Low Income Apartments and Affordable Housing For Rent in Elkhart, IN

Discover affordable housing in Elkhart where there are 20+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Ashton Pines Apartment Homes

4353 Balsam Fir Ln, Elkhart, Indiana 46517

bed 1-4
payment $656-910/mo.

Gardenview Senior Apartments

1119 N Main St, Elkhart, Indiana 46514

bed 1-2

Stratford Commons

2601 Oakland Ave, Elkhart, Indiana 46517

bed 1-2

The Overlook

58720 Vista Blvd, Elkhart, Indiana 46517

Town and Country Apartments

1221 Georgia Blvd, Elkhart, Indiana 46514

Water Towers Place Apartments

320 La Salle St, Elkhart, Indiana 46516

Roosevelt Center

215 E Indiana Ave, Elkhart, Indiana 46516

Northlake Apartments

25800 Brookstream Cir, Elkhart, Indiana 46514

The Cornerstone

500 S Main St, Elkhart, Indiana 46516

Oaklawn Apartments

2518 Oakland Ave, Elkhart, Indiana 46517

Carriage House Elkhart

1200 Burr Oak Ct, Elkhart, Indiana 46517

Briarwood Village

3406 Pleasant Plain Ave, Elkhart, Indiana 46517

Waterfall Hi - Rise

303 Waterfall Dr, Elkhart, Indiana 46516

bed 1-2

Washington Gardens

326 W Indiana Ave, Elkhart, Indiana 46516

bed 1-5

Rosedale Hi - Rise

501 W Indiana Ave, Elkhart, Indiana 46516

bed 1

Scattered Sites

1301 Moffat Ln, Elkhart, Indiana 46517

Riverside Terrace

181 N Elkhart Ave, Elkhart, Indiana 46516

Deer Creeke II

2801 Toledo Rd, Elkhart, Indiana 46516

Gardenview Senior Apartments

1119 N. Main Street Elkhart, IN , Elkhart, Indiana 46514

How To Identify Affordable Housing in Elkhart, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
calendar_today Opened: Nov 14
Open Until Further Notice

Reported On February 23rd, 2024 by Ayat Elkarib

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Elkhart, Indiana
$13.62 (+188%) more than Indiana minimum wage and $13.62 (+188%) more than the Federal minimum wage.
Learn More About Elkhart, Indiana Affordable Housing ↓

What HUD offices serve Elkhart, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Elkhart, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Elkhart, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart.

How many renters live in Elkhart, Indiana?

The City of Elkhart has people living in households.

There are renters living in renter households in this City. Renters make up 44.98 percent of the population living in Elkhart.

What is the rental market like in Elkhart, Indiana?

There are an estimated housing units in the Elkhart area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Elkhart, Indiana, there are 1.23 rental units.

What is the vacancy rate for rentals in Elkhart?

The rental vacancy rate in Elkhart is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Elkhart for each bedroom size?

Occupied Rental Units by Size in Elkhart
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
442 2,830 4,289 2,254 266
Occupied Rental Units by Size in Elkhart

A large number of apartments in Elkhart have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Elkhart

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $849 to $1,468. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $849
One BR $879
Two BR $1,102
Three BR $1,415
Four BR $1,468
2024 Fair Market Rents in Elkhart, Indiana

How many units are rented at Fair Market Rent (FMR) in Elkhart?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 218 49 percent
One BR 1,958 69 percent
Two BR 3,135 73 percent
Rental Units Below FMR in Elkhart, Indiana

How many affordable rental units are in Elkhart?

There are a variety of federal affordable housing programs serving households in Elkhart, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Elkhart, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Elkhart, Indiana

Elkhart features 1,339 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart, Indiana

There are 927 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart.

Housing Choice Vouchers in Elkhart, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart, Indiana for a two-bedroom apartment is between $992 and $1,212.

Sourced from federal housing data and AffordableHousingOnline.com research.