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Affordable Housing In Elkhart
Elkhart County, Indiana

20 Low Income Apartment Communities In Elkhart

Ashton Pines Apartment Homes

4353 Balsam Fir Ln
Elkhart, Indiana
$656-910
1-4 BR

Gardenview Senior Apartments

1119 N Main St
Elkhart, Indiana
Call For Rent
1-2 BR
55+
62+

Rosedale Hi - Rise

501 W Indiana Ave
Elkhart, Indiana
Call For Rent
1 BR
Family & Senior

Waterfall Hi - Rise

303 Waterfall Dr
Elkhart, Indiana
Call For Rent
1-2 BR

Stratford Commons

2601 Oakland Ave
Elkhart, Indiana
Income Based
1-2 BR
Subsidized

Washington Gardens

326 W Indiana Ave
Elkhart, Indiana
Call For Rent
1-5 BR

Riverside Terrace

181 N Elkhart Ave
Elkhart, Indiana

Scattered Sites

1301 Moffat Ln
Elkhart, Indiana

Town and Country Apartments

1221 Georgia Blvd
Elkhart, Indiana
Subsidized

Oaklawn Apartments

2518 Oakland Ave
Elkhart, Indiana
Subsidized
62+
Accessible
Elderly Supportive Housing

Housing Authorities that serve Elkhart

Housing Authority Programs
Elkhart Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Elkhart, Indiana

There are 20 low income housing apartment communities offering 2,458 affordable apartments for rent in Elkhart, Indiana.

Income Based Apartments in Elkhart, Indiana

Elkhart features 1,345 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart, Indiana

There are 1,058 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart.

Housing Choice Vouchers in Elkhart, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart, Indiana for a two-bedroom apartment is between $735 and $899.

2020 Elkhart, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $532 $630 $817 $1,029 $1,129
Payment Standard Range $479 to $585 $567 to $693 $735 to $899 $926 to $1,132 $1,016 to $1,242

Sourced from federal housing data and AffordableHousingOnline.com research.

Elkhart, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 20
Total Low Income Apartments 2,458
Total Housing Units with Rental Assistance 1,345
Percentage of Housing Units Occupied By Renters 51.76%
Average Renter Household Size 2.64
Average Household Size 2.67
Median Household Income $35,371 ±$1,496
Median Rent $695 ±$17
Percentage Of Renters Overburdened 45.15% ± 4.64pp
Total Population 52,354

Population and Household Demographics

Elkhart is a city in Elkhart County, Indiana with a population of 52,354. There are 19,232 households in the city with an average household size of 2.67 persons. 51.76% of households in Elkhart are renters.

Income and Rent Overburden in Elkhart

The median gross income for households in Elkhart is $35,371 a year, or $2,948 a month. The median rent for the city is $695 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkhart, a household making less than $2,317 a month would be considered overburdened when renting an apartment at or above the median rent. 45.15% of households who rent are overburdened in Elkhart.

Area Median Income In Elkhart

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Elkhart, the AMI is calculated from all households within Elkhart County.

In Elkhart, HUD calculates the Area Median Income for a family of four as $70,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkhart

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elkhart

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,750 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $24,600 $28,100 $31,600 $35,100 $37,950 $40,750 $43,550 $46,350
80% of Median $39,350 $44,950 $50,550 $56,150 $60,650 $65,150 $69,650 $74,150