Low Income Apartments and Affordable Housing For Rent in Elkhart, IN

Discover affordable housing in Elkhart where there are 38+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Ashton Pines Apartment Homes

4353 Balsam Fir Ln, Elkhart, Indiana 46517

bed 1-4
payment $656-910/mo.
switch_access_shortcut Short Wait
accessibility Accessible

Stratford Commons

2601 Oakland Ave, Elkhart, Indiana 46517

bed 1-2
payment Subsidized

Gardenview Senior Apartments

1119 N Main St, Elkhart, Indiana 46514

bed 1-2
switch_access_shortcut Short Wait
accessibility Accessible

The Overlook

58720 Vista Blvd, Elkhart, Indiana 46517

switch_access_shortcut Short Wait
accessibility Accessible

Town and Country Apartments

1221 Georgia Blvd, Elkhart, Indiana 46514

payment Subsidized
accessibility Accessible

1219 W Marion St Unit Lower

1219 W Marion St, Elkhart, Indiana 46516

bed 3
payment $775/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

663 Stamp Dr

663 Stamp Dr, Elkhart, Indiana 46514

bed 3
payment $1400/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

515 8th St Unit B

515 8th St, Elkhart, Indiana 46516

bed 1
payment $775/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

682 Strong Ave Unit 1/2

682 Strong Ave Unit 1/2, Elkhart, Indiana 46514

bed 2
payment $900/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

807 Clarinet Blvd E Unit 807 Clarinet

807 Clarinet Blvd E, Elkhart, Indiana 46516

bed 2
payment $895/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

227 Doctor M.L.K. Jr Dr

227 Doctor M.L.K. Jr Dr, Elkhart, Indiana 46516

bed 2
payment $995/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

601 W Franklin St Unit 601-A Franklin

601 W Franklin St, Elkhart, Indiana 46516

bed 1
payment $625/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

528 W High St Unit B

528 W High St, Elkhart, Indiana 46516

bed 2
payment $675/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

916 Pearl St

916 Pearl St, Elkhart, Indiana 46516

bed 2
payment $908/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

119 N 5th St Unit 119 North 5th Street- 1

119 N 5th St, Elkhart, Indiana 46516

bed 3
payment $1300/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

901 W Beardsley Ave Unit C

901 W Beardsley Ave Unit C, Elkhart, Indiana 46514

bed 1
payment $800/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

1413 Prairie St Unit 1413 1/2 Prairie St

1413 Prairie St, Elkhart, Indiana 46516

bed 2
payment $845/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

509 W High St Unit 101

509 W High St Unit 101, Elkhart, Indiana 46516

bed 2
payment $1050/mo.

1327 Hudson St Unit 1

1327 Hudson St, Elkhart, Indiana 46516

bed 2
payment $765/mo.

1509 Krau St

1509 Krau St, Elkhart, Indiana 46516

bed 3
payment $908/mo.

How To Identify Affordable Housing in Elkhart, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
calendar_today Opened: Nov 14
Open Until Further Notice
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calendar_month

Reported On February 23rd, 2024 by Ayat Elkarib

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Elkhart, Indiana
$20.87/hour
$13.62 (+188%) more than Indiana minimum wage and $13.62 (+188%) more than the Federal minimum wage.
Learn More About Elkhart, Indiana Affordable Housing ↓

What HUD offices serve Elkhart, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Elkhart, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Elkhart, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart.

How many renters live in Elkhart, Indiana?

The City of Elkhart has people living in households.

There are renters living in renter households in this City. Renters make up 44.98 percent of the population living in Elkhart.

What is the rental market like in Elkhart, Indiana?

There are an estimated housing units in the Elkhart area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Elkhart, Indiana, there are 1.23 rental units.

What is the vacancy rate for rentals in Elkhart?

The rental vacancy rate in Elkhart is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Elkhart for each bedroom size?

Occupied Rental Units by Size in Elkhart
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
442 2,830 4,289 2,254 266
Occupied Rental Units by Size in Elkhart

A large number of apartments in Elkhart have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Elkhart

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $849 to $1,468. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $849
One BR $879
Two BR $1,102
Three BR $1,415
Four BR $1,468
2024 Fair Market Rents in Elkhart, Indiana

How many units are rented at Fair Market Rent (FMR) in Elkhart?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 218 49 percent
One BR 1,958 69 percent
Two BR 3,135 73 percent
Rental Units Below FMR in Elkhart, Indiana

How many affordable rental units are in Elkhart?

There are a variety of federal affordable housing programs serving households in Elkhart, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Elkhart, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Elkhart, Indiana

Elkhart features 1,339 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart, Indiana

There are 927 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart.

Housing Choice Vouchers in Elkhart, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart, Indiana for a two-bedroom apartment is between $992 and $1,212.

Sourced from federal housing data and AffordableHousingOnline.com research.