Affordable Housing In Louisville
Jefferson County, Kentucky

261 Low Income Apartment Communities In Louisville

Phoenix Hill Apartments

928 Marshall St.
Louisville, Kentucky
Call For Rent
1-3 BR
Subsidized

Community Towers

2526 W. Madison St.
Louisville, Kentucky
Call For Rent
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

California Square I

1600 Garland Ave
Louisville, Kentucky
$584
1 BR
Subsidized

Jacob School Senior Apartments

3670 Wheeler Avenue
Louisville, Kentucky
Call For Rent
Studio-2 BR
Accessible
55+

Mount Vernon Apartments

6733 Carribean Lane
Louisville, Kentucky
Call For Rent
1-3 BR
Subsidized

Fairington of Louisville

5900 Fairington Drive
Louisville, Kentucky
Call For Rent
1 BR
Subsidized
62+
Accessible

Blairwood Apartments

9202 Linn Station Rd
Louisville, Kentucky
Call For Rent
1 BR
Subsidized
62+
Accessible

Watterson Lakeview Apartments

3701 W Wheatmore Dr
Louisville, Kentucky
$600-822
1-3 BR
Subsidized

Douglas Park Apartments

401 Douglas Park
Louisville, Kentucky
Call For Rent
1-3 BR
Subsidized

Flaget Apartments

4410 River Park Drive
Louisville, Kentucky
Call For Rent
Studio-1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Section 8 Vouchers, Apartments, and Waiting Lists in Louisville, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Louisville, Kentucky

Housing Authority Programs
Louisville Metro Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Moving to Work; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Louisville, Kentucky

There are 261 low income housing apartment communities offering 17,011 affordable apartments for rent in Louisville, Kentucky.

Income Based Apartments in Louisville, Kentucky

Louisville features 10,923 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Louisville, Kentucky

There are 6,088 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Louisville.

Housing Choice Vouchers in Louisville, Kentucky

On average, Section 8 Housing Choice vouchers pay Louisville landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Louisville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Louisville, Kentucky for a two-bedroom apartment is between $864 and $1,056.

2022 Louisville, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Louisville, Kentucky Fair Market Rent $690 $800 $960 $1,279 $1,468
Louisville, Kentucky Payment Standard Range $621 to $759 $720 to $880 $864 to $1,056 $1,151 to $1,407 $1,321 to $1,615

Sourced from federal housing data and AffordableHousingOnline.com research.

Louisville, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 261
Total Low Income Apartments 17,011
Total Housing Units with Rental Assistance 10,923
Percentage of Housing Units Occupied By Renters 39.58%
Average Renter Household Size 2.29
Average Household Size 2.43
Median Household Income $45,762 ±$715
Median Rent $727 ±$7
Percentage Of Renters Overburdened 45.78% ± 1.32pp
Total Population 608,732

Population and Household Demographics

Louisville is a city in Jefferson County, Kentucky with a population of 608,732. There are 245,017 households in the city with an average household size of 2.43 persons. 39.58% of households in Louisville are renters.

Income and Rent Overburden in Louisville

The median gross income for households in Louisville is $45,762 a year, or $3,814 a month. The median rent for the city is $727 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Louisville, a household making less than $2,423 a month would be considered overburdened when renting an apartment at or above the median rent. 45.78% of households who rent are overburdened in Louisville.

Area Median Income In Louisville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Louisville, the AMI is calculated from all households within Jefferson County.

In Louisville, HUD calculates the Area Median Income for a family of four as $76,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Louisville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Louisville

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Louisville AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,150 $18,450 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Louisville AMI may qualify for rental assistance programs that target Very Low Income households.
$26,950 $30,800 $34,650 $38,450 $41,550 $44,650 $47,700 $50,800
80% AMI Income Limits
Renters earning up to 80% of the Louisville AMI may qualify for rental assistance programs that target Low Income households.
$43,050 $49,200 $55,350 $61,500 $66,450 $71,350 $76,300 $81,200