Affordable Housing In Mitchell
Lawrence County, Indiana

5 Low Income Apartment Communities In Mitchell

Housing Authorities that serve Mitchell

Housing Authority	Programs
Hoosier Uplands Economic Development Corporation	Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Mitchell, Indiana

There are 5 low income housing apartment communities offering 224 affordable apartments for rent in Mitchell, Indiana.

Income Based Apartments in Mitchell, Indiana

Mitchell features 32 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Mitchell, Indiana

There are 192 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mitchell.

Housing Choice Vouchers in Mitchell, Indiana

On average, Section 8 Housing Choice vouchers pay Mitchell landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Mitchell.

The maximum amount a voucher would pay on behalf of a low-income tenant in Mitchell, Indiana for a two-bedroom apartment is between $692 and $846.

2021 Mitchell, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Mitchell, Indiana Fair Market Rent	$507	$584	$769	$956	$1,223
Mitchell, Indiana Payment Standard Range	$456 to $558	$526 to $642	$692 to $846	$860 to $1,052	$1,101 to $1,345

Sourced from federal housing data and AffordableHousingOnline.com research.

Mitchell, IN Affordable Housing Snapshot

Total Affordable Apartment Properties	5
Total Low Income Apartments	224
Total Housing Units with Rental Assistance	32
Percentage of Housing Units Occupied By Renters	30.19%
Average Renter Household Size	1.99
Average Household Size	2.16
Median Household Income	$34,576 ±$7,258
Median Rent	$503 ±$78
Percentage Of Renters Overburdened	38.63% ± 14.51pp
Total Population	4,291

Population and Household Demographics

Mitchell is a city in Lawrence County, Indiana with a population of 4,291. There are 1,938 households in the city with an average household size of 2.16 persons. 30.19% of households in Mitchell are renters.

Income and Rent Overburden in Mitchell

The median gross income for households in Mitchell is $34,576 a year, or $2,881 a month. The median rent for the city is $503 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mitchell, a household making less than $1,677 a month would be considered overburdened when renting an apartment at or above the median rent. 38.63% of households who rent are overburdened in Mitchell.

Area Median Income In Mitchell

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mitchell, the AMI is calculated from all households within Lawrence County.

In Mitchell, HUD calculates the Area Median Income for a family of four as $65,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mitchell

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Mitchell

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Mitchell AMI may qualify for rental assistance programs that target Extremely Low Income households.	$14,050	$17,420	$21,960	$26,500	$31,040	$35,580	$40,120	$44,100
50% AMI Income Limits Renters earning up to 50% of the Mitchell AMI may qualify for rental assistance programs that target Very Low Income households.	$23,400	$26,750	$30,100	$33,400	$36,100	$38,750	$41,450	$44,100
80% AMI Income Limits Renters earning up to 80% of the Mitchell AMI may qualify for rental assistance programs that target Low Income households.	$37,450	$42,800	$48,150	$53,450	$57,750	$62,050	$66,300	$70,600