persons with Disabilities | 12 |
Tracked Units by Federal Program in Elkhart, Indiana
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Elkhart, Indiana
Elkhart features 1,339 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Elkhart, Indiana
There are 927 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart.
Housing Choice Vouchers in Elkhart, Indiana
On average, Section 8 Housing Choice vouchers pay Elkhart landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart.
The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart, Indiana for a two-bedroom apartment is between $992 and $1,212.
Sourced from federal housing data and AffordableHousingOnline.com research.
