Affordable Housing In Warsaw
Kosciusko County, Indiana

9 Low Income Apartment Communities In Warsaw

Retired Tigers L.P.

320 W. Main St. Ofc
Warsaw, Indiana
Income Based
1 BR

Little Crow Lofts

201 S Detroit St
Warsaw, Indiana
Call For Rent
1-2 BR

Valley Forge Apartments II

3100 Frontage Rd
Warsaw, Indiana

Wilson - Castaldi Apartments

1303 Husky Trl
Warsaw, Indiana
Disabled Supportive Housing

802 Center

802 E. Center St. Warsaw, IN
Warsaw, Indiana

Heron Preserve II

1101 Heron Blvd
Warsaw, Indiana

Heron Preserve Apartments II

6104 Heron Blvd
Warsaw, Indiana

Courts of Colfax

600 N Colfax St
Warsaw, Indiana

Pike Lake Pointe Apartments

1064 N Park Ave
Warsaw, Indiana
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Housing Authorities that serve Warsaw

Housing Authority Programs
Warsaw Housing Authority Section 8 Housing Choice Voucher (HCV)
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Warsaw, Indiana

There are 9 low income housing apartment communities offering 497 affordable apartments for rent in Warsaw, Indiana.

Income Based Apartments in Warsaw, Indiana

Warsaw features 214 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Warsaw, Indiana

There are 283 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Warsaw.

Housing Choice Vouchers in Warsaw, Indiana

On average, Section 8 Housing Choice vouchers pay Warsaw landlords $400 per month towards rent. The average voucher holder contributes $400 towards rent in Warsaw.

The maximum amount a voucher would pay on behalf of a low-income tenant in Warsaw, Indiana for a two-bedroom apartment is between $715 and $873.

2021 Warsaw, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Warsaw, Indiana Fair Market Rent $569 $657 $794 $1,030 $1,083
Warsaw, Indiana Payment Standard Range $512 to $626 $591 to $723 $715 to $873 $927 to $1,133 $975 to $1,191

Sourced from federal housing data and research.

Warsaw, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 497
Total Housing Units with Rental Assistance 214
Percentage of Housing Units Occupied By Renters 38.63%
Average Renter Household Size 2.22
Average Household Size 2.45
Median Household Income $46,195 ±$1,503
Median Rent $733 ±$48
Percentage Of Renters Overburdened 34.27% ± 7.11pp
Total Population 14,385

Population and Household Demographics

Warsaw is a city in Kosciusko County, Indiana with a population of 14,385. There are 5,635 households in the city with an average household size of 2.45 persons. 38.63% of households in Warsaw are renters.

Income and Rent Overburden in Warsaw

The median gross income for households in Warsaw is $46,195 a year, or $3,850 a month. The median rent for the city is $733 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Warsaw, a household making less than $2,443 a month would be considered overburdened when renting an apartment at or above the median rent. 34.27% of households who rent are overburdened in Warsaw.

Area Median Income In Warsaw

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Warsaw, the AMI is calculated from all households within Kosciusko County.

In Warsaw, HUD calculates the Area Median Income for a family of four as $73,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Warsaw

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Warsaw

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Warsaw AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,500 $17,700 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Warsaw AMI may qualify for rental assistance programs that target Very Low Income households.
$25,800 $29,450 $33,150 $36,800 $39,750 $42,700 $45,650 $48,600
80% AMI Income Limits
Renters earning up to 80% of the Warsaw AMI may qualify for rental assistance programs that target Low Income households.
$41,250 $47,150 $53,050 $58,900 $63,650 $68,350 $73,050 $77,750